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43902 Home Insurance Rates & Premiums

Did you know there are over 200 people living within the 43902 zip code area? There are over 82 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:

  1. We will shop up to 12 home insurance companies for free.
  2. We will apply all discounts and credits to help you save up to 40% or more.
  3. We will answer any questions that you may.
  4. We will review the best policy and coverage option in 43902.

Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes.

Average homeowners insurance premiums in Ohio are on the rise. The estimated average premium is around $628 a year for a standard homeowners insurance policy in Alledonia. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.

City: Alledonia, OH Homeowners Insurance Quotes Online

43902 Home Insurance Average Premiums

Local 43902 homeowners insurance quotes comparison

$378 /yr.

Shows Zip Code: 43902 lowest rates with discounts applied on average.

For the 43902, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$378 /yr.
Average Coverage:$628 /yr.
2600 sq. ft. or higher
(all discounts applied)		$928 /yr.

What is the average home insurance cost for a home in 43902?

  • • The average homeowners insurance premium paid annually for a home in 43902 is around $628 per year.

What does it cost on average per month for home insurance in 43902?

  • • Homeowners in 43902 pay a monthly average cost per month around $52.00.

What kind of discount could I get if I combine my home and auto insurance together in 43902?

  • • Autoowners in 43902 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Alledonia area, check out other zip codes nearby 43902.
Review average rates in another zip code:
43902 homeowners insurance rates

Home Replacement Cost Coverage in 43902

Average Building Cost Per Square Foot in 43902: $111

Location: Alledonia, Ohio (Belmont County)

Average Square Footage in 43902: 761 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 43902 before you start any project. Alledonia homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 43902 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 43902 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 761 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Alledonia area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$111761$84,500
Additional Upgrades & Added Features$139761$105,625
Major Home Updates or Advancements$167761$126,750

It's important to understand that when you estimate your replacement cost of your home in the 43902 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 43902

Best Home & Auto Insurance Agencies in 43902

Housing Demographics for 43902

Population Review for 43902 Zip Code

For the city of Alledonia, the population within 43902 has increased to over 202 residents in population size. The current population total is 200. We have broken down the population based on race below. In 43902, there are over 107 in male population and 93 females.

PopulationValues
Total Population200
White Population190
Black Population2
Hispanic Population0
Asian Population0
Hawaiian Population0
Indian Population0
Other Population0
Male Population107
Female Population93
Population Estimate202

Household Data for 43902

The average number of homes in 43902 is around 82, there are an average of 2.44 per household. The average house value according to local real estate values is around $84,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode82
Persons Per Household2.44
Average House Value$84,500
Income Per Household$83667
Median Age50.0
Median Age Male50.1
Median Age Female49.9
43902 DetailsValues
StateOH
State Full NameOhio
City TypeN
City Alias Abbreviation
Area Code740
CityAlledonia
City Alias NameALLEDONIA
CountyBelmont
County FIPS013
State FIPS39
Time Zone5
Day Light SavingY
MSA9000
PMSA
CSA
CBSA48540
CBSA_DIV
CBSA_TypeMetro
CBSA_NameWheeling, WV-OH
MSA_NameWheeling, WV-OH MSA
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses0
Number Of Employees0
Business First Quarter Payroll0
Business Annual Payroll0
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population147950
CBSA Division Population0
Congressional District06
Congressional LandArea7215.03
Delivery Residential83
Delivery Business0
Delivery Total83
Preferred Last Line Key015885
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State Key015885
Land Area16.282000
Water Area0.079000
City Alias Code
City Mixed CaseAlledonia
City Alias Mixed CaseAlledonia
Box Count0
SFDU83
MFDU0
State ANSI39
County ANSI013
ZIP Intro
Alias Intro
Facility CodeN
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number387900
Unique ZIP Name
SSA State County Code36060
Medicare CBSA Code48540
Medicare CBSA NameWheeling, WV-OH
Medicare CBSA TypeMetro
Market Rating Area ID16
County Mixed CaseBelmont

Ohio Homeowners Insurance News & Information

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]