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43822 Homeowners Insurance Quotes & Coverage Options

For homeowners like you shopping online for home insurance quotes in the 43822 zip code it's important to know that our rates are very competitive for homeowners living in Frazeysburg, OH. Many homeowners based out of your 43822 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Ohio licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 43822 should appear in the zip code field ready to go. For Frazeysburg, OH Homeowners Insurance Quotes nearby, we offer the best rates and service.

43822: Average Home Insurance Rates

For homeowners living in the great city of Frazeysburg, the average homeowners policy is considered very low in comparison to other states. Ohio premiums are estimated to be around $684 per year for homeowners insurance rates. You can easily save up to 40% or more, let us help you shop multiple home insurance quotes for free.

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43822 Home Insurance Average Premiums

Local 43822 homeowners insurance quotes comparison

$434 /yr.

Shows Zip Code: 43822 lowest rates with discounts applied on average.

For the 43822, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$434 /yr.
Average Coverage:$684 /yr.
2600 sq. ft. or higher
(all discounts applied)
$984 /yr.

What is the average home insurance cost for a home in 43822?

  • • The average homeowners insurance premium paid annually for a home in 43822 is around $684 per year.

What does it cost on average per month for home insurance in 43822?

  • • Homeowners in 43822 pay a monthly average cost per month around $57.00.

What kind of discount could I get if I combine my home and auto insurance together in 43822?

  • • Autoowners in 43822 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Frazeysburg area, check out other zip codes nearby 43822.
Review average rates in another zip code:
43822 homeowners insurance rates

Home Replacement Cost Coverage in 43822

Average Building Cost Per Square Foot in 43822: $111

Location: Frazeysburg, Ohio (Muskingum County)

Average Square Footage in 43822: 1,140 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 43822 before you start any project. Frazeysburg homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 43822 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 43822 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,140 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Frazeysburg area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1111,140$126,500
Additional Upgrades & Added Features$1391,140$158,125
Major Home Updates or Advancements$1671,140$189,750

It's important to understand that when you estimate your replacement cost of your home in the 43822 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 43822

Best Home & Auto Insurance Agencies in 43822

Housing Demographics for 43822

Population Review for 43822 Zip Code

For the city of Frazeysburg, the population within 43822 has increased to over 4,619 residents in population size. The current population total is 4,668. We have broken down the population based on race below. In 43822, there are over 2317 in male population and 2351 females.

PopulationValues
Total Population4,668
White Population4397
Black Population27
Hispanic Population47
Asian Population14
Hawaiian Population1
Indian Population19
Other Population16
Male Population2317
Female Population2351
Population Estimate4619

Household Data for 43822

The average number of homes in 43822 is around 1,787, there are an average of 2.61 per household. The average house value according to local real estate values is around $126,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,787
Persons Per Household2.61
Average House Value$126,500
Income Per Household$53359
Median Age41.6
Median Age Male41.1
Median Age Female41.9
43822 DetailsValues
StateOH
State Full NameOhio
City TypeP
City Alias Abbreviation
Area Code220/740
CityFrazeysburg
City Alias NameFRAZEYSBURG
CountyMuskingum
County FIPS119
State FIPS39
Time Zone5
Day Light SavingY
MSA
PMSA
CSA198
CBSA49780
CBSA_DIV
CBSA_TypeMicro
CBSA_NameZanesville, OH
MSA_Name
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses46
Number Of Employees401
Business First Quarter Payroll3282
Business Annual Payroll16668
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population86074
CBSA Division Population0
Congressional District12
Congressional LandArea2271.91
Delivery Residential1770
Delivery Business52
Delivery Total2152
Preferred Last Line KeyX21066
Classification Code
Multi-CountyY
CSA NameColumbus-Marion-Zanesville, OH
CBSA_DIV_Name
City State KeyX21066
Land Area88.531000
Water Area0.048000
City Alias Code
City Mixed CaseFrazeysburg
City Alias Mixed CaseFrazeysburg
Box Count190
SFDU1684
MFDU4
State ANSI39
County ANSI119
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number382828
Unique ZIP Name
SSA State County Code36610
Medicare CBSA Code99936
Medicare CBSA NameRural Areas in OH
Medicare CBSA TypeMicro
Market Rating Area ID16
County Mixed CaseMuskingum

Ohio Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]