Get multiple home insurance quotes in 43614. Our licensed 43614, OH agents are ready to serve you.

Find the lowest Homeowners Insurance Rates in 43614

There are a number of ways to save money on your homeowners insurance rates. Discounts, bundling, upgrading your security system or replacing your roof with wind resistance materials are all great ways to lower your premium but the number one recommended way to save is to shop your coverage on a regular basis.

If you are shopping for coverage in 43614, do yourself a favor and get a rate quote from GetHomeInsuranceQuotes.com. We will provide you with up to 12 quotes for homeowners coverage in Toledo, OH from a list of top tier nationwide insurers.

Our Ohio licensed agents will review the quotes with you and provide advice on coverage types and coverage levels that will work best for you and your family.

It’s easy to get started. Just click the "Get Multiple Quotes Now" button below and your 43614 will appear in the zip code field and you are ready to go.

It’s Time to Compare Rate Quotes for 43614

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Toledo, OH home insurance quotes in your local city and review the most competitive coverages and premiums.

43614 Ratings: very low!

Saving up to 40 percent on your homeowner insurance premium has never been easier. We will do all of the legwork for you and present you with the best policy options to help protect your home.

In addition to gathering the best quotes from 12 major insurance companies in Toledo we will also share what average rates are in your area so we can compare savings and coverage options. Reviewing what home insurance cost will help you determine if your current insurance premium is on the high side or if you are already getting a bargain. For example, in 43614, homeowners are seeing rates around 626 on average per year.

Let us help you compare home insurance rates right now. Get started shopping for new policy in 43614!

43614 Home Insurance Average Premiums

Local 43614 homeowners insurance quotes comparison

$376 /yr.

Shows Zip Code: 43614 lowest rates with discounts applied on average.

For the 43614, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$376 /yr.
Average Coverage:$626 /yr.
2600 sq. ft. or higher
(all discounts applied)
$926 /yr.

What is the average home insurance cost for a home in 43614?

  • • The average homeowners insurance premium paid annually for a home in 43614 is around $626 per year.

What does it cost on average per month for home insurance in 43614?

  • • Homeowners in 43614 pay a monthly average cost per month around $52.00.

What kind of discount could I get if I combine my home and auto insurance together in 43614?

  • • Autoowners in 43614 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Toledo area, check out other zip codes nearby 43614.
Review average rates in another zip code:
43605 homeowners insurance rates
43606 homeowners insurance rates
43610 homeowners insurance rates
43607 homeowners insurance rates
43615 homeowners insurance rates
43617 homeowners insurance rates
43611 homeowners insurance rates
43608 homeowners insurance rates
43612 homeowners insurance rates
43609 homeowners insurance rates

Home Replacement Cost Coverage in 43614

Average Building Cost Per Square Foot in 43614: $111

Location: Toledo, Ohio (Lucas County)

Average Square Footage in 43614: 1,192 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 43614 before you start any project. Toledo homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 43614 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 43614 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,192 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Toledo area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1111,192$132,300
Additional Upgrades & Added Features$1391,192$165,375
Major Home Updates or Advancements$1671,192$198,450

It's important to understand that when you estimate your replacement cost of your home in the 43614 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 43614

Best Home & Auto Insurance Agencies in 43614

Fuller & Sons Insurance Agency

Address: 5660 Southwyck Blvd Toledo, OH 43614
Phone:
Website: http://www.safeco.com
Info:

Allstate Insurance

Address: 1827 Eastgate Rd Toledo, OH 43614
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
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Fox Insurance Agency

Address: 4560 Heatherdowns Blvd Toledo, OH 43614
Phone:
Website:
Info:

Ballenger- Rebecca S

Address: 3520 Heatherdowns Blvd Toledo, OH 43614
Phone:
Website:
Info:

Housing Demographics for 43614

Population Review for 43614 Zip Code

For the city of Toledo, the population within 43614 has increased to over 30,353 residents in population size. The current population total is 29,866. We have broken down the population based on race below. In 43614, there are over 14079 in male population and 15787 females.

PopulationValues
Total Population29,866
White Population20599
Black Population6017
Hispanic Population1952
Asian Population564
Hawaiian Population9
Indian Population85
Other Population544
Male Population14079
Female Population15787
Population Estimate30353

Household Data for 43614

The average number of homes in 43614 is around 13,924, there are an average of 2.10 per household. The average house value according to local real estate values is around $132,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode13,924
Persons Per Household2.10
Average House Value$132,300
Income Per Household$50113
Median Age41.6
Median Age Male39.7
Median Age Female43.6
43614 DetailsValues
StateOH
State Full NameOhio
City TypeP
City Alias Abbreviation
Area Code419/567
CityToledo
City Alias NameTOLEDO
CountyLucas
County FIPS095
State FIPS39
Time Zone5
Day Light SavingY
MSA8400
PMSA
CSA
CBSA45780
CBSA_DIV
CBSA_TypeMetro
CBSA_NameToledo, OH
MSA_NameToledo, OH MSA
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses433
Number Of Employees8447
Business First Quarter Payroll80826
Business Annual Payroll349276
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population651429
CBSA Division Population0
Congressional District09
Congressional LandArea464.65
Delivery Residential14454
Delivery Business565
Delivery Total15452
Preferred Last Line KeyX23088
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyX23088
Land Area8.982000
Water Area0.640000
City Alias Code
City Mixed CaseToledo
City Alias Mixed CaseToledo
Box Count228
SFDU10079
MFDU3711
State ANSI39
County ANSI095
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number388260
Unique ZIP Name
SSA State County Code36490
Medicare CBSA Code45780
Medicare CBSA NameToledo, OH
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseLucas

Ohio Homeowners Insurance News & Information

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    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]