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43607 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 43607 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Toledo, OH. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 43607 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Ohio, like average Toledo homeowners insurance rates, coverage options or home insurance types, please select Toledo, OH Home Insurance Rates Online!

43607 Home Insurance Average Premiums

Local 43607 homeowners insurance quotes comparison

$421 /yr.

Shows Zip Code: 43607 lowest rates with discounts applied on average.

For the 43607, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$421 /yr.
Average Coverage:$671 /yr.
2600 sq. ft. or higher
(all discounts applied)
$971 /yr.

What is the average home insurance cost for a home in 43607?

  • • The average homeowners insurance premium paid annually for a home in 43607 is around $671 per year.

What does it cost on average per month for home insurance in 43607?

  • • Homeowners in 43607 pay a monthly average cost per month around $56.00.

What kind of discount could I get if I combine my home and auto insurance together in 43607?

  • • Autoowners in 43607 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Toledo area, check out other zip codes nearby 43607.
Review average rates in another zip code:
43612 homeowners insurance rates
43613 homeowners insurance rates
43620 homeowners insurance rates
43614 homeowners insurance rates
43610 homeowners insurance rates
43617 homeowners insurance rates
43605 homeowners insurance rates
43615 homeowners insurance rates
43606 homeowners insurance rates
43608 homeowners insurance rates

Home Replacement Cost Coverage in 43607

Average Building Cost Per Square Foot in 43607: $111

Location: Toledo, Ohio (Lucas County)

Average Square Footage in 43607: 559 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 43607 before you start any project. Toledo homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 43607 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 43607 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 559 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Toledo area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$111559$62,100
Additional Upgrades & Added Features$139559$77,625
Major Home Updates or Advancements$167559$93,150

It's important to understand that when you estimate your replacement cost of your home in the 43607 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 43607

Best Home & Auto Insurance Agencies in 43607

Housing Demographics for 43607

Population Review for 43607 Zip Code

For the city of Toledo, the population within 43607 has increased to over 21,078 residents in population size. The current population total is 20,494. We have broken down the population based on race below. In 43607, there are over 9888 in male population and 10606 females.

PopulationValues
Total Population20,494
White Population4867
Black Population13155
Hispanic Population899
Asian Population625
Hawaiian Population6
Indian Population81
Other Population326
Male Population9888
Female Population10606
Population Estimate21078

Household Data for 43607

The average number of homes in 43607 is around 9,208, there are an average of 2.21 per household. The average house value according to local real estate values is around $62,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode9,208
Persons Per Household2.21
Average House Value$62,100
Income Per Household$33505
Median Age33.3
Median Age Male30.6
Median Age Female36.0
43607 DetailsValues
StateOH
State Full NameOhio
City TypeP
City Alias Abbreviation
Area Code419/567
CityToledo
City Alias NameTOLEDO
CountyLucas
County FIPS095
State FIPS39
Time Zone5
Day Light SavingY
MSA8400
PMSA
CSA
CBSA45780
CBSA_DIV
CBSA_TypeMetro
CBSA_NameToledo, OH
MSA_NameToledo, OH MSA
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses281
Number Of Employees4918
Business First Quarter Payroll55259
Business Annual Payroll250358
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population651429
CBSA Division Population0
Congressional District09
Congressional LandArea464.65
Delivery Residential9538
Delivery Business462
Delivery Total10403
Preferred Last Line KeyX23088
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyX23088
Land Area7.245000
Water Area0.005000
City Alias Code
City Mixed CaseToledo
City Alias Mixed CaseToledo
Box Count78
SFDU7724
MFDU1149
State ANSI39
County ANSI095
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number388260
Unique ZIP Name
SSA State County Code36490
Medicare CBSA Code45780
Medicare CBSA NameToledo, OH
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseLucas

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