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43723 Home Insurance Quotes & Rates

Currently, the 2,057 homes within the 43723 zip code are being challenged with rate increases and the demand for more affordable homeowners insurance premiums. The average home insurance rate for Ohio is around $650 per year for a standard HO-3 homeowners policy. A standard homeowners policy in Byesville, OH, insures your home from theft, fire, windstorm damage and liability accidents on your property. Flood or earthquake damage is not covered under a basic homeowners policy, we can help you review the best coverage option for your home in 43723.

Ohio is now ranking #45 in the country for the highest premiums. If you are trying to lower your premium and want to compare up to 12 Byesville home insurance quotes all in one place then GetHomeInsuranceQuotes.com of Ohio has the online shopping service for you. Our hassle free online quoting application allows homeowners in the 43723 area to review and compare the best rates and coverage options. We can provide a free consultation process to help you decide which carrier, coverage and policy is the best fit for you and your family. We realize that protecting your most valuable investment is very important to you, that is why we want to help you increase your coverage while providing the most affordable rates available. Let us help you shop and compare your Byesville, Ohio home insurance rates today!

Please give us a call now at 1-855-976-2656, easily get up to 12 rates over the phone in minutes. For Byesville, OH Home Insurance Quotes, start your shopping process to today, it's easy and hassle free!

43723 Home Insurance Average Premiums

Local 43723 homeowners insurance quotes comparison

$400 /yr.

Shows Zip Code: 43723 lowest rates with discounts applied on average.

For the 43723, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$400 /yr.
Average Coverage:$650 /yr.
2600 sq. ft. or higher
(all discounts applied)
$950 /yr.

What is the average home insurance cost for a home in 43723?

  • • The average homeowners insurance premium paid annually for a home in 43723 is around $650 per year.

What does it cost on average per month for home insurance in 43723?

  • • Homeowners in 43723 pay a monthly average cost per month around $54.00.

What kind of discount could I get if I combine my home and auto insurance together in 43723?

  • • Autoowners in 43723 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Byesville area, check out other zip codes nearby 43723.
Review average rates in another zip code:
43723 homeowners insurance rates

Home Replacement Cost Coverage in 43723

Average Building Cost Per Square Foot in 43723: $111

Location: Byesville, Ohio (Guernsey County)

Average Square Footage in 43723: 787 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 43723 before you start any project. Byesville homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 43723 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 43723 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 787 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Byesville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$111787$87,400
Additional Upgrades & Added Features$139787$109,250
Major Home Updates or Advancements$167787$131,100

It's important to understand that when you estimate your replacement cost of your home in the 43723 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 43723

Best Home & Auto Insurance Agencies in 43723

Parker, Mike - Parker & Parker Insurance

Address: 111 North 2nd Street Byesville, OH 43723
Phone:
Website: http://www.allstateagencies.com/081340/Welcome/
Info:

Housing Demographics for 43723

Population Review for 43723 Zip Code

For the city of Byesville, the population within 43723 has increased to over 4,885 residents in population size. The current population total is 4,671. We have broken down the population based on race below. In 43723, there are over 2252 in male population and 2419 females.

PopulationValues
Total Population4,671
White Population4353
Black Population35
Hispanic Population65
Asian Population13
Hawaiian Population0
Indian Population7
Other Population28
Male Population2252
Female Population2419
Population Estimate4885

Household Data for 43723

The average number of homes in 43723 is around 2,057, there are an average of 2.27 per household. The average house value according to local real estate values is around $87,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,057
Persons Per Household2.27
Average House Value$87,400
Income Per Household$43192
Median Age40.9
Median Age Male39.0
Median Age Female43.1
43723 DetailsValues
StateOH
State Full NameOhio
City TypeP
City Alias Abbreviation
Area Code220/740
CityByesville
City Alias NameBYESVILLE
CountyGuernsey
County FIPS059
State FIPS39
Time Zone5
Day Light SavingY
MSA
PMSA
CSA198
CBSA15740
CBSA_DIV
CBSA_TypeMicro
CBSA_NameCambridge, OH
MSA_Name
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses81
Number Of Employees1358
Business First Quarter Payroll13614
Business Annual Payroll58703
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population40087
CBSA Division Population0
Congressional District12
Congressional LandArea2271.91
Delivery Residential2152
Delivery Business108
Delivery Total2417
Preferred Last Line KeyX20408
Classification Code
Multi-County
CSA NameColumbus-Marion-Zanesville, OH
CBSA_DIV_Name
City State KeyX20408
Land Area15.697000
Water Area0.069000
City Alias Code
City Mixed CaseByesville
City Alias Mixed CaseByesville
Box Count118
SFDU1992
MFDU120
State ANSI39
County ANSI059
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationC
Finance Number381211
Unique ZIP Name
SSA State County Code36300
Medicare CBSA Code99936
Medicare CBSA NameRural Areas in OH
Medicare CBSA TypeMicro
Market Rating Area ID16
County Mixed CaseGuernsey

Ohio Homeowners Insurance News & Information

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  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]