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Check Out 43749 Home Insurance Rates

Shopping for homeowners insurance is never fun but at GetHomeInsuranceQuotes.com we make the process much easier. We will provide you with multiple quotes and coverage options for your home in Kimbolton, OH.

We will gather some basic information about your home in Kimbolton, OH and will then get to work and gather quotes from up to 12 nationwide home insurers who will provide their most competitive prices for your policy needs.

Our service is always free and we have a team of Ohio licensed home insurance professionals who can walk you through your policy options as well as answer any questions you may have about rates or coverage levels. In addition they will do a discount review to make sure you are getting all of the discounts that you are entitled to receive.

If you are ready to start researching homeowner insurance rates in 43749 simply click the "Get Multiple Quotes Now" button.

Research Home Insurance Quotes in 43749

We have pulled together a variety of data related to homeowners insurance in Ohio. Simply click on one of the links below to learn about the average cost of homeowners insurance in Ohio as well as local coverage options.

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Kimbolton, OH home insurance quotes in your local city and review the most competitive coverages and premiums.

43749 Homeowners Insurance Rates, Average Rating: very low!

Homeowners insurance policies in 43749 include both property and casualty coverage which protects your home from a variety of risks which include but are not limited to fire, theft, vandalism, and wind damage. A standard homeowner policy also includes liability protection, which can come in handy if someone is injured on your property.

Unfortunately, flood and earthquake damage is not covered by a standard homeowners insurance policy so if you are located in a flood plain or high risk area, you will need a separate flood policy.

Regardless of what type of homeowners insurance you need, we can help you find a great policy at an affordable price. Data shows that for a standard homeowner policy in Ohio is roughly $620. In most cases, we can help you save up to 40 percent on your homeowner insurance costs.

Get started right now saving on your 43749 homeowners insurance policy!

43749 Home Insurance Average Premiums

Local 43749 homeowners insurance quotes comparison

$370 /yr.

Shows Zip Code: 43749 lowest rates with discounts applied on average.

For the 43749, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$370 /yr.
Average Coverage:$620 /yr.
2600 sq. ft. or higher
(all discounts applied)
$920 /yr.

What is the average home insurance cost for a home in 43749?

  • • The average homeowners insurance premium paid annually for a home in 43749 is around $620 per year.

What does it cost on average per month for home insurance in 43749?

  • • Homeowners in 43749 pay a monthly average cost per month around $52.00.

What kind of discount could I get if I combine my home and auto insurance together in 43749?

  • • Autoowners in 43749 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Kimbolton area, check out other zip codes nearby 43749.
Review average rates in another zip code:
43749 homeowners insurance rates

Home Replacement Cost Coverage in 43749

Average Building Cost Per Square Foot in 43749: $111

Location: Kimbolton, Ohio (Guernsey County)

Average Square Footage in 43749: 919 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 43749 before you start any project. Kimbolton homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 43749 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 43749 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 919 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Kimbolton area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$111919$102,000
Additional Upgrades & Added Features$139919$127,500
Major Home Updates or Advancements$167919$153,000

It's important to understand that when you estimate your replacement cost of your home in the 43749 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 43749

Best Home & Auto Insurance Agencies in 43749

Housing Demographics for 43749

Population Review for 43749 Zip Code

For the city of Kimbolton, the population within 43749 has increased to over 2,480 residents in population size. The current population total is 2,308. We have broken down the population based on race below. In 43749, there are over 1201 in male population and 1107 females.

PopulationValues
Total Population2,308
White Population2211
Black Population8
Hispanic Population12
Asian Population6
Hawaiian Population1
Indian Population7
Other Population8
Male Population1201
Female Population1107
Population Estimate2480

Household Data for 43749

The average number of homes in 43749 is around 965, there are an average of 2.39 per household. The average house value according to local real estate values is around $102,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode965
Persons Per Household2.39
Average House Value$102,000
Income Per Household$43846
Median Age47.3
Median Age Male47.2
Median Age Female47.4
43749 DetailsValues
StateOH
State Full NameOhio
City TypeP
City Alias Abbreviation
Area Code740/220
CityKimbolton
City Alias NameKIMBOLTON
CountyGuernsey
County FIPS059
State FIPS39
Time Zone5
Day Light SavingY
MSA
PMSA
CSA198
CBSA15740
CBSA_DIV
CBSA_TypeMicro
CBSA_NameCambridge, OH
MSA_Name
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses14
Number Of Employees59
Business First Quarter Payroll404
Business Annual Payroll1937
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population40087
CBSA Division Population0
Congressional District12
Congressional LandArea2271.91
Delivery Residential1038
Delivery Business18
Delivery Total1135
Preferred Last Line KeyX21497
Classification Code
Multi-CountyY
CSA NameColumbus-Marion-Zanesville, OH
CBSA_DIV_Name
City State KeyX21497
Land Area105.999000
Water Area3.186000
City Alias Code
City Mixed CaseKimbolton
City Alias Mixed CaseKimbolton
Box Count47
SFDU1038
MFDU0
State ANSI39
County ANSI059
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number384088
Unique ZIP Name
SSA State County Code36300
Medicare CBSA Code99936
Medicare CBSA NameRural Areas in OH
Medicare CBSA TypeMicro
Market Rating Area ID16
County Mixed CaseGuernsey

Ohio Homeowners Insurance News & Information

  • Can $600 Million Help Lower Florida Homeowners Insurance Rates? Posted on Friday 14th February, 2025

    Family relax on the couch. Happy beautiful young parents are smiling, hugging and playing with them kids at home together Governor DeSantis recently asked the legislature for over $600 million to help lower homeowners insurance in his 2025-26 budget request. The budget proposal asks for $590 million to go towards the My Safe Florida Home […]

  • North Carolina Homeowners’ Insurance Premiums May See a 15% Increase Posted on Thursday 23rd January, 2025

    The base rate for North Carolina homeowners insurance will be headed up by an average of 15% by the middle of 2026. The rate increases are part of a settlement that was reached with the insurance industry by the North Carolina Insurance Department. The state Insurance Commissioner Mike Causey recently announced the rate increase agreement […]

  • 2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025

    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]