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43465, OH Homeowners Insurance Rates

With a population size of 5,599 and with 2,494 occupied homes in the 43465 area, our online shopping service is becoming very helpful for homeowners like you. The average home insurance premiums in Walbridge, OH are around $651 per year for a standard HO-3 homeowners policy. Wouldn't you love to save up to 40% or more on your next home insurance policy? Our process easily compares the most competitive rates, while including all discounts and credits, plus reviewing all enhanced coverage options. You will find that GetHomeInsuranceQuotes.com is the best place online to shop for home insurance rates in Walbridge, Ohio. If you are looking for more affordable rates, let us help you shop and compare your next homeowners policy today. Just enter your zip code to start online comparing, or give us a call at 1-855-976-2656 so we can help you review rates today!

It's important to know that if your Ohio home may be located in a risk area that is prone to flooding, hurricanes or earthquakes. You may need additional coverage that is not part of your current policy like an HO-3 or HO-2. We can help you review the best protection and coverage options for your home located in Walbridge, OH.

For Ohio home insurance information, including average Walbridge home insurance rates, coverage options or the different homeowners insurance types, please select Walbridge, OH Home Insurance Quotes Now!

43465 Home Insurance Average Premiums

Local 43465 homeowners insurance quotes comparison

$401 /yr.

Shows Zip Code: 43465 lowest rates with discounts applied on average.

For the 43465, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$401 /yr.
Average Coverage:$651 /yr.
2600 sq. ft. or higher
(all discounts applied)
$951 /yr.

What is the average home insurance cost for a home in 43465?

  • • The average homeowners insurance premium paid annually for a home in 43465 is around $651 per year.

What does it cost on average per month for home insurance in 43465?

  • • Homeowners in 43465 pay a monthly average cost per month around $54.00.

What kind of discount could I get if I combine my home and auto insurance together in 43465?

  • • Autoowners in 43465 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Walbridge area, check out other zip codes nearby 43465.
Review average rates in another zip code:
43465 homeowners insurance rates

Home Replacement Cost Coverage in 43465

Average Building Cost Per Square Foot in 43465: $111

Location: Walbridge, Ohio (Wood County)

Average Square Footage in 43465: 1,085 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 43465 before you start any project. Walbridge homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 43465 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 43465 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,085 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Walbridge area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1111,085$120,400
Additional Upgrades & Added Features$1391,085$150,500
Major Home Updates or Advancements$1671,085$180,600

It's important to understand that when you estimate your replacement cost of your home in the 43465 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 43465

Best Home & Auto Insurance Agencies in 43465

Housing Demographics for 43465

Population Review for 43465 Zip Code

For the city of Walbridge, the population within 43465 has increased to over 6,128 residents in population size. The current population total is 5,599. We have broken down the population based on race below. In 43465, there are over 2747 in male population and 2852 females.

PopulationValues
Total Population5,599
White Population5037
Black Population93
Hispanic Population368
Asian Population14
Hawaiian Population0
Indian Population14
Other Population81
Male Population2747
Female Population2852
Population Estimate6128

Household Data for 43465

The average number of homes in 43465 is around 2,494, there are an average of 2.24 per household. The average house value according to local real estate values is around $120,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,494
Persons Per Household2.24
Average House Value$120,400
Income Per Household$51119
Median Age45.6
Median Age Male43.3
Median Age Female47.6
43465 DetailsValues
StateOH
State Full NameOhio
City TypeP
City Alias Abbreviation
Area Code419
CityWalbridge
City Alias NameWALBRIDGE
CountyWood
County FIPS173
State FIPS39
Time Zone5
Day Light SavingY
MSA8400
PMSA
CSA
CBSA45780
CBSA_DIV
CBSA_TypeMetro
CBSA_NameToledo, OH
MSA_NameToledo, OH MSA
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses88
Number Of Employees2955
Business First Quarter Payroll53659
Business Annual Payroll233170
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population651429
CBSA Division Population0
Congressional District09
Congressional LandArea464.65
Delivery Residential2736
Delivery Business95
Delivery Total2935
Preferred Last Line KeyX23227
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyX23227
Land Area12.264000
Water Area0.039000
City Alias Code
City Mixed CaseWalbridge
City Alias Mixed CaseWalbridge
Box Count36
SFDU2243
MFDU369
State ANSI39
County ANSI173
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number388589
Unique ZIP Name
SSA State County Code36880
Medicare CBSA Code45780
Medicare CBSA NameToledo, OH
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseWood

Ohio Homeowners Insurance News & Information

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    Family relax on the couch. Happy beautiful young parents are smiling, hugging and playing with them kids at home together Governor DeSantis recently asked the legislature for over $600 million to help lower homeowners insurance in his 2025-26 budget request. The budget proposal asks for $590 million to go towards the My Safe Florida Home […]

  • North Carolina Homeowners’ Insurance Premiums May See a 15% Increase Posted on Thursday 23rd January, 2025

    The base rate for North Carolina homeowners insurance will be headed up by an average of 15% by the middle of 2026. The rate increases are part of a settlement that was reached with the insurance industry by the North Carolina Insurance Department. The state Insurance Commissioner Mike Causey recently announced the rate increase agreement […]

  • 2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025

    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]