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Homeowners Insurance in 43551

Getting the most affordable home insurance rates in 43551 just got easier for Perrysburg, OH home insurance shoppers who want to shop online at GetHomeInsuranceQuotes.com. We provide up to 12 rates and coverage options available to you from the leading home insurance companies that have the most competitive premiums available in the great city of Perrysburg. Because our online quoting application is free, we are happy to server thousands of homeowners like you that want a quick way to review and compare affordable rates. Shop online with us by entering your zip code now. Or you can speak with an agent now at 1-855-976-2656 For Perrysburg, OH Home Insurance Quotes, Click to easily review rates!

Average Home Insurance Rates in 43551

When discussing Ohio homeowners insurance rates, Perrysburg residents are finding new ways to save time and money by discovering lower rates when they shop online. Ohio may not be the cheapest state in the country to purchase homeowners insurance, but it does rank lower than average at a nationwide rank of 45. Residents that live within the 43551 zipcode are currently paying $615 for home insurance coverage on average, where the majority of the United States home insurance premiums are around $1,249. These average home insurance rates reflect the cost of a standard home insurance policy which includes the coverage of your home, contents, loss of use, medical payments and homeowner liability coverage. It is very important to understand that a standard homeowners insurance policy in Perrysburg does not include flood insurance coverage. We will need to write a separate policy and our agents are available to help you review and compare what's the best fit for your home and family.

43551 Home Insurance Average Premiums

Local 43551 homeowners insurance quotes comparison

$365 /yr.

Shows Zip Code: 43551 lowest rates with discounts applied on average.

For the 43551, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$365 /yr.
Average Coverage:$615 /yr.
2600 sq. ft. or higher
(all discounts applied)
$915 /yr.

What is the average home insurance cost for a home in 43551?

  • • The average homeowners insurance premium paid annually for a home in 43551 is around $615 per year.

What does it cost on average per month for home insurance in 43551?

  • • Homeowners in 43551 pay a monthly average cost per month around $51.00.

What kind of discount could I get if I combine my home and auto insurance together in 43551?

  • • Autoowners in 43551 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Perrysburg area, check out other zip codes nearby 43551.
Review average rates in another zip code:
43551 homeowners insurance rates

Home Replacement Cost Coverage in 43551

Average Building Cost Per Square Foot in 43551: $111

Location: Perrysburg, Ohio (Wood County)

Average Square Footage in 43551: 2,050 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 43551 before you start any project. Perrysburg homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 43551 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 43551 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,050 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Perrysburg area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1112,050$227,600
Additional Upgrades & Added Features$1392,050$284,500
Major Home Updates or Advancements$1672,050$341,400

It's important to understand that when you estimate your replacement cost of your home in the 43551 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 43551

Best Home & Auto Insurance Agencies in 43551

American Family Insurance

Address: 1070 Commerce Dr Perrysburg, OH 43551
Phone:
Website:
Info:

Erie Insurance Group

Address: 890 Sandalwood Rd W Perrysburg, OH 43551
Phone:
Website:
Info:

Housing Demographics for 43551

Population Review for 43551 Zip Code

For the city of Perrysburg, the population within 43551 has increased to over 46,149 residents in population size. The current population total is 43,235. We have broken down the population based on race below. In 43551, there are over 21153 in male population and 22082 females.

PopulationValues
Total Population43,235
White Population37206
Black Population865
Hispanic Population2364
Asian Population1747
Hawaiian Population0
Indian Population80
Other Population579
Male Population21153
Female Population22082
Population Estimate46149

Household Data for 43551

The average number of homes in 43551 is around 17,731, there are an average of 2.41 per household. The average house value according to local real estate values is around $227,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode17,731
Persons Per Household2.41
Average House Value$227,600
Income Per Household$86639
Median Age39.6
Median Age Male38.2
Median Age Female41.0
43551 DetailsValues
StateOH
State Full NameOhio
City TypeP
City Alias Abbreviation
Area Code419/567
CityPerrysburg
City Alias NamePERRYSBURG
CountyWood
County FIPS173
State FIPS39
Time Zone5
Day Light SavingY
MSA8400
PMSA
CSA
CBSA45780
CBSA_DIV
CBSA_TypeMetro
CBSA_NameToledo, OH
MSA_NameToledo, OH MSA
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1076
Number Of Employees23064
Business First Quarter Payroll326540
Business Annual Payroll1242870
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population651429
CBSA Division Population0
Congressional District05|09
Congressional LandArea5626.47|464.65
Delivery Residential19149
Delivery Business1094
Delivery Total19973
Preferred Last Line KeyX22408
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyX22408
Land Area77.640000
Water Area1.287000
City Alias Code
City Mixed CasePerrysburg
City Alias Mixed CasePerrysburg
Box Count0
SFDU12721
MFDU3788
State ANSI39
County ANSI173
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number386559
Unique ZIP Name
SSA State County Code36880
Medicare CBSA Code45780
Medicare CBSA NameToledo, OH
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseWood

Ohio Homeowners Insurance News & Information

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