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Homeowners Insurance in 43558

In Swanton, OH, our homeowners insurance rates are very competitive in price and coverage options. Many homeowners located in the 43558 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. When you start our quoting process, we will clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Ohio licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. Best of all, you can get up to 12 competitive quotes for your home in 43558 all from one place. Our quoting process is hassle free and we do not spam. If you want to see real savings on your new home insurance policy, let us help you shop online home insurance quotes that are more affordable and have better coverage. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 43558 should appear in the zip code field ready to go.

43558 Homeowners Insurance Rates Are Considered: Very Low!

If your looking for a standard homeowners policy in Ohio, you are going to see rates around the average home insurance premium per year of $605. However, with our online quoting process, we can compare the most competitive rates for you. Plus, our professional advice will allow you to get the most out of your Swanton home insurance by making sure all the risk you may encounter will be covered. Homeowners insurance comes in a variety of different coverage options and we want to get you the best rate but also provide a dependable company and policy that you can stand behind when you need it the most.

Get 43558 Home Insurance Rates Now!

Best 3 Options to Compare in 43558

If you want homeowners insurance quotes within the city of Swanton or in the 43558 area then we can help you compare the most affordable options when it comes to getting a new homeowners insurance policy. Clicking on the link helps you find average home insurance rates in Swanton, OH.

43558 Home Insurance Average Premiums

Local 43558 homeowners insurance quotes comparison

$355 /yr.

Shows Zip Code: 43558 lowest rates with discounts applied on average.

For the 43558, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$355 /yr.
Average Coverage:$605 /yr.
2600 sq. ft. or higher
(all discounts applied)
$905 /yr.

What is the average home insurance cost for a home in 43558?

  • • The average homeowners insurance premium paid annually for a home in 43558 is around $605 per year.

What does it cost on average per month for home insurance in 43558?

  • • Homeowners in 43558 pay a monthly average cost per month around $50.00.

What kind of discount could I get if I combine my home and auto insurance together in 43558?

  • • Autoowners in 43558 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Swanton area, check out other zip codes nearby 43558.
Review average rates in another zip code:
43558 homeowners insurance rates

Home Replacement Cost Coverage in 43558

Average Building Cost Per Square Foot in 43558: $111

Location: Swanton, Ohio (Fulton County)

Average Square Footage in 43558: 1,344 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 43558 before you start any project. Swanton homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 43558 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 43558 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,344 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Swanton area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1111,344$149,200
Additional Upgrades & Added Features$1391,344$186,500
Major Home Updates or Advancements$1671,344$223,800

It's important to understand that when you estimate your replacement cost of your home in the 43558 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 43558

Best Home & Auto Insurance Agencies in 43558

Lambert- Jeffrey L - State Farm Insurance Agent

Address: 114 E Airport Hwy Swanton, OH 43558
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Nationwide Insurance - TAAG Agents- Wilson Bob

Address: 110 W Airport Hwy Swanton, OH 43558
Phone:
Website: http://www.nationwide.com
Info: Nationwide Insurance - Auto Insurance Quotes and Car Insurance Rates
Start saving on car insurance today when you get a free online auto insurance quote or call (888)890-4630. Enjoy the ease of working with Nationwide for your auto insurance needs and our competitive auto insurance rates. car insurance, auto insurance, online auto insurance, auto insurance rates, car insurance quote

Herrick Insurance Service

Address: 110 W Airport Hwy, #118 Swanton, OH 43558
Phone:
Website: http://www.erieinsurance.com
Info:

Housing Demographics for 43558

Population Review for 43558 Zip Code

For the city of Swanton, the population within 43558 has increased to over 13,448 residents in population size. The current population total is 13,088. We have broken down the population based on race below. In 43558, there are over 6564 in male population and 6524 females.

PopulationValues
Total Population13,088
White Population11989
Black Population194
Hispanic Population573
Asian Population21
Hawaiian Population3
Indian Population27
Other Population181
Male Population6564
Female Population6524
Population Estimate13448

Household Data for 43558

The average number of homes in 43558 is around 5,192, there are an average of 2.49 per household. The average house value according to local real estate values is around $149,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode5,192
Persons Per Household2.49
Average House Value$149,200
Income Per Household$66438
Median Age46.4
Median Age Male44.7
Median Age Female47.9
43558 DetailsValues
StateOH
State Full NameOhio
City TypeP
City Alias Abbreviation
Area Code419/567
CitySwanton
City Alias NameSWANTON
CountyFulton
County FIPS051
State FIPS39
Time Zone5
Day Light SavingY
MSA8400
PMSA
CSA
CBSA45780
CBSA_DIV
CBSA_TypeMetro
CBSA_NameToledo, OH
MSA_NameToledo, OH MSA
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses236
Number Of Employees2714
Business First Quarter Payroll27103
Business Annual Payroll126964
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population651429
CBSA Division Population0
Congressional District09
Congressional LandArea464.65
Delivery Residential5401
Delivery Business238
Delivery Total5830
Preferred Last Line KeyX23039
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyX23039
Land Area83.345000
Water Area0.249000
City Alias Code
City Mixed CaseSwanton
City Alias Mixed CaseSwanton
Box Count128
SFDU4927
MFDU119
State ANSI39
County ANSI051
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number388105
Unique ZIP Name
SSA State County Code36260
Medicare CBSA Code45780
Medicare CBSA NameToledo, OH
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseFulton

Ohio Homeowners Insurance News & Information

  • Can $600 Million Help Lower Florida Homeowners Insurance Rates? Posted on Friday 14th February, 2025

    Family relax on the couch. Happy beautiful young parents are smiling, hugging and playing with them kids at home together Governor DeSantis recently asked the legislature for over $600 million to help lower homeowners insurance in his 2025-26 budget request. The budget proposal asks for $590 million to go towards the My Safe Florida Home […]

  • North Carolina Homeowners’ Insurance Premiums May See a 15% Increase Posted on Thursday 23rd January, 2025

    The base rate for North Carolina homeowners insurance will be headed up by an average of 15% by the middle of 2026. The rate increases are part of a settlement that was reached with the insurance industry by the North Carolina Insurance Department. The state Insurance Commissioner Mike Causey recently announced the rate increase agreement […]

  • 2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025

    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]