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43460 Home Insurance Quotes, Rates & Coverage

Are you looking for the right homeowners insurance policy at an affordable price for your home in 43460? There are over 2,695 occupied homes in the 43460 area. With a population size of 6,230, it's not uncommon for residence of Rossford, OH to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in Ohio is around $619 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 43460 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.

For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Rossford, OH Home Insurance Rate Quotes

43460 Home Insurance Average Premiums

Local 43460 homeowners insurance quotes comparison

$369 /yr.

Shows Zip Code: 43460 lowest rates with discounts applied on average.

For the 43460, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$369 /yr.
Average Coverage:$619 /yr.
2600 sq. ft. or higher
(all discounts applied)
$919 /yr.

What is the average home insurance cost for a home in 43460?

  • • The average homeowners insurance premium paid annually for a home in 43460 is around $619 per year.

What does it cost on average per month for home insurance in 43460?

  • • Homeowners in 43460 pay a monthly average cost per month around $52.00.

What kind of discount could I get if I combine my home and auto insurance together in 43460?

  • • Autoowners in 43460 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Rossford area, check out other zip codes nearby 43460.
Review average rates in another zip code:
43460 homeowners insurance rates

Home Replacement Cost Coverage in 43460

Average Building Cost Per Square Foot in 43460: $111

Location: Rossford, Ohio (Wood County)

Average Square Footage in 43460: 1,377 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 43460 before you start any project. Rossford homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 43460 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 43460 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,377 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Rossford area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1111,377$152,800
Additional Upgrades & Added Features$1391,377$191,000
Major Home Updates or Advancements$1671,377$229,200

It's important to understand that when you estimate your replacement cost of your home in the 43460 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 43460

Best Home & Auto Insurance Agencies in 43460

Housing Demographics for 43460

Population Review for 43460 Zip Code

For the city of Rossford, the population within 43460 has increased to over 6,382 residents in population size. The current population total is 6,230. We have broken down the population based on race below. In 43460, there are over 3072 in male population and 3158 females.

PopulationValues
Total Population6,230
White Population5538
Black Population127
Hispanic Population381
Asian Population53
Hawaiian Population1
Indian Population14
Other Population91
Male Population3072
Female Population3158
Population Estimate6382

Household Data for 43460

The average number of homes in 43460 is around 2,695, there are an average of 2.31 per household. The average house value according to local real estate values is around $152,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,695
Persons Per Household2.31
Average House Value$152,800
Income Per Household$76489
Median Age39.7
Median Age Male38.2
Median Age Female41.4
43460 DetailsValues
StateOH
State Full NameOhio
City TypeB
City Alias Abbreviation
Area Code419/567
CityRossford
City Alias NameROSSFORD
CountyWood
County FIPS173
State FIPS39
Time Zone5
Day Light SavingY
MSA8400
PMSA
CSA
CBSA45780
CBSA_DIV
CBSA_TypeMetro
CBSA_NameToledo, OH
MSA_NameToledo, OH MSA
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses155
Number Of Employees3412
Business First Quarter Payroll33364
Business Annual Payroll145194
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population651429
CBSA Division Population0
Congressional District09
Congressional LandArea464.65
Delivery Residential2763
Delivery Business197
Delivery Total3044
Preferred Last Line KeyX22674
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyX22674
Land Area2.599000
Water Area0.324000
City Alias Code
City Mixed CaseRossford
City Alias Mixed CaseRossford
Box Count54
SFDU2358
MFDU247
State ANSI39
County ANSI173
ZIP Intro
Alias Intro
Facility CodeB
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number388260
Unique ZIP Name
SSA State County Code36880
Medicare CBSA Code45780
Medicare CBSA NameToledo, OH
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseWood

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