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43768 Homeowners Insurance Quotes & Rates

Old Washington residents living within the 98 homes available in the zip code of 43768 are shopping online to compare cheaper and more affordable Old Washington, OH home insurance rates. In the great city of Old Washington, homeowners like you want to find less expensive coverage since the home insurance rates have increased. Currently, the average home insurance rate within the state of Ohio is around $625 per year. These average rates are based on a standard or basic homeowner policy that covers your home for risk of fire, theft or liability issues if someone was to be injured on your property. We can provide enhanced coverage options to give you that added protection that you need for your home in the 43768 zip code.

With our online home insurance quoting application and excellent review service, we can help you save up to 40% or more on your next homeowners policy. We will shop up to 12 competitive home insurance rates, review all the coverage options available and propose any discounts or credits that may be available to you. Each home insurance company is different and likes to generate rates based on a number of different risk factors when it comes to insuring your home. We will be able to explain which home insurance company is best for you based on the coverage details, rate affordability and claim dependability.

Let us help you shop and compare your 43768 home insurance rates today! Please give us a call now at 1-855-976-2656. For Old Washington, OH Homeowners Insurance Quotes, Click to easily get started!

43768 Home Insurance Average Premiums

Local 43768 homeowners insurance quotes comparison

$375 /yr.

Shows Zip Code: 43768 lowest rates with discounts applied on average.

For the 43768, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$375 /yr.
Average Coverage:$625 /yr.
2600 sq. ft. or higher
(all discounts applied)
$925 /yr.

What is the average home insurance cost for a home in 43768?

  • • The average homeowners insurance premium paid annually for a home in 43768 is around $625 per year.

What does it cost on average per month for home insurance in 43768?

  • • Homeowners in 43768 pay a monthly average cost per month around $52.00.

What kind of discount could I get if I combine my home and auto insurance together in 43768?

  • • Autoowners in 43768 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Old Washington area, check out other zip codes nearby 43768.
Review average rates in another zip code:
43768 homeowners insurance rates

Home Replacement Cost Coverage in 43768

Average Building Cost Per Square Foot in 43768: $111

Location: Old Washington, Ohio (Guernsey County)

Average Square Footage in 43768: 1,041 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 43768 before you start any project. Old Washington homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 43768 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 43768 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,041 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Old Washington area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1111,041$115,600
Additional Upgrades & Added Features$1391,041$144,500
Major Home Updates or Advancements$1671,041$173,400

It's important to understand that when you estimate your replacement cost of your home in the 43768 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 43768

Best Home & Auto Insurance Agencies in 43768

Housing Demographics for 43768

Population Review for 43768 Zip Code

For the city of Old Washington, the population within 43768 has increased to over 0 residents in population size. The current population total is 223. We have broken down the population based on race below. In 43768, there are over 102 in male population and 121 females.

PopulationValues
Total Population223
White Population211
Black Population4
Hispanic Population2
Asian Population0
Hawaiian Population0
Indian Population1
Other Population3
Male Population102
Female Population121
Population Estimate0

Household Data for 43768

The average number of homes in 43768 is around 98, there are an average of 2.21 per household. The average house value according to local real estate values is around $115,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode98
Persons Per Household2.21
Average House Value$115,600
Income Per Household$0
Median Age43.8
Median Age Male40.3
Median Age Female49.3
43768 DetailsValues
StateOH
State Full NameOhio
City TypeZ
City Alias AbbreviationOLD WASHINGTN
Area Code220/740
CityOld Washington
City Alias NameOLD WASHINGTON
CountyGuernsey
County FIPS059
State FIPS39
Time Zone5
Day Light SavingY
MSA
PMSA
CSA198
CBSA15740
CBSA_DIV
CBSA_TypeMicro
CBSA_NameCambridge, OH
MSA_Name
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses6
Number Of Employees35
Business First Quarter Payroll507
Business Annual Payroll2457
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population40087
CBSA Division Population0
Congressional District12
Congressional LandArea2271.91
Delivery Residential0
Delivery Business0
Delivery Total110
Preferred Last Line KeyX22289
Classification CodeP
Multi-County
CSA NameColumbus-Marion-Zanesville, OH
CBSA_DIV_Name
City State KeyX22289
Land Area0.644000
Water Area0.000000
City Alias Code
City Mixed CaseOld Washington
City Alias Mixed CaseOld Washington
Box Count98
SFDU0
MFDU0
State ANSI39
County ANSI059
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number386272
Unique ZIP Name
SSA State County Code36300
Medicare CBSA Code99936
Medicare CBSA NameRural Areas in OH
Medicare CBSA TypeMicro
Market Rating Area ID16
County Mixed CaseGuernsey

Ohio Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]