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43443 Homeowners Insurance Rate Quotes

Are you shopping for homeowners insurance quotes in 43443? Our rates are very competitive for homeowners living in Luckey, OH. Many homeowners based out of your 43443 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our homeowners insurance quotes are free and our Ohio licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 43443 should appear in the zip code field ready to go. For Luckey, OH Home Insurance Rate Quotes click to review the best rates and service online!

43443 Average Premium is Rated: Very Low!

Homeowners living in 43443 can easily save up to 40% off the average home insurance premium of $634 a year by comparing rates with us at GetHomeInsuranceQuotes.com. You don't have to do the research to find the best company, rate and coverage options. We have already done this for you. We have 12 major carriers in Luckey that are all very competitive and have the best rate and coverage option available. All you need to do is request quotes online for zip code 43443 and we will help you compare prices and apply all available discounts. If you want savings and also need help deciding which policy is best for you, than let us help you compare multiple rates today!

Get Multiple Home Insurance Rates in 43443!

43443 Home Insurance Average Premiums

Local 43443 homeowners insurance quotes comparison

$384 /yr.

Shows Zip Code: 43443 lowest rates with discounts applied on average.

For the 43443, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$384 /yr.
Average Coverage:$634 /yr.
2600 sq. ft. or higher
(all discounts applied)
$934 /yr.

What is the average home insurance cost for a home in 43443?

  • • The average homeowners insurance premium paid annually for a home in 43443 is around $634 per year.

What does it cost on average per month for home insurance in 43443?

  • • Homeowners in 43443 pay a monthly average cost per month around $53.00.

What kind of discount could I get if I combine my home and auto insurance together in 43443?

  • • Autoowners in 43443 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Luckey, check out other zip codes nearby 43443.
To review average rates in another zip code, click on a zip code below:
43443  | 

Home Replacement Cost Coverage in 43443

Average Building Cost Per Square Foot in 43443: $111

Location: Luckey, Ohio (Wood County)

Average Square Footage in 43443: 1,408 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 43443 before you start any project. Luckey homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 43443 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 43443 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,408 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Luckey area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1111,408$156,300
Additional Upgrades & Added Features$1391,408$195,375
Major Home Updates or Advancements$1671,408$234,450

It's important to understand that when you estimate your replacement cost of your home in the 43443 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 43443

Best Home & Auto Insurance Agencies in 43443

Housing Demographics for 43443

Population Review for 43443 Zip Code

For the city of Luckey, the population within 43443 has increased to over 1,030 residents in population size. The current population total is 1,856. We have broken down the population based on race below. In 43443, there are over 937 in male population and 919 females.

PopulationValues
Total Population1,856
White Population1731
Black Population8
Hispanic Population91
Asian Population1
Hawaiian Population0
Indian Population5
Other Population30
Male Population937
Female Population919
Population Estimate1030

Household Data for 43443

The average number of homes in 43443 is around 705, there are an average of 2.63 per household. The average house value according to local real estate values is around $156,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode705
Persons Per Household2.63
Average House Value$156,300
Income Per Household$80288
Median Age42.3
Median Age Male42.3
Median Age Female42.3
43443 DetailsValues
StateOH
State Full NameOhio
City TypeP
City Alias Abbreviation
Area Code419
CityLuckey
City Alias NameLUCKEY
CountyWood
County FIPS173
State FIPS39
Time Zone5
Day Light SavingY
MSA8400
PMSA
CSA
CBSA45780
CBSA_DIV
CBSA_TypeMetro
CBSA_NameToledo, OH
MSA_NameToledo, OH MSA
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses26
Number Of Employees1137
Business First Quarter Payroll9065
Business Annual Payroll48902
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population651429
CBSA Division Population0
Congressional District05|09
Congressional LandArea5626.47|464.65
Delivery Residential392
Delivery Business9
Delivery Total803
Preferred Last Line KeyX21690
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyX21690
Land Area12.368000
Water Area0.009000
City Alias Code
City Mixed CaseLuckey
City Alias Mixed CaseLuckey
Box Count361
SFDU392
MFDU0
State ANSI39
County ANSI173
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number384662
Unique ZIP Name
SSA State County Code36880
Medicare CBSA Code45780
Medicare CBSA NameToledo, OH
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseWood

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