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Home Insurance Rates in 43445

For homeowners shopping online in 43445, our insurance rates are very competitive for homeowners living in Martin, OH. Many homeowners based out of the great city of Martin have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Ohio licensed agents can provide a free consultation service to you that allows you to ask questions about which rates and coverage options are best suited for you and your family. To get free home insurance quotes in 43445, simply click the "Get Multiple Quotes Now" button. Your 43445 should appear in the zip code field ready to go. We only need some basic home information to start running multiple quotes for you. Martin, OH Home Insurance Rate Quotes are available for you, we easily review and compare multiple coverage and rate options.

43445 Home Insurance Rating is: Very Low!

If you live in 43445, you can easily save up to 40% off the average home insurance premium of $698 a year by letting us help you compare the best rate and coverage option for your home. We can compare up to 12 major top rated home insurance companies all at once. We also will do a professional analysis to determine which coverage is best suited to cover the risk that you need. Home insurance in Martin can come in a variety of different packages, it's important to understand which homeowners policy is best. Let us help you compare home insurance rates in 43445 today!

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43445 Home Insurance Average Premiums

Local 43445 homeowners insurance quotes comparison

$448 /yr.

Shows Zip Code: 43445 lowest rates with discounts applied on average.

For the 43445, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$448 /yr.
Average Coverage:$698 /yr.
2600 sq. ft. or higher
(all discounts applied)
$998 /yr.

What is the average home insurance cost for a home in 43445?

  • • The average homeowners insurance premium paid annually for a home in 43445 is around $698 per year.

What does it cost on average per month for home insurance in 43445?

  • • Homeowners in 43445 pay a monthly average cost per month around $58.00.

What kind of discount could I get if I combine my home and auto insurance together in 43445?

  • • Autoowners in 43445 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Martin area, check out other zip codes nearby 43445.
Review average rates in another zip code:
43445 homeowners insurance rates

Home Replacement Cost Coverage in 43445

Average Building Cost Per Square Foot in 43445: $111

Location: Martin, Ohio (Ottawa County)

Average Square Footage in 43445: 1,329 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 43445 before you start any project. Martin homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 43445 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 43445 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,329 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Martin area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1111,329$147,500
Additional Upgrades & Added Features$1391,329$184,375
Major Home Updates or Advancements$1671,329$221,250

It's important to understand that when you estimate your replacement cost of your home in the 43445 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 43445

Best Home & Auto Insurance Agencies in 43445

Housing Demographics for 43445

Population Review for 43445 Zip Code

For the city of Martin, the population within 43445 has increased to over 1,135 residents in population size. The current population total is 1,188. We have broken down the population based on race below. In 43445, there are over 622 in male population and 566 females.

PopulationValues
Total Population1,188
White Population1079
Black Population3
Hispanic Population88
Asian Population8
Hawaiian Population0
Indian Population0
Other Population17
Male Population622
Female Population566
Population Estimate1135

Household Data for 43445

The average number of homes in 43445 is around 455, there are an average of 2.61 per household. The average house value according to local real estate values is around $147,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode455
Persons Per Household2.61
Average House Value$147,500
Income Per Household$91389
Median Age42.0
Median Age Male43.3
Median Age Female40.3
43445 DetailsValues
StateOH
State Full NameOhio
City TypeP
City Alias Abbreviation
Area Code419
CityMartin
City Alias NameMARTIN
CountyOttawa
County FIPS123
State FIPS39
Time Zone5
Day Light SavingY
MSA
PMSA
CSA184
CBSA41780
CBSA_DIV
CBSA_TypeMetro
CBSA_NameSandusky, OH
MSA_Name
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses22
Number Of Employees92
Business First Quarter Payroll683
Business Annual Payroll3689
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population77079
CBSA Division Population0
Congressional District09
Congressional LandArea464.65
Delivery Residential435
Delivery Business8
Delivery Total476
Preferred Last Line KeyX21777
Classification Code
Multi-CountyY
CSA NameCleveland-Akron-Canton, OH
CBSA_DIV_Name
City State KeyX21777
Land Area20.313000
Water Area0.137000
City Alias Code
City Mixed CaseMartin
City Alias Mixed CaseMartin
Box Count31
SFDU435
MFDU0
State ANSI39
County ANSI123
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number384949
Unique ZIP Name
SSA State County Code36630
Medicare CBSA Code45780
Medicare CBSA NameToledo, OH
Medicare CBSA TypeMetro
Market Rating Area ID6
County Mixed CaseOttawa

Ohio Homeowners Insurance News & Information

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]