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Compare 43905 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Barton just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 209 neighbors looking to save on their home insurance policy in the local 43905 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 43905. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Ohio rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Barton, OH home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Barton, OH

43905 Home Insurance Average Premiums

Local 43905 homeowners insurance quotes comparison

$351 /yr.

Shows Zip Code: 43905 lowest rates with discounts applied on average.

For the 43905, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$351 /yr.
Average Coverage:$601 /yr.
2600 sq. ft. or higher
(all discounts applied)		$901 /yr.

What is the average home insurance cost for a home in 43905?

  • • The average homeowners insurance premium paid annually for a home in 43905 is around $601 per year.

What does it cost on average per month for home insurance in 43905?

  • • Homeowners in 43905 pay a monthly average cost per month around $50.00.

What kind of discount could I get if I combine my home and auto insurance together in 43905?

  • • Autoowners in 43905 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Barton area, check out other zip codes nearby 43905.
Review average rates in another zip code:
43905 homeowners insurance rates

Home Replacement Cost Coverage in 43905

Average Building Cost Per Square Foot in 43905: $111

Location: Barton, Ohio (Belmont County)

Average Square Footage in 43905: 1,604 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 43905 before you start any project. Barton homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 43905 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 43905 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,604 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Barton area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1111,604$178,000
Additional Upgrades & Added Features$1391,604$222,500
Major Home Updates or Advancements$1671,604$267,000

It's important to understand that when you estimate your replacement cost of your home in the 43905 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 43905

Best Home & Auto Insurance Agencies in 43905

Housing Demographics for 43905

Population Review for 43905 Zip Code

For the city of Barton, the population within 43905 has increased to over 0 residents in population size. The current population total is 474. We have broken down the population based on race below. In 43905, there are over 218 in male population and 256 females.

PopulationValues
Total Population474
White Population450
Black Population1
Hispanic Population0
Asian Population0
Hawaiian Population0
Indian Population0
Other Population0
Male Population218
Female Population256
Population Estimate0

Household Data for 43905

The average number of homes in 43905 is around 209, there are an average of 2.27 per household. The average house value according to local real estate values is around $178,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode209
Persons Per Household2.27
Average House Value$178,000
Income Per Household$77981
Median Age41.5
Median Age Male41.7
Median Age Female41.3
43905 DetailsValues
StateOH
State Full NameOhio
City TypeZ
City Alias Abbreviation
Area Code740
CityBarton
City Alias NameBARTON
CountyBelmont
County FIPS013
State FIPS39
Time Zone5
Day Light SavingY
MSA9000
PMSA
CSA
CBSA48540
CBSA_DIV
CBSA_TypeMetro
CBSA_NameWheeling, WV-OH
MSA_NameWheeling, WV-OH MSA
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses0
Number Of Employees0
Business First Quarter Payroll0
Business Annual Payroll0
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population147950
CBSA Division Population0
Congressional District06
Congressional LandArea7215.03
Delivery Residential0
Delivery Business0
Delivery Total72
Preferred Last Line KeyX20157
Classification CodeP
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyX20157
Land Area2.019000
Water Area0.019000
City Alias Code
City Mixed CaseBarton
City Alias Mixed CaseBarton
Box Count67
SFDU0
MFDU0
State ANSI39
County ANSI013
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number380483
Unique ZIP Name
SSA State County Code36060
Medicare CBSA Code48540
Medicare CBSA NameWheeling, WV-OH
Medicare CBSA TypeMetro
Market Rating Area ID16
County Mixed CaseBelmont

Ohio Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]