Get multiple home insurance quotes in 43403. Our licensed 43403, OH agents are ready to serve you.

43403 Home Insurance Rates & Premiums

Did you know there are over 5,422 people living within the 43403 zip code area? There are over 10 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:

  1. We will shop up to 12 home insurance companies for free.
  2. We will apply all discounts and credits to help you save up to 40% or more.
  3. We will answer any questions that you may.
  4. We will review the best policy and coverage option in 43403.

Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes.

Average homeowners insurance premiums in Ohio are on the rise. The estimated average premium is around $669 a year for a standard homeowners insurance policy in Bowling Green. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.

City: Bowling Green, OH Homeowners Insurance Quotes Online

43403 Home Insurance Average Premiums

Local 43403 homeowners insurance quotes comparison

$419 /yr.

Shows Zip Code: 43403 lowest rates with discounts applied on average.

For the 43403, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$419 /yr.
Average Coverage:$669 /yr.
2600 sq. ft. or higher
(all discounts applied)
$969 /yr.

What is the average home insurance cost for a home in 43403?

  • • The average homeowners insurance premium paid annually for a home in 43403 is around $669 per year.

What does it cost on average per month for home insurance in 43403?

  • • Homeowners in 43403 pay a monthly average cost per month around $56.00.

What kind of discount could I get if I combine my home and auto insurance together in 43403?

  • • Autoowners in 43403 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Bowling Green area, check out other zip codes nearby 43403.
Review average rates in another zip code:
43402 homeowners insurance rates
43403 homeowners insurance rates

Home Replacement Cost Coverage in 43403

Average Building Cost Per Square Foot in 43403: $111

Location: Bowling Green, Ohio (Wood County)

Average Square Footage in 43403: 1,486 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 43403 before you start any project. Bowling Green homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 43403 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 43403 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,486 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Bowling Green area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1111,486$165,000
Additional Upgrades & Added Features$1391,486$206,250
Major Home Updates or Advancements$1671,486$247,500

It's important to understand that when you estimate your replacement cost of your home in the 43403 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 43403

Best Home & Auto Insurance Agencies in 43403

Housing Demographics for 43403

Population Review for 43403 Zip Code

For the city of Bowling Green, the population within 43403 has increased to over 0 residents in population size. The current population total is 5,422. We have broken down the population based on race below. In 43403, there are over 2315 in male population and 3107 females.

PopulationValues
Total Population5,422
White Population4394
Black Population593
Hispanic Population217
Asian Population80
Hawaiian Population1
Indian Population7
Other Population57
Male Population2315
Female Population3107
Population Estimate0

Household Data for 43403

The average number of homes in 43403 is around 10, there are an average of 9.80 per household. The average house value according to local real estate values is around $165,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode10
Persons Per Household9.80
Average House Value$165,000
Income Per Household$0
Median Age19.6
Median Age Male19.7
Median Age Female19.6
43403 DetailsValues
StateOH
State Full NameOhio
City TypeP
City Alias Abbreviation
Area Code419/567
CityBowling Green
City Alias NameBOWLING GREEN
CountyWood
County FIPS173
State FIPS39
Time Zone5
Day Light SavingY
MSA8400
PMSA
CSA
CBSA45780
CBSA_DIV
CBSA_TypeMetro
CBSA_NameToledo, OH
MSA_NameToledo, OH MSA
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses24
Number Of Employees523
Business First Quarter Payroll1872
Business Annual Payroll6342
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population651429
CBSA Division Population0
Congressional District05
Congressional LandArea5626.47
Delivery Residential0
Delivery Business1
Delivery Total1050
Preferred Last Line KeyX20300
Classification CodeU
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyX20300
Land Area0.312000
Water Area0.000000
City Alias CodeU
City Mixed CaseBowling Green
City Alias Mixed CaseBowling Green
Box Count0
SFDU0
MFDU0
State ANSI39
County ANSI173
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number380966
Unique ZIP Name
SSA State County Code36880
Medicare CBSA Code45780
Medicare CBSA NameToledo, OH
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseWood

Ohio Homeowners Insurance News & Information

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]