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43464, OH Home Insurance

In the zip code of 43464, the population size is around 1,336, which consists of 551 occupied homes in your area. We often hear homeowners ask us what the average home insurance premiums are for residence living in Vickery, OH. A few years ago, a study was done and found that the average home insurance rates for Ohio are around $632 per year for a standard homeowners policy. At GetHomeInsuranceQuotes.com, we help homeowners find cheaper rates and better coverage for an existing or new home purchase opportunity. We have partnered with 12 major home insurance companies that have the most competitive rates for homes in the 43464 zip code location. Our savings model helps you not only save up to 40% or more, but also includes enhanced coverage options to help protect your home and family while livings in Vickery. If you enter your zip code for the home you would like to shop and compare rates for today, we can help you review the premiums and coverage online or over the phone. Give us a call now at 1-855-976-2656 so we can help you compare rates today!

If you would like to review more information on rates within your area, please click Vickery, OH Homeowners Insurance Online Rates Today!

43464 Home Insurance Average Premiums

Local 43464 homeowners insurance quotes comparison

$382 /yr.

Shows Zip Code: 43464 lowest rates with discounts applied on average.

For the 43464, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$382 /yr.
Average Coverage:$632 /yr.
2600 sq. ft. or higher
(all discounts applied)
$932 /yr.

What is the average home insurance cost for a home in 43464?

  • • The average homeowners insurance premium paid annually for a home in 43464 is around $632 per year.

What does it cost on average per month for home insurance in 43464?

  • • Homeowners in 43464 pay a monthly average cost per month around $53.00.

What kind of discount could I get if I combine my home and auto insurance together in 43464?

  • • Autoowners in 43464 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Vickery area, check out other zip codes nearby 43464.
Review average rates in another zip code:
43464 homeowners insurance rates

Home Replacement Cost Coverage in 43464

Average Building Cost Per Square Foot in 43464: $111

Location: Vickery, Ohio (Sandusky County)

Average Square Footage in 43464: 937 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 43464 before you start any project. Vickery homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 43464 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 43464 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 937 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Vickery area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$111937$104,000
Additional Upgrades & Added Features$139937$130,000
Major Home Updates or Advancements$167937$156,000

It's important to understand that when you estimate your replacement cost of your home in the 43464 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 43464

Best Home & Auto Insurance Agencies in 43464

Housing Demographics for 43464

Population Review for 43464 Zip Code

For the city of Vickery, the population within 43464 has increased to over 1,485 residents in population size. The current population total is 1,336. We have broken down the population based on race below. In 43464, there are over 674 in male population and 662 females.

PopulationValues
Total Population1,336
White Population1195
Black Population6
Hispanic Population72
Asian Population2
Hawaiian Population0
Indian Population1
Other Population25
Male Population674
Female Population662
Population Estimate1485

Household Data for 43464

The average number of homes in 43464 is around 551, there are an average of 2.42 per household. The average house value according to local real estate values is around $104,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode551
Persons Per Household2.42
Average House Value$104,000
Income Per Household$35000
Median Age45.3
Median Age Male45.9
Median Age Female44.7
43464 DetailsValues
StateOH
State Full NameOhio
City TypeP
City Alias Abbreviation
Area Code567/419
CityVickery
City Alias NameVICKERY
CountySandusky
County FIPS143
State FIPS39
Time Zone5
Day Light SavingY
MSA
PMSA
CSA184
CBSA23380
CBSA_DIV
CBSA_TypeMicro
CBSA_NameFremont, OH
MSA_Name
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses18
Number Of Employees118
Business First Quarter Payroll1417
Business Annual Payroll6058
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population60944
CBSA Division Population0
Congressional District09
Congressional LandArea464.65
Delivery Residential614
Delivery Business8
Delivery Total649
Preferred Last Line KeyX23191
Classification Code
Multi-CountyY
CSA NameCleveland-Akron-Canton, OH
CBSA_DIV_Name
City State KeyX23191
Land Area32.964000
Water Area17.023000
City Alias Code
City Mixed CaseVickery
City Alias Mixed CaseVickery
Box Count20
SFDU562
MFDU0
State ANSI39
County ANSI143
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number388526
Unique ZIP Name
SSA State County Code36730
Medicare CBSA Code99936
Medicare CBSA NameRural Areas in OH
Medicare CBSA TypeMicro
Market Rating Area ID6
County Mixed CaseSandusky

Ohio Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]