Compare 43606 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Toledo just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 10,152 neighbors looking to save on their home insurance policy in the local 43606 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 43606. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Ohio rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Toledo, OH home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Toledo, OH

43606 Home Insurance Average Premiums

Local 43606 homeowners insurance quotes comparison

$366 /yr.

Shows Zip Code: 43606 lowest rates with discounts applied on average.

For the 43606, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:	Annual Premium
1800 sq. ft. or below (discounts applied)	$366 /yr.
Average Coverage:	$616 /yr.
2600 sq. ft. or higher (all discounts applied)	$916 /yr.

What is the average home insurance cost for a home in 43606?

• The average homeowners insurance premium paid annually for a home in 43606 is around $616 per year.

What does it cost on average per month for home insurance in 43606?

• Homeowners in 43606 pay a monthly average cost per month around $51.00.

What kind of discount could I get if I combine my home and auto insurance together in 43606?

• Autoowners in 43606 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Toledo area, check out other zip codes nearby 43606.
Review average rates in another zip code:
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Home Replacement Cost Coverage in 43606

Average Building Cost Per Square Foot in 43606: $111

Location: Toledo, Ohio (Lucas County)

Average Square Footage in 43606: 1,173 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 43606 before you start any project. Toledo homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 43606 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 43606 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,173 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Toledo area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement Status	Price per Sq. Ft.	Square Feet	Dwelling Coverage
Basic Home Features	$111	1,173	$130,200
Additional Upgrades & Added Features	$139	1,173	$162,750
Major Home Updates or Advancements	$167	1,173	$195,300

Calculate Your Dwelling Coverage in 43606

It's important to understand that when you estimate your replacement cost of your home in the 43606 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Home & Auto Insurance Agencies in 43606

Horn- Johnny M

Address: 3540 Secor Rd Toledo, OH 43606
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

All Risk Auto Insurance Agency

Address: 3986 Monroe St Toledo, OH 43606
Phone:
Website:
Info:

Beckham John J

Address: 3450 W Central Ave Toledo, OH 43606
Phone:
Website:
Info:

Ellis Insurance Agency

Address: 3540 Secor Rd, #202 Toledo, OH 43606
Phone:
Website:
Info:

Housing Demographics for 43606

Population Review for 43606 Zip Code

For the city of Toledo, the population within 43606 has increased to over 22,397 residents in population size. The current population total is 25,671. We have broken down the population based on race below. In 43606, there are over 12285 in male population and 13386 females.

Population	Values
Total Population	25,671
White Population	15450
Black Population	7390
Hispanic Population	1522
Asian Population	789
Hawaiian Population	44
Indian Population	90
Other Population	440
Male Population	12285
Female Population	13386
Population Estimate	22397

Household Data for 43606

The average number of homes in 43606 is around 10,152, there are an average of 2.14 per household. The average house value according to local real estate values is around $130,200. Please review the following demographics below for average income and media age.

Housing / Income Data	Values
Households Per Zipcode	10,152
Persons Per Household	2.14
Average House Value	$130,200
Income Per Household	$53441
Median Age	31.2
Median Age Male	30.0
Median Age Female	32.7

43606 Details	Values
State	OH
State Full Name	Ohio
City Type	P
City Alias Abbreviation
Area Code	419
City	Toledo
City Alias Name	TOLEDO
County	Lucas
County FIPS	095
State FIPS	39
Time Zone	5
Day Light Saving	Y
MSA	8400
PMSA
CSA
CBSA	45780
CBSA_DIV
CBSA_Type	Metro
CBSA_Name	Toledo, OH
MSA_Name	Toledo, OH MSA
PMSA_Name
Region	Midwest
Division	East North Central
MailingName	Y

Economic & Growth Review	Values
Number Of Businesses	627
Number Of Employees	13639
Business First Quarter Payroll	153542
Business Annual Payroll	682887
Business Employment Flag
Growth Rank	0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number	0
Growth Increase Percentage	0.0

Metropolitan Details	Values
CBSA Population	651429
CBSA Division Population	0
Congressional District	09
Congressional LandArea	464.65
Delivery Residential	10466
Delivery Business	619
Delivery Total	11297
Preferred Last Line Key	X23088
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State Key	X23088
Land Area	6.451000
Water Area	0.003000
City Alias Code
City Mixed Case	Toledo
City Alias Mixed Case	Toledo
Box Count	167
SFDU	7627
MFDU	2536
State ANSI	39
County ANSI	095
ZIP Intro
Alias Intro
Facility Code	P
City Delivery Indicator	Y
Carrier Route Rate Sortation	D
Finance Number	388260
Unique ZIP Name
SSA State County Code	36490
Medicare CBSA Code	45780
Medicare CBSA Name	Toledo, OH
Medicare CBSA Type	Metro
Market Rating Area ID	1
County Mixed Case	Lucas

Ohio Homeowners Insurance News & Information

Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024
Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies. Here are some common exclusions that could leave you […]
2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024
According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges. Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]
What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024
A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly. The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

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