Get multiple home insurance quotes in 43950. Our licensed 43950, OH agents are ready to serve you.

43950 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 43950 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Saint Clairsville, OH. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 43950 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Ohio, like average Saint Clairsville homeowners insurance rates, coverage options or home insurance types, please select Saint Clairsville, OH Home Insurance Rates Online!

43950 Home Insurance Average Premiums

Local 43950 homeowners insurance quotes comparison

$460 /yr.

Shows Zip Code: 43950 lowest rates with discounts applied on average.

For the 43950, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$460 /yr.
Average Coverage:$710 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1010 /yr.

What is the average home insurance cost for a home in 43950?

  • • The average homeowners insurance premium paid annually for a home in 43950 is around $710 per year.

What does it cost on average per month for home insurance in 43950?

  • • Homeowners in 43950 pay a monthly average cost per month around $59.00.

What kind of discount could I get if I combine my home and auto insurance together in 43950?

  • • Autoowners in 43950 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Saint Clairsville area, check out other zip codes nearby 43950.
Review average rates in another zip code:
43950 homeowners insurance rates

Home Replacement Cost Coverage in 43950

Average Building Cost Per Square Foot in 43950: $111

Location: Saint Clairsville, Ohio (Belmont County)

Average Square Footage in 43950: 1,577 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 43950 before you start any project. Saint Clairsville homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 43950 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 43950 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,577 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Saint Clairsville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1111,577$175,100
Additional Upgrades & Added Features$1391,577$218,875
Major Home Updates or Advancements$1671,577$262,650

It's important to understand that when you estimate your replacement cost of your home in the 43950 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 43950

Best Home & Auto Insurance Agencies in 43950

John S Marshall - Nationwide Insurance

Address: 144 W Main St St Clairsville, OH 43950
Phone:
Website: http://www.nationwide.com/agent/St-Clairsville-OHIO-insurance-agent/john-s-marshall/office.html
Info:

David Clarke-Farmers Insurance

Address: 52171 National Rd E, E, Ste 4 St. Clairsville, OH 43950
Phone:
Website: http://www.farmersagent.com/dclarke2/
Info:

Allstate Insurance Company - Chris Baugh

Address: 67925 Banfield Rd St Clairsville, OH 43950
Phone:
Website: http://www.allstateagencies.com/061877?cid=OTC-YP.com-IYP&att=TL
Info:

James Strama Insurance

Address: 250 W Main St, Ste C St Clairsville, OH 43950
Phone:
Website: http://www.allstateagencies.com/JoyceLunsford/Welcome/
Info:

Campbell, John President - Campbell Insurance Service Incorporated

Address: 252 W Main St St Clairsville, OH 43950
Phone:
Website:
Info:

Housing Demographics for 43950

Population Review for 43950 Zip Code

For the city of Saint Clairsville, the population within 43950 has increased to over 14,120 residents in population size. The current population total is 16,212. We have broken down the population based on race below. In 43950, there are over 9289 in male population and 6923 females.

PopulationValues
Total Population16,212
White Population14230
Black Population1151
Hispanic Population275
Asian Population150
Hawaiian Population10
Indian Population24
Other Population126
Male Population9289
Female Population6923
Population Estimate14120

Household Data for 43950

The average number of homes in 43950 is around 5,760, there are an average of 2.26 per household. The average house value according to local real estate values is around $175,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode5,760
Persons Per Household2.26
Average House Value$175,100
Income Per Household$70739
Median Age45.7
Median Age Male42.6
Median Age Female50.9
43950 DetailsValues
StateOH
State Full NameOhio
City TypeP
City Alias AbbreviationST CLAIRSVLE
Area Code740
CitySaint Clairsville
City Alias NameSAINT CLAIRSVILLE
CountyBelmont
County FIPS013
State FIPS39
Time Zone5
Day Light SavingY
MSA9000
PMSA
CSA
CBSA48540
CBSA_DIV
CBSA_TypeMetro
CBSA_NameWheeling, WV-OH
MSA_NameWheeling, WV-OH MSA
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses529
Number Of Employees7736
Business First Quarter Payroll75123
Business Annual Payroll314967
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population147950
CBSA Division Population0
Congressional District06
Congressional LandArea7215.03
Delivery Residential6248
Delivery Business624
Delivery Total7109
Preferred Last Line KeyX22713
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyX22713
Land Area81.733000
Water Area0.963000
City Alias Code
City Mixed CaseSaint Clairsville
City Alias Mixed CaseSaint Clairsville
Box Count181
SFDU5806
MFDU246
State ANSI39
County ANSI013
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationC
Finance Number387900
Unique ZIP Name
SSA State County Code36060
Medicare CBSA Code48540
Medicare CBSA NameWheeling, WV-OH
Medicare CBSA TypeMetro
Market Rating Area ID16
County Mixed CaseBelmont

Ohio Homeowners Insurance News & Information

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]