Compare quotes for your home in 43571! Compare the best 12 carriers in minutes.
Compare 43571 Home Insurance Rates
Are you looking to easily compare home insurance prices online for your home in the 43571 area? The average homeowners premium in Ohio for a standard homeowners policy is around $625/yr., paid annually through your mortgage provider if your home is not currently paid in full. A standard policy for your home is referred to as an HO-3 policy which is the most common homeowners policy. This type of policy covers all perils, but will exclude certain major perils like flood and earthquake damage. The exceptions are listed on your current policy so it is important to know what type of coverage you currently have so you can compare the best home insurance rates, companies and policy protection. In the 43571 zip code, the population size is around 7,753 with 2,911 currently occupied homeowners. Our online quoting process helps make it easy for you to shop and compare the best home insurance rates for your home in 43571.
Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes. Easily shop the best rates for Whitehouse, OH Homeowners Insurance. Compare companies, quotes, coverages and more.
Avg. OH Rate | Discounts | Savings | Shop Rates |
---|---|---|---|
$871 | up to 40% off | $348 |
43571 Home Insurance Average Premiums
For the 43571, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
Coverage Amount: | Annual Premium |
---|---|
1800 sq. ft. or below (discounts applied) | $375 /yr. |
Average Coverage: | $625 /yr. |
2600 sq. ft. or higher (all discounts applied) | $925 /yr. |
What is the average home insurance cost for a home in 43571?
- • The average homeowners insurance premium paid annually for a home in 43571 is around $625 per year.
What does it cost on average per month for home insurance in 43571?
- • Homeowners in 43571 pay a monthly average cost per month around $52.00.
What kind of discount could I get if I combine my home and auto insurance together in 43571?
- • Autoowners in 43571 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
For shopping home insurance rates within the Whitehouse area, check out other zip codes nearby 43571.
Review average rates in another zip code:
43571 homeowners insurance rates
Home Replacement Cost Coverage in 43571
Average Building Cost Per Square Foot in 43571: $111
Location: Whitehouse, Ohio (Lucas County)Average Square Footage in 43571: 2,084 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 43571 before you start any project. Whitehouse homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 43571 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 43571 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,084 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Whitehouse area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
---|---|---|---|
Basic Home Features | $111 | 2,084 | $231,300 |
Additional Upgrades & Added Features | $139 | 2,084 | $289,125 |
Major Home Updates or Advancements | $167 | 2,084 | $346,950 |
It's important to understand that when you estimate your replacement cost of your home in the 43571 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 43571
Best Home & Auto Insurance Agencies in 43571
Kuns- Linda J
Address: 6843 Providence St Whitehouse, OH 43571Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards
Housing Demographics for 43571
Population Review for 43571 Zip Code
For the city of Whitehouse, the population within 43571 has increased to over 7,782 residents in population size. The current population total is 7,753. We have broken down the population based on race below. In 43571, there are over 3822 in male population and 3931 females.
Population | Values |
---|---|
Total Population | 7,753 |
White Population | 7166 |
Black Population | 76 |
Hispanic Population | 238 |
Asian Population | 37 |
Hawaiian Population | 2 |
Indian Population | 9 |
Other Population | 74 |
Male Population | 3822 |
Female Population | 3931 |
Population Estimate | 7782 |
Household Data for 43571
The average number of homes in 43571 is around 2,911, there are an average of 2.63 per household. The average house value according to local real estate values is around $231,300. Please review the following demographics below for average income and media age.
Housing / Income Data | Values |
---|---|
Households Per Zipcode | 2,911 |
Persons Per Household | 2.63 |
Average House Value | $231,300 |
Income Per Household | $86583 |
Median Age | 41.8 |
Median Age Male | 41.5 |
Median Age Female | 42.2 |
43571 Details | Values |
---|---|
State | OH |
State Full Name | Ohio |
City Type | P |
City Alias Abbreviation | |
Area Code | 567/419 |
City | Whitehouse |
City Alias Name | WHITEHOUSE |
County | Lucas |
County FIPS | 095 |
State FIPS | 39 |
Time Zone | 5 |
Day Light Saving | Y |
MSA | 8400 |
PMSA | |
CSA | |
CBSA | 45780 |
CBSA_DIV | |
CBSA_Type | Metro |
CBSA_Name | Toledo, OH |
MSA_Name | Toledo, OH MSA |
PMSA_Name | |
Region | Midwest |
Division | East North Central |
MailingName | Y |
Economic & Growth Review | Values |
---|---|
Number Of Businesses | 113 |
Number Of Employees | 1180 |
Business First Quarter Payroll | 14510 |
Business Annual Payroll | 62509 |
Business Employment Flag | |
Growth Rank | 0 |
Growth Housing Units 2003 | |
Growth Housing Units 2004 | |
Growth Increase Number | 0 |
Growth Increase Percentage | 0.0 |
Metropolitan Details | Values |
---|---|
CBSA Population | 651429 |
CBSA Division Population | 0 |
Congressional District | 09 |
Congressional LandArea | 464.65 |
Delivery Residential | 2959 |
Delivery Business | 73 |
Delivery Total | 3375 |
Preferred Last Line Key | X23370 |
Classification Code | |
Multi-County | |
CSA Name | |
CBSA_DIV_Name | |
City State Key | X23370 |
Land Area | 21.939000 |
Water Area | 0.047000 |
City Alias Code | |
City Mixed Case | Whitehouse |
City Alias Mixed Case | Whitehouse |
Box Count | 157 |
SFDU | 2577 |
MFDU | 131 |
State ANSI | 39 |
County ANSI | 095 |
ZIP Intro | |
Alias Intro | |
Facility Code | P |
City Delivery Indicator | N |
Carrier Route Rate Sortation | D |
Finance Number | 388981 |
Unique ZIP Name | |
SSA State County Code | 36490 |
Medicare CBSA Code | 45780 |
Medicare CBSA Name | Toledo, OH |
Medicare CBSA Type | Metro |
Market Rating Area ID | 1 |
County Mixed Case | Lucas |
Ohio Homeowners Insurance News & Information
-
$4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024
According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]
-
I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024
According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]
-
How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024
Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm. Understanding the different coverages that are available to homeowners is key to making sure you […]