Get multiple home insurance quotes in 43906. Our licensed 43906, OH agents are ready to serve you.

43906 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 43906 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Bellaire, OH. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 43906 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Ohio, like average Bellaire homeowners insurance rates, coverage options or home insurance types, please select Bellaire, OH Home Insurance Rates Online!

43906 Home Insurance Average Premiums

Local 43906 homeowners insurance quotes comparison

$432 /yr.

Shows Zip Code: 43906 lowest rates with discounts applied on average.

For the 43906, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$432 /yr.
Average Coverage:$682 /yr.
2600 sq. ft. or higher
(all discounts applied)
$982 /yr.

What is the average home insurance cost for a home in 43906?

  • • The average homeowners insurance premium paid annually for a home in 43906 is around $682 per year.

What does it cost on average per month for home insurance in 43906?

  • • Homeowners in 43906 pay a monthly average cost per month around $57.00.

What kind of discount could I get if I combine my home and auto insurance together in 43906?

  • • Autoowners in 43906 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Bellaire area, check out other zip codes nearby 43906.
Review average rates in another zip code:
43906 homeowners insurance rates

Home Replacement Cost Coverage in 43906

Average Building Cost Per Square Foot in 43906: $111

Location: Bellaire, Ohio (Belmont County)

Average Square Footage in 43906: 909 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 43906 before you start any project. Bellaire homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 43906 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 43906 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 909 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Bellaire area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$111909$100,900
Additional Upgrades & Added Features$139909$126,125
Major Home Updates or Advancements$167909$151,350

It's important to understand that when you estimate your replacement cost of your home in the 43906 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 43906

Best Home & Auto Insurance Agencies in 43906

Davis- Kevin S - State Farm Insurance Agent

Address: 232 32nd St Bellaire, OH 43906
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Housing Demographics for 43906

Population Review for 43906 Zip Code

For the city of Bellaire, the population within 43906 has increased to over 7,622 residents in population size. The current population total is 7,952. We have broken down the population based on race below. In 43906, there are over 4011 in male population and 3941 females.

PopulationValues
Total Population7,952
White Population7163
Black Population270
Hispanic Population107
Asian Population9
Hawaiian Population0
Indian Population21
Other Population28
Male Population4011
Female Population3941
Population Estimate7622

Household Data for 43906

The average number of homes in 43906 is around 3,468, there are an average of 2.24 per household. The average house value according to local real estate values is around $100,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode3,468
Persons Per Household2.24
Average House Value$100,900
Income Per Household$41299
Median Age45.2
Median Age Male43.8
Median Age Female46.1
43906 DetailsValues
StateOH
State Full NameOhio
City TypeP
City Alias Abbreviation
Area Code740
CityBellaire
City Alias NameBELLAIRE
CountyBelmont
County FIPS013
State FIPS39
Time Zone5
Day Light SavingY
MSA9000
PMSA
CSA
CBSA48540
CBSA_DIV
CBSA_TypeMetro
CBSA_NameWheeling, WV-OH
MSA_NameWheeling, WV-OH MSA
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses124
Number Of Employees1664
Business First Quarter Payroll14742
Business Annual Payroll70642
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population147950
CBSA Division Population0
Congressional District06
Congressional LandArea7215.03
Delivery Residential3403
Delivery Business197
Delivery Total3776
Preferred Last Line KeyX20191
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyX20191
Land Area32.173000
Water Area0.144000
City Alias Code
City Mixed CaseBellaire
City Alias Mixed CaseBellaire
Box Count128
SFDU3035
MFDU138
State ANSI39
County ANSI013
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationC
Finance Number380581
Unique ZIP Name
SSA State County Code36060
Medicare CBSA Code48540
Medicare CBSA NameWheeling, WV-OH
Medicare CBSA TypeMetro
Market Rating Area ID16
County Mixed CaseBelmont

Ohio Homeowners Insurance News & Information

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]