Get multiple home insurance quotes in 43571. Our licensed 43571, OH agents are ready to serve you.

Compare 43571 Home Insurance Rates

Are you looking to easily compare home insurance prices online for your home in the 43571 area? The average homeowners premium in Ohio for a standard homeowners policy is around $625/yr., paid annually through your mortgage provider if your home is not currently paid in full. A standard policy for your home is referred to as an HO-3 policy which is the most common homeowners policy. This type of policy covers all perils, but will exclude certain major perils like flood and earthquake damage. The exceptions are listed on your current policy so it is important to know what type of coverage you currently have so you can compare the best home insurance rates, companies and policy protection. In the 43571 zip code, the population size is around 7,753 with 2,911 currently occupied homeowners. Our online quoting process helps make it easy for you to shop and compare the best home insurance rates for your home in 43571.

Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes. Easily shop the best rates for Whitehouse, OH Homeowners Insurance. Compare companies, quotes, coverages and more.

Avg. OH RateDiscountsSavingsShop Rates
$871up to 40% off$348

43571 Home Insurance Average Premiums

Local 43571 homeowners insurance quotes comparison

$375 /yr.

Shows Zip Code: 43571 lowest rates with discounts applied on average.

For the 43571, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$375 /yr.
Average Coverage:$625 /yr.
2600 sq. ft. or higher
(all discounts applied)
$925 /yr.

What is the average home insurance cost for a home in 43571?

  • • The average homeowners insurance premium paid annually for a home in 43571 is around $625 per year.

What does it cost on average per month for home insurance in 43571?

  • • Homeowners in 43571 pay a monthly average cost per month around $52.00.

What kind of discount could I get if I combine my home and auto insurance together in 43571?

  • • Autoowners in 43571 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Whitehouse area, check out other zip codes nearby 43571.
Review average rates in another zip code:
43571 homeowners insurance rates

Home Replacement Cost Coverage in 43571

Average Building Cost Per Square Foot in 43571: $111

Location: Whitehouse, Ohio (Lucas County)

Average Square Footage in 43571: 2,084 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 43571 before you start any project. Whitehouse homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 43571 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 43571 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,084 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Whitehouse area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1112,084$231,300
Additional Upgrades & Added Features$1392,084$289,125
Major Home Updates or Advancements$1672,084$346,950

It's important to understand that when you estimate your replacement cost of your home in the 43571 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 43571

Best Home & Auto Insurance Agencies in 43571

Kuns- Linda J

Address: 6843 Providence St Whitehouse, OH 43571
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
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Housing Demographics for 43571

Population Review for 43571 Zip Code

For the city of Whitehouse, the population within 43571 has increased to over 7,782 residents in population size. The current population total is 7,753. We have broken down the population based on race below. In 43571, there are over 3822 in male population and 3931 females.

PopulationValues
Total Population7,753
White Population7166
Black Population76
Hispanic Population238
Asian Population37
Hawaiian Population2
Indian Population9
Other Population74
Male Population3822
Female Population3931
Population Estimate7782

Household Data for 43571

The average number of homes in 43571 is around 2,911, there are an average of 2.63 per household. The average house value according to local real estate values is around $231,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,911
Persons Per Household2.63
Average House Value$231,300
Income Per Household$86583
Median Age41.8
Median Age Male41.5
Median Age Female42.2
43571 DetailsValues
StateOH
State Full NameOhio
City TypeP
City Alias Abbreviation
Area Code567/419
CityWhitehouse
City Alias NameWHITEHOUSE
CountyLucas
County FIPS095
State FIPS39
Time Zone5
Day Light SavingY
MSA8400
PMSA
CSA
CBSA45780
CBSA_DIV
CBSA_TypeMetro
CBSA_NameToledo, OH
MSA_NameToledo, OH MSA
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses113
Number Of Employees1180
Business First Quarter Payroll14510
Business Annual Payroll62509
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population651429
CBSA Division Population0
Congressional District09
Congressional LandArea464.65
Delivery Residential2959
Delivery Business73
Delivery Total3375
Preferred Last Line KeyX23370
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyX23370
Land Area21.939000
Water Area0.047000
City Alias Code
City Mixed CaseWhitehouse
City Alias Mixed CaseWhitehouse
Box Count157
SFDU2577
MFDU131
State ANSI39
County ANSI095
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number388981
Unique ZIP Name
SSA State County Code36490
Medicare CBSA Code45780
Medicare CBSA NameToledo, OH
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseLucas

Ohio Homeowners Insurance News & Information

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]