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43755 Homeowners Insurance Quotes & Coverage Options

For homeowners like you shopping online for home insurance quotes in the 43755 zip code it's important to know that our rates are very competitive for homeowners living in Lore City, OH. Many homeowners based out of your 43755 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Ohio licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 43755 should appear in the zip code field ready to go. For Lore City, OH Homeowners Insurance Quotes nearby, we offer the best rates and service.

43755: Average Home Insurance Rates

For homeowners living in the great city of Lore City, the average homeowners policy is considered very low in comparison to other states. Ohio premiums are estimated to be around $672 per year for homeowners insurance rates. You can easily save up to 40% or more, let us help you shop multiple home insurance quotes for free.

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43755 Home Insurance Average Premiums

Local 43755 homeowners insurance quotes comparison

$422 /yr.

Shows Zip Code: 43755 lowest rates with discounts applied on average.

For the 43755, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$422 /yr.
Average Coverage:$672 /yr.
2600 sq. ft. or higher
(all discounts applied)
$972 /yr.

What is the average home insurance cost for a home in 43755?

  • • The average homeowners insurance premium paid annually for a home in 43755 is around $672 per year.

What does it cost on average per month for home insurance in 43755?

  • • Homeowners in 43755 pay a monthly average cost per month around $56.00.

What kind of discount could I get if I combine my home and auto insurance together in 43755?

  • • Autoowners in 43755 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Lore City area, check out other zip codes nearby 43755.
Review average rates in another zip code:
43755 homeowners insurance rates

Home Replacement Cost Coverage in 43755

Average Building Cost Per Square Foot in 43755: $111

Location: Lore City, Ohio (Guernsey County)

Average Square Footage in 43755: 1,120 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 43755 before you start any project. Lore City homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 43755 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 43755 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,120 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Lore City area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1111,120$124,300
Additional Upgrades & Added Features$1391,120$155,375
Major Home Updates or Advancements$1671,120$186,450

It's important to understand that when you estimate your replacement cost of your home in the 43755 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 43755

Best Home & Auto Insurance Agencies in 43755

Housing Demographics for 43755

Population Review for 43755 Zip Code

For the city of Lore City, the population within 43755 has increased to over 1,894 residents in population size. The current population total is 1,732. We have broken down the population based on race below. In 43755, there are over 882 in male population and 850 females.

PopulationValues
Total Population1,732
White Population1655
Black Population11
Hispanic Population18
Asian Population4
Hawaiian Population0
Indian Population0
Other Population6
Male Population882
Female Population850
Population Estimate1894

Household Data for 43755

The average number of homes in 43755 is around 684, there are an average of 2.48 per household. The average house value according to local real estate values is around $124,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode684
Persons Per Household2.48
Average House Value$124,300
Income Per Household$44018
Median Age47.5
Median Age Male48.7
Median Age Female45.5
43755 DetailsValues
StateOH
State Full NameOhio
City TypeP
City Alias Abbreviation
Area Code220/740
CityLore City
City Alias NameLORE CITY
CountyGuernsey
County FIPS059
State FIPS39
Time Zone5
Day Light SavingY
MSA
PMSA
CSA198
CBSA15740
CBSA_DIV
CBSA_TypeMicro
CBSA_NameCambridge, OH
MSA_Name
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses18
Number Of Employees166
Business First Quarter Payroll1258
Business Annual Payroll5857
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population40087
CBSA Division Population0
Congressional District12
Congressional LandArea2271.91
Delivery Residential764
Delivery Business22
Delivery Total853
Preferred Last Line KeyX21675
Classification Code
Multi-County
CSA NameColumbus-Marion-Zanesville, OH
CBSA_DIV_Name
City State KeyX21675
Land Area38.465000
Water Area0.204000
City Alias Code
City Mixed CaseLore City
City Alias Mixed CaseLore City
Box Count61
SFDU764
MFDU0
State ANSI39
County ANSI059
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number384599
Unique ZIP Name
SSA State County Code36300
Medicare CBSA Code99936
Medicare CBSA NameRural Areas in OH
Medicare CBSA TypeMicro
Market Rating Area ID16
County Mixed CaseGuernsey

Ohio Homeowners Insurance News & Information

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]