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43410, OH Home Insurance

In the zip code of 43410, the population size is around 10,219, which consists of 4,069 occupied homes in your area. We often hear homeowners ask us what the average home insurance premiums are for residence living in Clyde, OH. A few years ago, a study was done and found that the average home insurance rates for Ohio are around $682 per year for a standard homeowners policy. At GetHomeInsuranceQuotes.com, we help homeowners find cheaper rates and better coverage for an existing or new home purchase opportunity. We have partnered with 12 major home insurance companies that have the most competitive rates for homes in the 43410 zip code location. Our savings model helps you not only save up to 40% or more, but also includes enhanced coverage options to help protect your home and family while livings in Clyde. If you enter your zip code for the home you would like to shop and compare rates for today, we can help you review the premiums and coverage online or over the phone. Give us a call now at 1-855-976-2656 so we can help you compare rates today!

If you would like to review more information on rates within your area, please click Clyde, OH Homeowners Insurance Online Rates Today!

43410 Home Insurance Average Premiums

Local 43410 homeowners insurance quotes comparison

$432 /yr.

Shows Zip Code: 43410 lowest rates with discounts applied on average.

For the 43410, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$432 /yr.
Average Coverage:$682 /yr.
2600 sq. ft. or higher
(all discounts applied)
$982 /yr.

What is the average home insurance cost for a home in 43410?

  • • The average homeowners insurance premium paid annually for a home in 43410 is around $682 per year.

What does it cost on average per month for home insurance in 43410?

  • • Homeowners in 43410 pay a monthly average cost per month around $57.00.

What kind of discount could I get if I combine my home and auto insurance together in 43410?

  • • Autoowners in 43410 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Clyde area, check out other zip codes nearby 43410.
Review average rates in another zip code:
43410 homeowners insurance rates

Home Replacement Cost Coverage in 43410

Average Building Cost Per Square Foot in 43410: $111

Location: Clyde, Ohio (Sandusky County)

Average Square Footage in 43410: 1,136 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 43410 before you start any project. Clyde homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 43410 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 43410 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,136 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Clyde area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1111,136$126,100
Additional Upgrades & Added Features$1391,136$157,625
Major Home Updates or Advancements$1671,136$189,150

It's important to understand that when you estimate your replacement cost of your home in the 43410 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 43410

Best Home & Auto Insurance Agencies in 43410

Miller- Kent T

Address: 132 S Main St Clyde, OH 43410
Phone:
Website:
Info:

Allstate Insurance Companies

Address: 422 E McPherson Hwy Clyde, OH 43410
Phone:
Website:
Info:

Housing Demographics for 43410

Population Review for 43410 Zip Code

For the city of Clyde, the population within 43410 has increased to over 10,636 residents in population size. The current population total is 10,219. We have broken down the population based on race below. In 43410, there are over 5135 in male population and 5084 females.

PopulationValues
Total Population10,219
White Population9247
Black Population72
Hispanic Population756
Asian Population32
Hawaiian Population3
Indian Population26
Other Population211
Male Population5135
Female Population5084
Population Estimate10636

Household Data for 43410

The average number of homes in 43410 is around 4,069, there are an average of 2.48 per household. The average house value according to local real estate values is around $126,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode4,069
Persons Per Household2.48
Average House Value$126,100
Income Per Household$54780
Median Age41.9
Median Age Male41.2
Median Age Female42.8
43410 DetailsValues
StateOH
State Full NameOhio
City TypeP
City Alias Abbreviation
Area Code567/419
CityClyde
City Alias NameCLYDE
CountySandusky
County FIPS143
State FIPS39
Time Zone5
Day Light SavingY
MSA
PMSA
CSA184
CBSA23380
CBSA_DIV
CBSA_TypeMicro
CBSA_NameFremont, OH
MSA_Name
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses191
Number Of Employees6229
Business First Quarter Payroll73450
Business Annual Payroll297066
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population60944
CBSA Division Population0
Congressional District05|09
Congressional LandArea5626.47|464.65
Delivery Residential4289
Delivery Business222
Delivery Total4626
Preferred Last Line KeyX20605
Classification Code
Multi-CountyY
CSA NameCleveland-Akron-Canton, OH
CBSA_DIV_Name
City State KeyX20605
Land Area51.398000
Water Area0.242000
City Alias Code
City Mixed CaseClyde
City Alias Mixed CaseClyde
Box Count94
SFDU3874
MFDU123
State ANSI39
County ANSI143
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number381701
Unique ZIP Name
SSA State County Code36730
Medicare CBSA Code99936
Medicare CBSA NameRural Areas in OH
Medicare CBSA TypeMicro
Market Rating Area ID6
County Mixed CaseSandusky

Ohio Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]