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43412, OH Homeowners Insurance Rates

With a population size of 4,033 and with 1,596 occupied homes in the 43412 area, our online shopping service is becoming very helpful for homeowners like you. The average home insurance premiums in Curtice, OH are around $690 per year for a standard HO-3 homeowners policy. Wouldn't you love to save up to 40% or more on your next home insurance policy? Our process easily compares the most competitive rates, while including all discounts and credits, plus reviewing all enhanced coverage options. You will find that GetHomeInsuranceQuotes.com is the best place online to shop for home insurance rates in Curtice, Ohio. If you are looking for more affordable rates, let us help you shop and compare your next homeowners policy today. Just enter your zip code to start online comparing, or give us a call at 1-855-976-2656 so we can help you review rates today!

It's important to know that if your Ohio home may be located in a risk area that is prone to flooding, hurricanes or earthquakes. You may need additional coverage that is not part of your current policy like an HO-3 or HO-2. We can help you review the best protection and coverage options for your home located in Curtice, OH.

For Ohio home insurance information, including average Curtice home insurance rates, coverage options or the different homeowners insurance types, please select Curtice, OH Home Insurance Quotes Now!

43412 Home Insurance Average Premiums

Local 43412 homeowners insurance quotes comparison

$440 /yr.

Shows Zip Code: 43412 lowest rates with discounts applied on average.

For the 43412, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$440 /yr.
Average Coverage:$690 /yr.
2600 sq. ft. or higher
(all discounts applied)
$990 /yr.

What is the average home insurance cost for a home in 43412?

  • • The average homeowners insurance premium paid annually for a home in 43412 is around $690 per year.

What does it cost on average per month for home insurance in 43412?

  • • Homeowners in 43412 pay a monthly average cost per month around $58.00.

What kind of discount could I get if I combine my home and auto insurance together in 43412?

  • • Autoowners in 43412 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Curtice area, check out other zip codes nearby 43412.
Review average rates in another zip code:
43412 homeowners insurance rates

Home Replacement Cost Coverage in 43412

Average Building Cost Per Square Foot in 43412: $111

Location: Curtice, Ohio (Ottawa County)

Average Square Footage in 43412: 1,533 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 43412 before you start any project. Curtice homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 43412 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 43412 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,533 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Curtice area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1111,533$170,200
Additional Upgrades & Added Features$1391,533$212,750
Major Home Updates or Advancements$1671,533$255,300

It's important to understand that when you estimate your replacement cost of your home in the 43412 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 43412

Best Home & Auto Insurance Agencies in 43412

Housing Demographics for 43412

Population Review for 43412 Zip Code

For the city of Curtice, the population within 43412 has increased to over 4,078 residents in population size. The current population total is 4,033. We have broken down the population based on race below. In 43412, there are over 2102 in male population and 1931 females.

PopulationValues
Total Population4,033
White Population3725
Black Population16
Hispanic Population203
Asian Population11
Hawaiian Population0
Indian Population5
Other Population85
Male Population2102
Female Population1931
Population Estimate4078

Household Data for 43412

The average number of homes in 43412 is around 1,596, there are an average of 2.53 per household. The average house value according to local real estate values is around $170,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,596
Persons Per Household2.53
Average House Value$170,200
Income Per Household$85417
Median Age47.7
Median Age Male45.4
Median Age Female49.3
43412 DetailsValues
StateOH
State Full NameOhio
City TypeP
City Alias Abbreviation
Area Code419
CityCurtice
City Alias NameCURTICE
CountyOttawa
County FIPS123
State FIPS39
Time Zone5
Day Light SavingY
MSA
PMSA
CSA184
CBSA41780
CBSA_DIV
CBSA_TypeMetro
CBSA_NameSandusky, OH
MSA_Name
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses45
Number Of Employees220
Business First Quarter Payroll1890
Business Annual Payroll9069
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population77079
CBSA Division Population0
Congressional District09
Congressional LandArea464.65
Delivery Residential1612
Delivery Business33
Delivery Total2075
Preferred Last Line KeyX20744
Classification Code
Multi-CountyY
CSA NameCleveland-Akron-Canton, OH
CBSA_DIV_Name
City State KeyX20744
Land Area27.640000
Water Area0.893000
City Alias Code
City Mixed CaseCurtice
City Alias Mixed CaseCurtice
Box Count115
SFDU1612
MFDU0
State ANSI39
County ANSI123
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number382016
Unique ZIP Name
SSA State County Code36630
Medicare CBSA Code45780
Medicare CBSA NameToledo, OH
Medicare CBSA TypeMetro
Market Rating Area ID6
County Mixed CaseOttawa

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