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Searching for Homeowners Insurance in 43547

If you are a homeowners that lives in 43547 you may be searching for more affordable homeowners insurance in Neapolis. Insurance rates can change on a yearly basis so if your current insurer has raised your rates recently it may be time to shop your coverage and we can help.

GetHomeInsuranceQuotes.com makes shopping your insurance policy quick and easy for residents of Neapolis, OH. All you have to do is enter a bit of information about your home and we will gather 12 quotes from nationwide insurers, making sure that you get the best coverage levels and rates available.

Our Ohio licensed agents will provide a free consultation to make sure you are fully protected as well as answer any questions you may have about policy options. Insurance can be complicated so it pays to have a professional walk you through your various policy choices. As always, our service is free.

Getting started is easy. Click the "Get Multiple Quotes Now" button, verify your zip code and start saving.

Get 43547 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Neapolis, OH home insurance quotes in your local city and review the most competitive coverages and premiums.

Check Out 43547 Home Insurance Costs: very low!

In Neapolis, homeowners are paying roughly $626 per year for a HO-3 policy which is considered the standard for a single family home. In order to find the best policy at the best price, we compare rates from some of the most competitive insurers and present you with your best options for homeowners insurance coverage in 43547 zip code.

Our service is free and we never spam our clients so you only receive the information that you request. While all situations are different, in most cases, homeowners in Neapolis are saving up to 40 percent on their policy costs by using GetHomeInsuranceQuotes.com.

Start shopping for a 43547 policy right now!

43547 Home Insurance Average Premiums

Local 43547 homeowners insurance quotes comparison

$376 /yr.

Shows Zip Code: 43547 lowest rates with discounts applied on average.

For the 43547, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$376 /yr.
Average Coverage:$626 /yr.
2600 sq. ft. or higher
(all discounts applied)
$926 /yr.

What is the average home insurance cost for a home in 43547?

  • • The average homeowners insurance premium paid annually for a home in 43547 is around $626 per year.

What does it cost on average per month for home insurance in 43547?

  • • Homeowners in 43547 pay a monthly average cost per month around $52.00.

What kind of discount could I get if I combine my home and auto insurance together in 43547?

  • • Autoowners in 43547 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Neapolis area, check out other zip codes nearby 43547.
Review average rates in another zip code:
43547 homeowners insurance rates

Home Replacement Cost Coverage in 43547

Average Building Cost Per Square Foot in 43547: $111

Location: Neapolis, Ohio (Lucas County)

Average Square Footage in 43547: 1,670 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 43547 before you start any project. Neapolis homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 43547 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 43547 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,670 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Neapolis area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1111,670$185,400
Additional Upgrades & Added Features$1391,670$231,750
Major Home Updates or Advancements$1671,670$278,100

It's important to understand that when you estimate your replacement cost of your home in the 43547 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 43547

Best Home & Auto Insurance Agencies in 43547

Housing Demographics for 43547

Population Review for 43547 Zip Code

For the city of Neapolis, the population within 43547 has increased to over 0 residents in population size. The current population total is 370. We have broken down the population based on race below. In 43547, there are over 188 in male population and 182 females.

PopulationValues
Total Population370
White Population346
Black Population3
Hispanic Population26
Asian Population0
Hawaiian Population0
Indian Population0
Other Population6
Male Population188
Female Population182
Population Estimate0

Household Data for 43547

The average number of homes in 43547 is around 137, there are an average of 2.70 per household. The average house value according to local real estate values is around $185,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode137
Persons Per Household2.70
Average House Value$185,400
Income Per Household$123750
Median Age40.4
Median Age Male35.5
Median Age Female44.8
43547 DetailsValues
StateOH
State Full NameOhio
City TypeZ
City Alias Abbreviation
Area Code567/419
CityNeapolis
City Alias NameNEAPOLIS
CountyLucas
County FIPS095
State FIPS39
Time Zone5
Day Light SavingY
MSA8400
PMSA
CSA
CBSA45780
CBSA_DIV
CBSA_TypeMetro
CBSA_NameToledo, OH
MSA_NameToledo, OH MSA
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses13
Number Of Employees40
Business First Quarter Payroll270
Business Annual Payroll1431
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population651429
CBSA Division Population0
Congressional District09
Congressional LandArea464.65
Delivery Residential0
Delivery Business0
Delivery Total519
Preferred Last Line KeyX22059
Classification CodeP
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyX22059
Land Area0.433000
Water Area0.000000
City Alias Code
City Mixed CaseNeapolis
City Alias Mixed CaseNeapolis
Box Count129
SFDU0
MFDU0
State ANSI39
County ANSI095
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number385642
Unique ZIP Name
SSA State County Code36490
Medicare CBSA Code45780
Medicare CBSA NameToledo, OH
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseLucas

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