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Check Out 43549 Home Insurance Rates

Shopping for homeowners insurance is never fun but at GetHomeInsuranceQuotes.com we make the process much easier. We will provide you with multiple quotes and coverage options for your home in Ney, OH.

We will gather some basic information about your home in Ney, OH and will then get to work and gather quotes from up to 12 nationwide home insurers who will provide their most competitive prices for your policy needs.

Our service is always free and we have a team of Ohio licensed home insurance professionals who can walk you through your policy options as well as answer any questions you may have about rates or coverage levels. In addition they will do a discount review to make sure you are getting all of the discounts that you are entitled to receive.

If you are ready to start researching homeowner insurance rates in 43549 simply click the "Get Multiple Quotes Now" button.

Research Home Insurance Quotes in 43549

We have pulled together a variety of data related to homeowners insurance in Ohio. Simply click on one of the links below to learn about the average cost of homeowners insurance in Ohio as well as local coverage options.

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Ney, OH home insurance quotes in your local city and review the most competitive coverages and premiums.

43549 Homeowners Insurance Rates, Average Rating: very low!

Homeowners insurance policies in 43549 include both property and casualty coverage which protects your home from a variety of risks which include but are not limited to fire, theft, vandalism, and wind damage. A standard homeowner policy also includes liability protection, which can come in handy if someone is injured on your property.

Unfortunately, flood and earthquake damage is not covered by a standard homeowners insurance policy so if you are located in a flood plain or high risk area, you will need a separate flood policy.

Regardless of what type of homeowners insurance you need, we can help you find a great policy at an affordable price. Data shows that for a standard homeowner policy in Ohio is roughly $617. In most cases, we can help you save up to 40 percent on your homeowner insurance costs.

Get started right now saving on your 43549 homeowners insurance policy!

43549 Home Insurance Average Premiums

Local 43549 homeowners insurance quotes comparison

$367 /yr.

Shows Zip Code: 43549 lowest rates with discounts applied on average.

For the 43549, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$367 /yr.
Average Coverage:$617 /yr.
2600 sq. ft. or higher
(all discounts applied)
$917 /yr.

What is the average home insurance cost for a home in 43549?

  • • The average homeowners insurance premium paid annually for a home in 43549 is around $617 per year.

What does it cost on average per month for home insurance in 43549?

  • • Homeowners in 43549 pay a monthly average cost per month around $51.00.

What kind of discount could I get if I combine my home and auto insurance together in 43549?

  • • Autoowners in 43549 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Ney area, check out other zip codes nearby 43549.
Review average rates in another zip code:
43549 homeowners insurance rates

Home Replacement Cost Coverage in 43549

Average Building Cost Per Square Foot in 43549: $111

Location: Ney, Ohio (Defiance County)

Average Square Footage in 43549: 1,175 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 43549 before you start any project. Ney homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 43549 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 43549 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,175 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Ney area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1111,175$130,400
Additional Upgrades & Added Features$1391,175$163,000
Major Home Updates or Advancements$1671,175$195,600

It's important to understand that when you estimate your replacement cost of your home in the 43549 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 43549

Best Home & Auto Insurance Agencies in 43549

Housing Demographics for 43549

Population Review for 43549 Zip Code

For the city of Ney, the population within 43549 has increased to over 1,110 residents in population size. The current population total is 1,359. We have broken down the population based on race below. In 43549, there are over 696 in male population and 663 females.

PopulationValues
Total Population1,359
White Population1299
Black Population1
Hispanic Population46
Asian Population1
Hawaiian Population0
Indian Population5
Other Population10
Male Population696
Female Population663
Population Estimate1110

Household Data for 43549

The average number of homes in 43549 is around 491, there are an average of 2.77 per household. The average house value according to local real estate values is around $130,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode491
Persons Per Household2.77
Average House Value$130,400
Income Per Household$82538
Median Age42.8
Median Age Male41.7
Median Age Female43.5
43549 DetailsValues
StateOH
State Full NameOhio
City TypeP
City Alias Abbreviation
Area Code419/567
CityNey
City Alias NameNEY
CountyDefiance
County FIPS039
State FIPS39
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA19580
CBSA_DIV
CBSA_TypeMicro
CBSA_NameDefiance, OH
MSA_Name
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses13
Number Of Employees35
Business First Quarter Payroll311
Business Annual Payroll1575
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population39037
CBSA Division Population0
Congressional District09
Congressional LandArea464.65
Delivery Residential401
Delivery Business4
Delivery Total564
Preferred Last Line KeyX22162
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyX22162
Land Area29.417000
Water Area0.024000
City Alias Code
City Mixed CaseNey
City Alias Mixed CaseNey
Box Count143
SFDU401
MFDU0
State ANSI39
County ANSI039
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number385992
Unique ZIP Name
SSA State County Code36200
Medicare CBSA Code99936
Medicare CBSA NameRural Areas in OH
Medicare CBSA TypeMicro
Market Rating Area ID1
County Mixed CaseDefiance

Ohio Homeowners Insurance News & Information

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