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Quickly Revew Homeowners Insurance in 43920

If you own a home in East Liverpool, OH you need a great homeowners policy to protect your home and possessions. Industry experts recommend shopping your homeowners insurance on a yearly basis to ensure that you are getting the best price and coverage levels.

GetHomeInsuranceQuotes.com can help you shop your coverage and find the best policy for your home in 43920 zip code. Our service is always free and we will gather quotes from up to 12 nationwide insurers so you can see all of your homeowners insurance options in one place. Our Ohio licensed agents will also review your needs and make sure you have the appropriate coverage for your home.

If you want to see real savings on the cost of homeowners insurance start shopping GetHomeInsuranceQuotes.com right now. Get started by clicking the Get Multiple Quotes Now" button below, verify your 43920 and start comparing rates now.

43920 Homeowners Insurance Rates Are Considered: very low!

The average rate for a standard homeowners policy in 43920 is $659 according to industry data. We can help you achieve substantial savings by using our online quoting process to find the best policy for your specific home. We will also make sure you are fully covered. Insurance policies and coverage levels vary so it is key to fully understand your policy and what it covers as well as any coverage limitations.

We only deal with reputable, nationwide insurers so you can be confident that if you do need to make a claim it will be handled quickly and fairly. It’s time to start shopping for a new policy.

Get 43920 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional East Liverpool, OH home insurance quotes in your local city and review the most competitive coverages and premiums.

43920 Home Insurance Average Premiums

Local 43920 homeowners insurance quotes comparison

$409 /yr.

Shows Zip Code: 43920 lowest rates with discounts applied on average.

For the 43920, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$409 /yr.
Average Coverage:$659 /yr.
2600 sq. ft. or higher
(all discounts applied)
$959 /yr.

What is the average home insurance cost for a home in 43920?

  • • The average homeowners insurance premium paid annually for a home in 43920 is around $659 per year.

What does it cost on average per month for home insurance in 43920?

  • • Homeowners in 43920 pay a monthly average cost per month around $55.00.

What kind of discount could I get if I combine my home and auto insurance together in 43920?

  • • Autoowners in 43920 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the East Liverpool area, check out other zip codes nearby 43920.
Review average rates in another zip code:
43920 homeowners insurance rates

Home Replacement Cost Coverage in 43920

Average Building Cost Per Square Foot in 43920: $111

Location: East Liverpool, Ohio (Columbiana County)

Average Square Footage in 43920: 798 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 43920 before you start any project. East Liverpool homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 43920 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 43920 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 798 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the East Liverpool area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$111798$88,600
Additional Upgrades & Added Features$139798$110,750
Major Home Updates or Advancements$167798$132,900

It's important to understand that when you estimate your replacement cost of your home in the 43920 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 43920

John Miller Agency

Address: 16813 Saint Clair Ave East Liverpool, OH 43920
Phone: (330)385-7101
Website:

Best Home & Auto Insurance Agencies in 43920

John E Keil - Nationwide Insurance

Address: 16519 Saint Clair Ave East Liverpool, OH 43920
Phone:
Website: http://www.nationwide.com/agent/East-Liverpool-OHIO-insurance-agent/john-e-keil/office.html
Info:

John Miller Agency

Address: 16813 Saint Clair Ave East Liverpool, OH 43920
Phone:
Website:
Info:

Irwin Jr- Philip P - State Farm Insurance Agent

Address: 49376 Calcutta Smith Ferry Rd East Liverpool, OH 43920
Phone:
Website:
Info:

Housing Demographics for 43920

Population Review for 43920 Zip Code

For the city of East Liverpool, the population within 43920 has increased to over 21,915 residents in population size. The current population total is 21,662. We have broken down the population based on race below. In 43920, there are over 10447 in male population and 11215 females.

PopulationValues
Total Population21,662
White Population19752
Black Population548
Hispanic Population271
Asian Population104
Hawaiian Population4
Indian Population52
Other Population86
Male Population10447
Female Population11215
Population Estimate21915

Household Data for 43920

The average number of homes in 43920 is around 9,189, there are an average of 2.33 per household. The average house value according to local real estate values is around $88,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode9,189
Persons Per Household2.33
Average House Value$88,600
Income Per Household$44819
Median Age44.1
Median Age Male42.6
Median Age Female45.8
43920 DetailsValues
StateOH
State Full NameOhio
City TypeP
City Alias AbbreviationE LIVERPOOL
Area Code330/234
CityEast Liverpool
City Alias NameEAST LIVERPOOL
CountyColumbiana
County FIPS029
State FIPS39
Time Zone5
Day Light SavingY
MSA9320
PMSA
CSA566
CBSA41400
CBSA_DIV
CBSA_TypeMicro
CBSA_NameSalem, OH
MSA_NameYoungstown-Warren, OH MSA
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses442
Number Of Employees5501
Business First Quarter Payroll43806
Business Annual Payroll191233
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District06
Congressional LandArea7215.03
Delivery Residential9406
Delivery Business636
Delivery Total10574
Preferred Last Line KeyX20884
Classification Code
Multi-County
CSA NameYoungstown-Warren-Salem, OH
CBSA_DIV_Name
City State KeyX20884
Land Area41.877000
Water Area0.328000
City Alias Code
City Mixed CaseEast Liverpool
City Alias Mixed CaseEast Liverpool
Box Count366
SFDU8341
MFDU726
State ANSI39
County ANSI029
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number382394
Unique ZIP Name
SSA State County Code36140
Medicare CBSA Code99936
Medicare CBSA NameRural Areas in OH
Medicare CBSA TypeMicro
Market Rating Area ID13
County Mixed CaseColumbiana

Ohio Homeowners Insurance News & Information

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    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]