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Compare 43407 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Burgoon just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 237 neighbors looking to save on their home insurance policy in the local 43407 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 43407. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Ohio rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Burgoon, OH home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Burgoon, OH

43407 Home Insurance Average Premiums

Local 43407 homeowners insurance quotes comparison

$384 /yr.

Shows Zip Code: 43407 lowest rates with discounts applied on average.

For the 43407, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$384 /yr.
Average Coverage:$634 /yr.
2600 sq. ft. or higher
(all discounts applied)		$934 /yr.

What is the average home insurance cost for a home in 43407?

  • • The average homeowners insurance premium paid annually for a home in 43407 is around $634 per year.

What does it cost on average per month for home insurance in 43407?

  • • Homeowners in 43407 pay a monthly average cost per month around $53.00.

What kind of discount could I get if I combine my home and auto insurance together in 43407?

  • • Autoowners in 43407 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Burgoon area, check out other zip codes nearby 43407.
Review average rates in another zip code:
43407 homeowners insurance rates

Home Replacement Cost Coverage in 43407

Average Building Cost Per Square Foot in 43407: $111

Location: Burgoon, Ohio (Sandusky County)

Average Square Footage in 43407: 1,410 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 43407 before you start any project. Burgoon homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 43407 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 43407 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,410 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Burgoon area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1111,410$156,500
Additional Upgrades & Added Features$1391,410$195,625
Major Home Updates or Advancements$1671,410$234,750

It's important to understand that when you estimate your replacement cost of your home in the 43407 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 43407

Best Home & Auto Insurance Agencies in 43407

Housing Demographics for 43407

Population Review for 43407 Zip Code

For the city of Burgoon, the population within 43407 has increased to over 522 residents in population size. The current population total is 631. We have broken down the population based on race below. In 43407, there are over 332 in male population and 299 females.

PopulationValues
Total Population631
White Population577
Black Population6
Hispanic Population22
Asian Population0
Hawaiian Population0
Indian Population2
Other Population7
Male Population332
Female Population299
Population Estimate522

Household Data for 43407

The average number of homes in 43407 is around 237, there are an average of 2.61 per household. The average house value according to local real estate values is around $156,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode237
Persons Per Household2.61
Average House Value$156,500
Income Per Household$62083
Median Age42.0
Median Age Male42.4
Median Age Female41.5
43407 DetailsValues
StateOH
State Full NameOhio
City TypeP
City Alias Abbreviation
Area Code419/567
CityBurgoon
City Alias NameBURGOON
CountySandusky
County FIPS143
State FIPS39
Time Zone5
Day Light SavingY
MSA
PMSA
CSA184
CBSA23380
CBSA_DIV
CBSA_TypeMicro
CBSA_NameFremont, OH
MSA_Name
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses7
Number Of Employees38
Business First Quarter Payroll348
Business Annual Payroll1906
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population60944
CBSA Division Population0
Congressional District05|09
Congressional LandArea5626.47|464.65
Delivery Residential200
Delivery Business0
Delivery Total240
Preferred Last Line KeyX20386
Classification Code
Multi-CountyY
CSA NameCleveland-Akron-Canton, OH
CBSA_DIV_Name
City State KeyX20386
Land Area14.679000
Water Area0.000000
City Alias Code
City Mixed CaseBurgoon
City Alias Mixed CaseBurgoon
Box Count38
SFDU200
MFDU0
State ANSI39
County ANSI143
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number381176
Unique ZIP Name
SSA State County Code36730
Medicare CBSA Code99936
Medicare CBSA NameRural Areas in OH
Medicare CBSA TypeMicro
Market Rating Area ID6
County Mixed CaseSandusky

Ohio Homeowners Insurance News & Information

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  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]