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43947 Home Insurance Quotes, Rates & Coverage

Are you looking for the right homeowners insurance policy at an affordable price for your home in 43947? There are over 2,226 occupied homes in the 43947 area. With a population size of 5,002, it's not uncommon for residence of Shadyside, OH to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in Ohio is around $630 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 43947 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.

For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Shadyside, OH Home Insurance Rate Quotes

43947 Home Insurance Average Premiums

Local 43947 homeowners insurance quotes comparison

$380 /yr.

Shows Zip Code: 43947 lowest rates with discounts applied on average.

For the 43947, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$380 /yr.
Average Coverage:$630 /yr.
2600 sq. ft. or higher
(all discounts applied)
$930 /yr.

What is the average home insurance cost for a home in 43947?

  • • The average homeowners insurance premium paid annually for a home in 43947 is around $630 per year.

What does it cost on average per month for home insurance in 43947?

  • • Homeowners in 43947 pay a monthly average cost per month around $53.00.

What kind of discount could I get if I combine my home and auto insurance together in 43947?

  • • Autoowners in 43947 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Shadyside area, check out other zip codes nearby 43947.
Review average rates in another zip code:
43947 homeowners insurance rates

Home Replacement Cost Coverage in 43947

Average Building Cost Per Square Foot in 43947: $111

Location: Shadyside, Ohio (Belmont County)

Average Square Footage in 43947: 1,050 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 43947 before you start any project. Shadyside homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 43947 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 43947 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,050 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Shadyside area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1111,050$116,600
Additional Upgrades & Added Features$1391,050$145,750
Major Home Updates or Advancements$1671,050$174,900

It's important to understand that when you estimate your replacement cost of your home in the 43947 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 43947

Best Home & Auto Insurance Agencies in 43947

DeGenova- Raymond C - State Farm Insurance Agent

Address: 3871 Central Ave Shadyside, OH 43947
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Stanley S Norek - Nationwide Insurance

Address: 3814 Central Ave Shadyside, OH 43947
Phone:
Website: http://www.nationwide.com/agent/Shadyside-OHIO-insurance-agent/stanley-norek/office.html
Info:

Housing Demographics for 43947

Population Review for 43947 Zip Code

For the city of Shadyside, the population within 43947 has increased to over 5,292 residents in population size. The current population total is 5,002. We have broken down the population based on race below. In 43947, there are over 2429 in male population and 2573 females.

PopulationValues
Total Population5,002
White Population4767
Black Population20
Hispanic Population89
Asian Population17
Hawaiian Population0
Indian Population1
Other Population50
Male Population2429
Female Population2573
Population Estimate5292

Household Data for 43947

The average number of homes in 43947 is around 2,226, there are an average of 2.21 per household. The average house value according to local real estate values is around $116,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,226
Persons Per Household2.21
Average House Value$116,600
Income Per Household$56747
Median Age48.2
Median Age Male47.2
Median Age Female49.2
43947 DetailsValues
StateOH
State Full NameOhio
City TypeP
City Alias Abbreviation
Area Code740
CityShadyside
City Alias NameSHADYSIDE
CountyBelmont
County FIPS013
State FIPS39
Time Zone5
Day Light SavingY
MSA9000
PMSA
CSA
CBSA48540
CBSA_DIV
CBSA_TypeMetro
CBSA_NameWheeling, WV-OH
MSA_NameWheeling, WV-OH MSA
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses60
Number Of Employees588
Business First Quarter Payroll5228
Business Annual Payroll23685
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population147950
CBSA Division Population0
Congressional District06
Congressional LandArea7215.03
Delivery Residential2395
Delivery Business76
Delivery Total2557
Preferred Last Line KeyX22774
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyX22774
Land Area17.224000
Water Area0.106000
City Alias Code
City Mixed CaseShadyside
City Alias Mixed CaseShadyside
Box Count57
SFDU2267
MFDU128
State ANSI39
County ANSI013
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationC
Finance Number387560
Unique ZIP Name
SSA State County Code36060
Medicare CBSA Code48540
Medicare CBSA NameWheeling, WV-OH
Medicare CBSA TypeMetro
Market Rating Area ID16
County Mixed CaseBelmont

Ohio Homeowners Insurance News & Information

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]