Get multiple home insurance quotes in 43731. Our licensed 43731, OH agents are ready to serve you.

43731 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 43731 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Crooksville, OH. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 43731 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Ohio, like average Crooksville homeowners insurance rates, coverage options or home insurance types, please select Crooksville, OH Home Insurance Rates Online!

43731 Home Insurance Average Premiums

Local 43731 homeowners insurance quotes comparison

$397 /yr.

Shows Zip Code: 43731 lowest rates with discounts applied on average.

For the 43731, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$397 /yr.
Average Coverage:$647 /yr.
2600 sq. ft. or higher
(all discounts applied)
$947 /yr.

What is the average home insurance cost for a home in 43731?

  • • The average homeowners insurance premium paid annually for a home in 43731 is around $647 per year.

What does it cost on average per month for home insurance in 43731?

  • • Homeowners in 43731 pay a monthly average cost per month around $54.00.

What kind of discount could I get if I combine my home and auto insurance together in 43731?

  • • Autoowners in 43731 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Crooksville area, check out other zip codes nearby 43731.
Review average rates in another zip code:
43731 homeowners insurance rates

Home Replacement Cost Coverage in 43731

Average Building Cost Per Square Foot in 43731: $111

Location: Crooksville, Ohio (Perry County)

Average Square Footage in 43731: 785 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 43731 before you start any project. Crooksville homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 43731 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 43731 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 785 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Crooksville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$111785$87,100
Additional Upgrades & Added Features$139785$108,875
Major Home Updates or Advancements$167785$130,650

It's important to understand that when you estimate your replacement cost of your home in the 43731 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 43731

Best Home & Auto Insurance Agencies in 43731

Housing Demographics for 43731

Population Review for 43731 Zip Code

For the city of Crooksville, the population within 43731 has increased to over 5,360 residents in population size. The current population total is 5,200. We have broken down the population based on race below. In 43731, there are over 2553 in male population and 2647 females.

PopulationValues
Total Population5,200
White Population4954
Black Population19
Hispanic Population37
Asian Population1
Hawaiian Population1
Indian Population12
Other Population15
Male Population2553
Female Population2647
Population Estimate5360

Household Data for 43731

The average number of homes in 43731 is around 2,082, there are an average of 2.50 per household. The average house value according to local real estate values is around $87,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,082
Persons Per Household2.50
Average House Value$87,100
Income Per Household$46957
Median Age40.4
Median Age Male40.1
Median Age Female40.6
43731 DetailsValues
StateOH
State Full NameOhio
City TypeP
City Alias Abbreviation
Area Code740/220
CityCrooksville
City Alias NameCROOKSVILLE
CountyPerry
County FIPS127
State FIPS39
Time Zone5
Day Light SavingY
MSA
PMSA
CSA198
CBSA18140
CBSA_DIV
CBSA_TypeMetro
CBSA_NameColumbus, OH
MSA_Name
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses51
Number Of Employees526
Business First Quarter Payroll4187
Business Annual Payroll21526
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1836536
CBSA Division Population0
Congressional District12
Congressional LandArea2271.91
Delivery Residential2144
Delivery Business74
Delivery Total2281
Preferred Last Line KeyX20734
Classification Code
Multi-CountyY
CSA NameColumbus-Marion-Zanesville, OH
CBSA_DIV_Name
City State KeyX20734
Land Area52.154000
Water Area0.553000
City Alias Code
City Mixed CaseCrooksville
City Alias Mixed CaseCrooksville
Box Count43
SFDU2004
MFDU30
State ANSI39
County ANSI127
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationC
Finance Number381981
Unique ZIP Name
SSA State County Code36650
Medicare CBSA Code18140
Medicare CBSA NameColumbus, OH
Medicare CBSA TypeMetro
Market Rating Area ID16
County Mixed CasePerry

Ohio Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]