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Compare 43532 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Liberty Center just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 1,445 neighbors looking to save on their home insurance policy in the local 43532 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 43532. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Ohio rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Liberty Center, OH home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Liberty Center, OH

43532 Home Insurance Average Premiums

Local 43532 homeowners insurance quotes comparison

$399 /yr.

Shows Zip Code: 43532 lowest rates with discounts applied on average.

For the 43532, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$399 /yr.
Average Coverage:$649 /yr.
2600 sq. ft. or higher
(all discounts applied)		$949 /yr.

What is the average home insurance cost for a home in 43532?

  • • The average homeowners insurance premium paid annually for a home in 43532 is around $649 per year.

What does it cost on average per month for home insurance in 43532?

  • • Homeowners in 43532 pay a monthly average cost per month around $54.00.

What kind of discount could I get if I combine my home and auto insurance together in 43532?

  • • Autoowners in 43532 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Liberty Center area, check out other zip codes nearby 43532.
Review average rates in another zip code:
43532 homeowners insurance rates

Home Replacement Cost Coverage in 43532

Average Building Cost Per Square Foot in 43532: $111

Location: Liberty Center, Ohio (Henry County)

Average Square Footage in 43532: 1,442 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 43532 before you start any project. Liberty Center homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 43532 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 43532 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,442 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Liberty Center area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1111,442$160,100
Additional Upgrades & Added Features$1391,442$200,125
Major Home Updates or Advancements$1671,442$240,150

It's important to understand that when you estimate your replacement cost of your home in the 43532 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 43532

Best Home & Auto Insurance Agencies in 43532

Housing Demographics for 43532

Population Review for 43532 Zip Code

For the city of Liberty Center, the population within 43532 has increased to over 3,952 residents in population size. The current population total is 3,775. We have broken down the population based on race below. In 43532, there are over 1921 in male population and 1854 females.

PopulationValues
Total Population3,775
White Population3528
Black Population17
Hispanic Population122
Asian Population10
Hawaiian Population0
Indian Population4
Other Population25
Male Population1921
Female Population1854
Population Estimate3952

Household Data for 43532

The average number of homes in 43532 is around 1,445, there are an average of 2.60 per household. The average house value according to local real estate values is around $160,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,445
Persons Per Household2.60
Average House Value$160,100
Income Per Household$70938
Median Age41.2
Median Age Male40.3
Median Age Female42.1
43532 DetailsValues
StateOH
State Full NameOhio
City TypeP
City Alias AbbreviationLIBERTY CTR
Area Code419/567
CityLiberty Center
City Alias NameLIBERTY CENTER
CountyHenry
County FIPS069
State FIPS39
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses72
Number Of Employees412
Business First Quarter Payroll3601
Business Annual Payroll15384
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District05|09
Congressional LandArea5626.47|464.65
Delivery Residential1520
Delivery Business29
Delivery Total1696
Preferred Last Line KeyX21608
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyX21608
Land Area45.177000
Water Area0.808000
City Alias Code
City Mixed CaseLiberty Center
City Alias Mixed CaseLiberty Center
Box Count111
SFDU1482
MFDU0
State ANSI39
County ANSI069
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number384466
Unique ZIP Name
SSA State County Code36360
Medicare CBSA Code99936
Medicare CBSA NameRural Areas in OH
Medicare CBSA TypeMicro
Market Rating Area ID1
County Mixed CaseHenry

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