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Home Insurance in 43515

If your primary reason for shopping for homeowners insurance in the 43515 zip code is based primarily on the rising cost of your home insurance premium. Then, it's imporant to know that our rates are very competitive for homeowners living in Delta, OH. Many homeowners that live in the 43515 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase up to 12 carriers that we will shop for you. Plus, our home insurance quotes are free and our Ohio licensed agents can also provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free homeowners insurance quote, simply click the "Get Multiple Quotes Now" button at the top. Your 43515 zip code should already appear in the zip code field ready to go. For Delta, OH Homeowners Insurance Quotes, Click to easily get started!

Average Homeowners Premiums in 43515

Homeowners living in the city of Delta are paying on average around $670 per year for homeowners insurance coverage. This estimated premium is based on a standard HO-3 policy which covers the basic requirements if your home was ever damaged. This is also a minimum requirement by mortgage lenders if there is a lien on your home. A basic policy will cover your home, contents, loss of use, liability and medical payments. It's important to know that homes in the 43515 zip code with a standard homeowners policy does not cover flood damage. You will need to purchase a seperate flood policy to add this additional coverage. Ohio home insurance premiums have been recently ranked 45 in the country in terms of the annual cost of premiums. Because premiums in 43515 are lower compared to other states it is always a good idea to shop your home insurance coverage. Our online quoting application can easily help you compare the best rates and coverage options.

Easily Compare 43515 Home Insurance Quotes Now!

We enjoy helping you do two very important things: First, we like to help you save more money per year on your homeowners insurance. Second, we like to help you learn about the best coverage options for your home in Delta. It is possible to pay a lower premium and get more enhanced coverage. Let us help you shop your home insurance premiums today!

43515 Home Insurance Average Premiums

Local 43515 homeowners insurance quotes comparison

$420 /yr.

Shows Zip Code: 43515 lowest rates with discounts applied on average.

For the 43515, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$420 /yr.
Average Coverage:$670 /yr.
2600 sq. ft. or higher
(all discounts applied)
$970 /yr.

What is the average home insurance cost for a home in 43515?

  • • The average homeowners insurance premium paid annually for a home in 43515 is around $670 per year.

What does it cost on average per month for home insurance in 43515?

  • • Homeowners in 43515 pay a monthly average cost per month around $56.00.

What kind of discount could I get if I combine my home and auto insurance together in 43515?

  • • Autoowners in 43515 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Delta area, check out other zip codes nearby 43515.
Review average rates in another zip code:
43515 homeowners insurance rates

Home Replacement Cost Coverage in 43515

Average Building Cost Per Square Foot in 43515: $111

Location: Delta, Ohio (Fulton County)

Average Square Footage in 43515: 1,277 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 43515 before you start any project. Delta homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 43515 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 43515 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,277 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Delta area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1111,277$141,700
Additional Upgrades & Added Features$1391,277$177,125
Major Home Updates or Advancements$1671,277$212,550

It's important to understand that when you estimate your replacement cost of your home in the 43515 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 43515

Best Home & Auto Insurance Agencies in 43515

Dennis D. Fahringer Agency

Address: 816 Main St Delta, OH 43515
Phone:
Website:
Info:

David D Hardy Ins Agency Inc - State Farm Insurance Agent

Address: 211 Main St Delta, OH 43515
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Fahringer Dennis Dean Insurance

Address: 201 Main St Delta, OH 43515
Phone:
Website: http://www.nationwide.com
Info: Nationwide Insurance - Auto Insurance Quotes and Car Insurance Rates
Start saving on car insurance today when you get a free online auto insurance quote or call (888)890-4630. Enjoy the ease of working with Nationwide for your auto insurance needs and our competitive auto insurance rates. car insurance, auto insurance, online auto insurance, auto insurance rates, car insurance quote

Housing Demographics for 43515

Population Review for 43515 Zip Code

For the city of Delta, the population within 43515 has increased to over 8,363 residents in population size. The current population total is 8,174. We have broken down the population based on race below. In 43515, there are over 4164 in male population and 4010 females.

PopulationValues
Total Population8,174
White Population7429
Black Population26
Hispanic Population560
Asian Population18
Hawaiian Population1
Indian Population32
Other Population141
Male Population4164
Female Population4010
Population Estimate8363

Household Data for 43515

The average number of homes in 43515 is around 3,158, there are an average of 2.59 per household. The average house value according to local real estate values is around $141,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode3,158
Persons Per Household2.59
Average House Value$141,700
Income Per Household$70324
Median Age40.0
Median Age Male39.6
Median Age Female40.4
43515 DetailsValues
StateOH
State Full NameOhio
City TypeP
City Alias Abbreviation
Area Code419/567
CityDelta
City Alias NameDELTA
CountyFulton
County FIPS051
State FIPS39
Time Zone5
Day Light SavingY
MSA8400
PMSA
CSA
CBSA45780
CBSA_DIV
CBSA_TypeMetro
CBSA_NameToledo, OH
MSA_NameToledo, OH MSA
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses139
Number Of Employees2065
Business First Quarter Payroll29491
Business Annual Payroll149865
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population651429
CBSA Division Population0
Congressional District09
Congressional LandArea464.65
Delivery Residential3229
Delivery Business163
Delivery Total4469
Preferred Last Line KeyX20799
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyX20799
Land Area81.829000
Water Area0.277000
City Alias Code
City Mixed CaseDelta
City Alias Mixed CaseDelta
Box Count60
SFDU3131
MFDU16
State ANSI39
County ANSI051
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number382163
Unique ZIP Name
SSA State County Code36260
Medicare CBSA Code45780
Medicare CBSA NameToledo, OH
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseFulton

Ohio Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]