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43780, OH Homeowners Insurance Rates

With a population size of 2,235 and with 983 occupied homes in the 43780 area, our online shopping service is becoming very helpful for homeowners like you. The average home insurance premiums in Senecaville, OH are around $645 per year for a standard HO-3 homeowners policy. Wouldn't you love to save up to 40% or more on your next home insurance policy? Our process easily compares the most competitive rates, while including all discounts and credits, plus reviewing all enhanced coverage options. You will find that GetHomeInsuranceQuotes.com is the best place online to shop for home insurance rates in Senecaville, Ohio. If you are looking for more affordable rates, let us help you shop and compare your next homeowners policy today. Just enter your zip code to start online comparing, or give us a call at 1-855-976-2656 so we can help you review rates today!

It's important to know that if your Ohio home may be located in a risk area that is prone to flooding, hurricanes or earthquakes. You may need additional coverage that is not part of your current policy like an HO-3 or HO-2. We can help you review the best protection and coverage options for your home located in Senecaville, OH.

For Ohio home insurance information, including average Senecaville home insurance rates, coverage options or the different homeowners insurance types, please select Senecaville, OH Home Insurance Quotes Now!

43780 Home Insurance Average Premiums

Local 43780 homeowners insurance quotes comparison

$395 /yr.

Shows Zip Code: 43780 lowest rates with discounts applied on average.

For the 43780, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$395 /yr.
Average Coverage:$645 /yr.
2600 sq. ft. or higher
(all discounts applied)
$945 /yr.

What is the average home insurance cost for a home in 43780?

  • • The average homeowners insurance premium paid annually for a home in 43780 is around $645 per year.

What does it cost on average per month for home insurance in 43780?

  • • Homeowners in 43780 pay a monthly average cost per month around $54.00.

What kind of discount could I get if I combine my home and auto insurance together in 43780?

  • • Autoowners in 43780 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Senecaville area, check out other zip codes nearby 43780.
Review average rates in another zip code:
43780 homeowners insurance rates

Home Replacement Cost Coverage in 43780

Average Building Cost Per Square Foot in 43780: $111

Location: Senecaville, Ohio (Guernsey County)

Average Square Footage in 43780: 1,433 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 43780 before you start any project. Senecaville homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 43780 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 43780 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,433 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Senecaville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1111,433$159,100
Additional Upgrades & Added Features$1391,433$198,875
Major Home Updates or Advancements$1671,433$238,650

It's important to understand that when you estimate your replacement cost of your home in the 43780 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 43780

Best Home & Auto Insurance Agencies in 43780

Housing Demographics for 43780

Population Review for 43780 Zip Code

For the city of Senecaville, the population within 43780 has increased to over 2,333 residents in population size. The current population total is 2,235. We have broken down the population based on race below. In 43780, there are over 1098 in male population and 1137 females.

PopulationValues
Total Population2,235
White Population2140
Black Population7
Hispanic Population12
Asian Population3
Hawaiian Population0
Indian Population8
Other Population9
Male Population1098
Female Population1137
Population Estimate2333

Household Data for 43780

The average number of homes in 43780 is around 983, there are an average of 2.27 per household. The average house value according to local real estate values is around $159,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode983
Persons Per Household2.27
Average House Value$159,100
Income Per Household$54491
Median Age45.8
Median Age Male45.5
Median Age Female46.5
43780 DetailsValues
StateOH
State Full NameOhio
City TypeP
City Alias Abbreviation
Area Code740
CitySenecaville
City Alias NameSENECAVILLE
CountyGuernsey
County FIPS059
State FIPS39
Time Zone5
Day Light SavingY
MSA
PMSA
CSA198
CBSA15740
CBSA_DIV
CBSA_TypeMicro
CBSA_NameCambridge, OH
MSA_Name
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses20
Number Of Employees82
Business First Quarter Payroll873
Business Annual Payroll5429
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population40087
CBSA Division Population0
Congressional District06|12
Congressional LandArea7215.03|2271.91
Delivery Residential1028
Delivery Business15
Delivery Total1199
Preferred Last Line KeyX22765
Classification Code
Multi-CountyY
CSA NameColumbus-Marion-Zanesville, OH
CBSA_DIV_Name
City State KeyX22765
Land Area38.858000
Water Area2.992000
City Alias Code
City Mixed CaseSenecaville
City Alias Mixed CaseSenecaville
Box Count141
SFDU1027
MFDU0
State ANSI39
County ANSI059
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number387532
Unique ZIP Name
SSA State County Code36300
Medicare CBSA Code99936
Medicare CBSA NameRural Areas in OH
Medicare CBSA TypeMicro
Market Rating Area ID16
County Mixed CaseGuernsey

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