Get multiple home insurance quotes in 43935. Our licensed 43935, OH agents are ready to serve you.

Homeowners Insurance in 43935

In Martins Ferry, OH, our homeowners insurance rates are very competitive in price and coverage options. Many homeowners located in the 43935 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. When you start our quoting process, we will clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Ohio licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. Best of all, you can get up to 12 competitive quotes for your home in 43935 all from one place. Our quoting process is hassle free and we do not spam. If you want to see real savings on your new home insurance policy, let us help you shop online home insurance quotes that are more affordable and have better coverage. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 43935 should appear in the zip code field ready to go.

43935 Homeowners Insurance Rates Are Considered: Very Low!

If your looking for a standard homeowners policy in Ohio, you are going to see rates around the average home insurance premium per year of $626. However, with our online quoting process, we can compare the most competitive rates for you. Plus, our professional advice will allow you to get the most out of your Martins Ferry home insurance by making sure all the risk you may encounter will be covered. Homeowners insurance comes in a variety of different coverage options and we want to get you the best rate but also provide a dependable company and policy that you can stand behind when you need it the most.

Get 43935 Home Insurance Rates Now!

Best 3 Options to Compare in 43935

If you want homeowners insurance quotes within the city of Martins Ferry or in the 43935 area then we can help you compare the most affordable options when it comes to getting a new homeowners insurance policy. Clicking on the link helps you find average home insurance rates in Martins Ferry, OH.

43935 Home Insurance Average Premiums

Local 43935 homeowners insurance quotes comparison

$376 /yr.

Shows Zip Code: 43935 lowest rates with discounts applied on average.

For the 43935, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$376 /yr.
Average Coverage:$626 /yr.
2600 sq. ft. or higher
(all discounts applied)
$926 /yr.

What is the average home insurance cost for a home in 43935?

  • • The average homeowners insurance premium paid annually for a home in 43935 is around $626 per year.

What does it cost on average per month for home insurance in 43935?

  • • Homeowners in 43935 pay a monthly average cost per month around $52.00.

What kind of discount could I get if I combine my home and auto insurance together in 43935?

  • • Autoowners in 43935 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Martins Ferry area, check out other zip codes nearby 43935.
Review average rates in another zip code:
43935 homeowners insurance rates

Home Replacement Cost Coverage in 43935

Average Building Cost Per Square Foot in 43935: $111

Location: Martins Ferry, Ohio (Belmont County)

Average Square Footage in 43935: 759 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 43935 before you start any project. Martins Ferry homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 43935 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 43935 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 759 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Martins Ferry area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$111759$84,200
Additional Upgrades & Added Features$139759$105,250
Major Home Updates or Advancements$167759$126,300

It's important to understand that when you estimate your replacement cost of your home in the 43935 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 43935

E. A. Lambert Agency

Address: 111 S 4th St Martins Ferry, OH 43935
Phone: (740)633-0343
Website:

Best Home & Auto Insurance Agencies in 43935

Stephens, Dan Agent - State Farm Insurance

Address: 511 Hanover St Martins Ferry, OH 43935
Phone:
Website: http://www.danstephensinsurance.com/
Info:

E. A. Lambert Agency

Address: 111 S 4th St Martins Ferry, OH 43935
Phone:
Website:
Info:

Allstate Insurance Company - Linda M Brown

Address: 114 S 4th St Martins Ferry, OH 43935
Phone:
Website: http://www.allstateagencies.com/026363?cid=OTC-YP.com-IYP&att=TL
Info:

Assenza- Dianna L - State Farm Insurance Agent

Address: 110 S 4th St Martins Ferry, OH 43935
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
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Housing Demographics for 43935

Population Review for 43935 Zip Code

For the city of Martins Ferry, the population within 43935 has increased to over 8,189 residents in population size. The current population total is 7,968. We have broken down the population based on race below. In 43935, there are over 3856 in male population and 4112 females.

PopulationValues
Total Population7,968
White Population7013
Black Population348
Hispanic Population96
Asian Population14
Hawaiian Population0
Indian Population18
Other Population35
Male Population3856
Female Population4112
Population Estimate8189

Household Data for 43935

The average number of homes in 43935 is around 3,552, there are an average of 2.24 per household. The average house value according to local real estate values is around $84,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode3,552
Persons Per Household2.24
Average House Value$84,200
Income Per Household$43870
Median Age41.7
Median Age Male40.8
Median Age Female42.6
43935 DetailsValues
StateOH
State Full NameOhio
City TypeP
City Alias Abbreviation
Area Code740/220
CityMartins Ferry
City Alias NameMARTINS FERRY
CountyBelmont
County FIPS013
State FIPS39
Time Zone5
Day Light SavingY
MSA9000
PMSA
CSA
CBSA48540
CBSA_DIV
CBSA_TypeMetro
CBSA_NameWheeling, WV-OH
MSA_NameWheeling, WV-OH MSA
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses115
Number Of Employees1833
Business First Quarter Payroll17524
Business Annual Payroll82843
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population147950
CBSA Division Population0
Congressional District06
Congressional LandArea7215.03
Delivery Residential3656
Delivery Business197
Delivery Total4005
Preferred Last Line KeyX21778
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyX21778
Land Area19.311000
Water Area0.078000
City Alias Code
City Mixed CaseMartins Ferry
City Alias Mixed CaseMartins Ferry
Box Count90
SFDU3267
MFDU319
State ANSI39
County ANSI013
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationC
Finance Number384963
Unique ZIP Name
SSA State County Code36060
Medicare CBSA Code48540
Medicare CBSA NameWheeling, WV-OH
Medicare CBSA TypeMetro
Market Rating Area ID16
County Mixed CaseBelmont

Ohio Homeowners Insurance News & Information

  • 2025 Spring Cleaning Insurance Tips for Homeowners Posted on Monday 31st March, 2025

    Spring is here, the days are getting longer, the weather is warming up and the trees are starting to bud. All of this makes it a great time for homeowners to knock out some spring cleaning and home maintenance.  We thought it might be a good idea to look at some spring cleaning and maintenance […]

  • Homeowners Now Use This Strategy To Save Money on Home Insurance. Is It a Good Idea? Posted on Wednesday 26th March, 2025

    According to a new Market Watch article, homeowners who are struggling with the cost of higher homeowner insurance premiums are making the move to policies with higher deductibles to help lower their costs. While this strategy may work for some, it is not the best idea for everyone.  Data from the Intercontinental Exchange (ICE) showed […]

  • Florida Homeowners With Insurance Are Struggling to Get Claims Paid – Why? Posted on Wednesday 19th March, 2025

    According to a recent Moneywise article, homeowners with insurance coverage in Florida are struggling to get claims paid.  Chad Zalva, a single dad in Riverview, Florida, was cited as an example in the article as a homeowner who is carrying homeowners insurance but was recently surprised to learn that the damage to his home from […]