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43529 Home Insurance Rates & Premiums

Did you know there are over 220 people living within the 43529 zip code area? There are over 81 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:

  1. We will shop up to 12 home insurance companies for free.
  2. We will apply all discounts and credits to help you save up to 40% or more.
  3. We will answer any questions that you may.
  4. We will review the best policy and coverage option in 43529.

Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes.

Average homeowners insurance premiums in Ohio are on the rise. The estimated average premium is around $669 a year for a standard homeowners insurance policy in Hoytville. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.

City: Hoytville, OH Homeowners Insurance Quotes Online

43529 Home Insurance Average Premiums

Local 43529 homeowners insurance quotes comparison

$419 /yr.

Shows Zip Code: 43529 lowest rates with discounts applied on average.

For the 43529, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$419 /yr.
Average Coverage:$669 /yr.
2600 sq. ft. or higher
(all discounts applied)
$969 /yr.

What is the average home insurance cost for a home in 43529?

  • • The average homeowners insurance premium paid annually for a home in 43529 is around $669 per year.

What does it cost on average per month for home insurance in 43529?

  • • Homeowners in 43529 pay a monthly average cost per month around $56.00.

What kind of discount could I get if I combine my home and auto insurance together in 43529?

  • • Autoowners in 43529 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Hoytville area, check out other zip codes nearby 43529.
Review average rates in another zip code:
43529 homeowners insurance rates

Home Replacement Cost Coverage in 43529

Average Building Cost Per Square Foot in 43529: $111

Location: Hoytville, Ohio (Wood County)

Average Square Footage in 43529: 637 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 43529 before you start any project. Hoytville homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 43529 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 43529 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 637 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Hoytville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$111637$70,700
Additional Upgrades & Added Features$139637$88,375
Major Home Updates or Advancements$167637$106,050

It's important to understand that when you estimate your replacement cost of your home in the 43529 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 43529

Best Home & Auto Insurance Agencies in 43529

Housing Demographics for 43529

Population Review for 43529 Zip Code

For the city of Hoytville, the population within 43529 has increased to over 0 residents in population size. The current population total is 220. We have broken down the population based on race below. In 43529, there are over 104 in male population and 116 females.

PopulationValues
Total Population220
White Population181
Black Population1
Hispanic Population41
Asian Population0
Hawaiian Population0
Indian Population0
Other Population16
Male Population104
Female Population116
Population Estimate0

Household Data for 43529

The average number of homes in 43529 is around 81, there are an average of 2.72 per household. The average house value according to local real estate values is around $70,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode81
Persons Per Household2.72
Average House Value$70,700
Income Per Household$59792
Median Age37.5
Median Age Male42.0
Median Age Female34.3
43529 DetailsValues
StateOH
State Full NameOhio
City TypeZ
City Alias Abbreviation
Area Code419/567
CityHoytville
City Alias NameHOYTVILLE
CountyWood
County FIPS173
State FIPS39
Time Zone5
Day Light SavingY
MSA8400
PMSA
CSA
CBSA45780
CBSA_DIV
CBSA_TypeMetro
CBSA_NameToledo, OH
MSA_NameToledo, OH MSA
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses3
Number Of Employees3
Business First Quarter Payroll3
Business Annual Payroll12
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population651429
CBSA Division Population0
Congressional District05
Congressional LandArea5626.47
Delivery Residential0
Delivery Business0
Delivery Total1154
Preferred Last Line KeyX21357
Classification CodeP
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyX21357
Land Area0.741000
Water Area0.012000
City Alias Code
City Mixed CaseHoytville
City Alias Mixed CaseHoytville
Box Count79
SFDU0
MFDU0
State ANSI39
County ANSI173
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number383724
Unique ZIP Name
SSA State County Code36880
Medicare CBSA Code45780
Medicare CBSA NameToledo, OH
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseWood

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