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43758 Homeowners Insurance Rate Quotes

Are you shopping for homeowners insurance quotes in 43758? Our rates are very competitive for homeowners living in Malta, OH. Many homeowners based out of your 43758 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our homeowners insurance quotes are free and our Ohio licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 43758 should appear in the zip code field ready to go. For Malta, OH Home Insurance Rate Quotes click to review the best rates and service online!

43758 Average Premium is Rated: Very Low!

Homeowners living in 43758 can easily save up to 40% off the average home insurance premium of $676 a year by comparing rates with us at GetHomeInsuranceQuotes.com. You don't have to do the research to find the best company, rate and coverage options. We have already done this for you. We have 12 major carriers in Malta that are all very competitive and have the best rate and coverage option available. All you need to do is request quotes online for zip code 43758 and we will help you compare prices and apply all available discounts. If you want savings and also need help deciding which policy is best for you, than let us help you compare multiple rates today!

Get Multiple Home Insurance Rates in 43758!

43758 Home Insurance Average Premiums

Local 43758 homeowners insurance quotes comparison

$426 /yr.

Shows Zip Code: 43758 lowest rates with discounts applied on average.

For the 43758, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$426 /yr.
Average Coverage:$676 /yr.
2600 sq. ft. or higher
(all discounts applied)
$976 /yr.

What is the average home insurance cost for a home in 43758?

  • • The average homeowners insurance premium paid annually for a home in 43758 is around $676 per year.

What does it cost on average per month for home insurance in 43758?

  • • Homeowners in 43758 pay a monthly average cost per month around $56.00.

What kind of discount could I get if I combine my home and auto insurance together in 43758?

  • • Autoowners in 43758 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Malta area, check out other zip codes nearby 43758.
Review average rates in another zip code:
43758 homeowners insurance rates

Home Replacement Cost Coverage in 43758

Average Building Cost Per Square Foot in 43758: $111

Location: Malta, Ohio (Morgan County)

Average Square Footage in 43758: 1,001 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 43758 before you start any project. Malta homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 43758 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 43758 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,001 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Malta area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1111,001$111,100
Additional Upgrades & Added Features$1391,001$138,875
Major Home Updates or Advancements$1671,001$166,650

It's important to understand that when you estimate your replacement cost of your home in the 43758 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 43758

Best Home & Auto Insurance Agencies in 43758

Housing Demographics for 43758

Population Review for 43758 Zip Code

For the city of Malta, the population within 43758 has increased to over 3,245 residents in population size. The current population total is 3,000. We have broken down the population based on race below. In 43758, there are over 1549 in male population and 1451 females.

PopulationValues
Total Population3,000
White Population2820
Black Population48
Hispanic Population26
Asian Population4
Hawaiian Population0
Indian Population1
Other Population7
Male Population1549
Female Population1451
Population Estimate3245

Household Data for 43758

The average number of homes in 43758 is around 1,186, there are an average of 2.53 per household. The average house value according to local real estate values is around $111,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,186
Persons Per Household2.53
Average House Value$111,100
Income Per Household$44500
Median Age43.4
Median Age Male42.2
Median Age Female44.8
43758 DetailsValues
StateOH
State Full NameOhio
City TypeP
City Alias Abbreviation
Area Code740
CityMalta
City Alias NameMALTA
CountyMorgan
County FIPS115
State FIPS39
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses35
Number Of Employees300
Business First Quarter Payroll2768
Business Annual Payroll13169
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District12
Congressional LandArea2271.91
Delivery Residential1283
Delivery Business21
Delivery Total1508
Preferred Last Line KeyX21737
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyX21737
Land Area85.165000
Water Area0.451000
City Alias Code
City Mixed CaseMalta
City Alias Mixed CaseMalta
Box Count148
SFDU1283
MFDU0
State ANSI39
County ANSI115
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number384830
Unique ZIP Name
SSA State County Code36590
Medicare CBSA Code99936
Medicare CBSA NameRural Areas in OH
Medicare CBSA TypeMicro
Market Rating Area ID16
County Mixed CaseMorgan

Ohio Homeowners Insurance News & Information

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