Get multiple home insurance quotes in 43358. Our licensed 43358, OH agents are ready to serve you.

43358 Home Insurance Rates

For homeowners living in 43358, the population estimates are increasing to well over 2,587 with 959 occupied homes within the zip code of 43358. Homeowners like you are dicovering up to 40% or more in savings when they shop their new home insurance policy online. At GetHomeInsuranceQuotes.com, we provide homeowners a free shopping service that allows you to easily compare up to 12 competitive quotes for free. Home insurance premiums in West Mansfield have increased and the average home insurance premium is around $606 per year in 43358. With our online quoting services and hassle free consultation, we can help you apply all the available discounts you need, plus review the best coverage and carrier option for you. Enter your 43358 zip code today so we can help you find affordable West Mansfield, OH home insurance premiums.

Compare Multiple Homeowners Insurance Rates in 43358

Please select one of the three options below based on your 43358 zip code to learn more about Ohio homeowners insurance, plus review average rates and information per state, county or city.

  1. Ohio Homeowners Insurance Quotes
  2. Logan County, OH Home Insurance
  3. West Mansfield, OH Home Insurance Quotes

43358 Average Home Insurance Rating Cost is: Very Low!

Getting cheaper homeowners insurance in the 43358 zip code just got easier with GetHomeInsuranceQuotes.com of West Mansfield, OH. A homeowners policy consists of a combined property and casualty coverage for your home. To insure your home for a variety of risks like fire, theft, windstorm damage or liability accidents, it's important to get the right home insurance coverage. A standard HO-3 homeowners policy will help you get the basic coverage you need. Their are multiple home insurance types and we can help you get the savings you are looking for you in your insurance cost, plus the enhanced coverage you need so you have the protection when you need it most. Shop your home in 43358 today and let us help you review the best home insurance quotes available for homeowners living in West Mansfield.

Get 43358 Homeowners Insurance Rates Now!

43358 Home Insurance Average Premiums

Local 43358 homeowners insurance quotes comparison

$356 /yr.

Shows Zip Code: 43358 lowest rates with discounts applied on average.

For the 43358, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$356 /yr.
Average Coverage:$606 /yr.
2600 sq. ft. or higher
(all discounts applied)
$906 /yr.

What is the average home insurance cost for a home in 43358?

  • • The average homeowners insurance premium paid annually for a home in 43358 is around $606 per year.

What does it cost on average per month for home insurance in 43358?

  • • Homeowners in 43358 pay a monthly average cost per month around $51.00.

What kind of discount could I get if I combine my home and auto insurance together in 43358?

  • • Autoowners in 43358 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the West Mansfield area, check out other zip codes nearby 43358.
Review average rates in another zip code:
43358 homeowners insurance rates

Home Replacement Cost Coverage in 43358

Average Building Cost Per Square Foot in 43358: $111

Location: West Mansfield, Ohio (Logan County)

Average Square Footage in 43358: 1,346 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 43358 before you start any project. West Mansfield homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 43358 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 43358 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,346 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the West Mansfield area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1111,346$149,400
Additional Upgrades & Added Features$1391,346$186,750
Major Home Updates or Advancements$1671,346$224,100

It's important to understand that when you estimate your replacement cost of your home in the 43358 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 43358

Gene Horney Insurance Agency

Address: 128 South Main Street West Mansfield, OH 43358
Phone: (937)355-6575
Website:

John C. Dally Agency

Address: 107 S Main St West Mansfield, OH 43358
Phone: (800)859-6716
Website:

Best Home & Auto Insurance Agencies in 43358

Gene Horney Insurance Agency

Address: 128 S Main St West Mansfield, OH 43358
Phone:
Website:
Info:

John C. Dally Agency

Address: 107 S Main St West Mansfield, OH 43358
Phone:
Website:
Info:

Mill Creek Insurance

Address: 636 S Main St West Mansfield, OH 43358
Phone:
Website: http://www.millcreekinsurance.com
Info:

Housing Demographics for 43358

Population Review for 43358 Zip Code

For the city of West Mansfield, the population within 43358 has increased to over 2,421 residents in population size. The current population total is 2,587. We have broken down the population based on race below. In 43358, there are over 1241 in male population and 1346 females.

PopulationValues
Total Population2,587
White Population2422
Black Population9
Hispanic Population31
Asian Population14
Hawaiian Population0
Indian Population14
Other Population15
Male Population1241
Female Population1346
Population Estimate2421

Household Data for 43358

The average number of homes in 43358 is around 959, there are an average of 2.70 per household. The average house value according to local real estate values is around $149,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode959
Persons Per Household2.70
Average House Value$149,400
Income Per Household$73611
Median Age40.9
Median Age Male40.5
Median Age Female41.4
43358 DetailsValues
StateOH
State Full NameOhio
City TypeP
City Alias AbbreviationW MANSFIELD
Area Code937/326
CityWest Mansfield
City Alias NameWEST MANSFIELD
CountyLogan
County FIPS091
State FIPS39
Time Zone5
Day Light SavingY
MSA
PMSA
CSA198
CBSA13340
CBSA_DIV
CBSA_TypeMicro
CBSA_NameBellefontaine, OH
MSA_Name
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses23
Number Of Employees95
Business First Quarter Payroll628
Business Annual Payroll3359
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population45858
CBSA Division Population0
Congressional District04
Congressional LandArea4664.87
Delivery Residential897
Delivery Business14
Delivery Total1054
Preferred Last Line KeyX23324
Classification Code
Multi-CountyY
CSA NameColumbus-Marion-Zanesville, OH
CBSA_DIV_Name
City State KeyX23324
Land Area60.968000
Water Area0.377000
City Alias Code
City Mixed CaseWest Mansfield
City Alias Mixed CaseWest Mansfield
Box Count129
SFDU897
MFDU0
State ANSI39
County ANSI091
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number388876
Unique ZIP Name
SSA State County Code36470
Medicare CBSA Code99936
Medicare CBSA NameRural Areas in OH
Medicare CBSA TypeMicro
Market Rating Area ID9
County Mixed CaseLogan

Ohio Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]