Get multiple home insurance quotes in 43964. Our licensed 43964, OH agents are ready to serve you.

Find the lowest Homeowners Insurance Rates in 43964

There are a number of ways to save money on your homeowners insurance rates. Discounts, bundling, upgrading your security system or replacing your roof with wind resistance materials are all great ways to lower your premium but the number one recommended way to save is to shop your coverage on a regular basis.

If you are shopping for coverage in 43964, do yourself a favor and get a rate quote from GetHomeInsuranceQuotes.com. We will provide you with up to 12 quotes for homeowners coverage in Toronto, OH from a list of top tier nationwide insurers.

Our Ohio licensed agents will review the quotes with you and provide advice on coverage types and coverage levels that will work best for you and your family.

It’s easy to get started. Just click the "Get Multiple Quotes Now" button below and your 43964 will appear in the zip code field and you are ready to go.

It’s Time to Compare Rate Quotes for 43964

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Toronto, OH home insurance quotes in your local city and review the most competitive coverages and premiums.

43964 Ratings: very low!

Saving up to 40 percent on your homeowner insurance premium has never been easier. We will do all of the legwork for you and present you with the best policy options to help protect your home.

In addition to gathering the best quotes from 12 major insurance companies in Toronto we will also share what average rates are in your area so we can compare savings and coverage options. Reviewing what home insurance cost will help you determine if your current insurance premium is on the high side or if you are already getting a bargain. For example, in 43964, homeowners are seeing rates around 635 on average per year.

Let us help you compare home insurance rates right now. Get started shopping for new policy in 43964!

43964 Home Insurance Average Premiums

Local 43964 homeowners insurance quotes comparison

$385 /yr.

Shows Zip Code: 43964 lowest rates with discounts applied on average.

For the 43964, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$385 /yr.
Average Coverage:$635 /yr.
2600 sq. ft. or higher
(all discounts applied)
$935 /yr.

What is the average home insurance cost for a home in 43964?

  • • The average homeowners insurance premium paid annually for a home in 43964 is around $635 per year.

What does it cost on average per month for home insurance in 43964?

  • • Homeowners in 43964 pay a monthly average cost per month around $53.00.

What kind of discount could I get if I combine my home and auto insurance together in 43964?

  • • Autoowners in 43964 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Toronto area, check out other zip codes nearby 43964.
Review average rates in another zip code:
43964 homeowners insurance rates

Home Replacement Cost Coverage in 43964

Average Building Cost Per Square Foot in 43964: $111

Location: Toronto, Ohio (Jefferson County)

Average Square Footage in 43964: 941 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 43964 before you start any project. Toronto homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 43964 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 43964 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 941 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Toronto area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$111941$104,500
Additional Upgrades & Added Features$139941$130,625
Major Home Updates or Advancements$167941$156,750

It's important to understand that when you estimate your replacement cost of your home in the 43964 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 43964

Best Home & Auto Insurance Agencies in 43964

Minor Insurance Agency, LLC

Address: 1007 Franklin St Toronto, OH 43964
Phone:
Website: http://www.minorinsuranceagency.com/
Info:

Allstate Insurance Agency

Address: 107 N 4th St Toronto, OH 43964
Phone:
Website: http://www.allstateagencies.com/088150/Welcome/
Info:

Keenan Sr- Joseph T - State Farm Insurance Agent

Address: 420 Main St Toronto, OH 43964
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Balkun Insurance and Financial Services, Incorporated

Address: 108 N 4th St Toronto, OH 43964
Phone:
Website: http://www.torontoautoinsuranceagent.com/
Info:

Housing Demographics for 43964

Population Review for 43964 Zip Code

For the city of Toronto, the population within 43964 has increased to over 9,416 residents in population size. The current population total is 9,098. We have broken down the population based on race below. In 43964, there are over 4478 in male population and 4620 females.

PopulationValues
Total Population9,098
White Population8447
Black Population124
Hispanic Population69
Asian Population43
Hawaiian Population7
Indian Population17
Other Population18
Male Population4478
Female Population4620
Population Estimate9416

Household Data for 43964

The average number of homes in 43964 is around 3,913, there are an average of 2.32 per household. The average house value according to local real estate values is around $104,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode3,913
Persons Per Household2.32
Average House Value$104,500
Income Per Household$47105
Median Age45.9
Median Age Male44.8
Median Age Female46.8
43964 DetailsValues
StateOH
State Full NameOhio
City TypeP
City Alias Abbreviation
Area Code740
CityToronto
City Alias NameTORONTO
CountyJefferson
County FIPS081
State FIPS39
Time Zone5
Day Light SavingY
MSA8080
PMSA
CSA430
CBSA48260
CBSA_DIV
CBSA_TypeMetro
CBSA_NameWeirton-Steubenville, WV-OH
MSA_NameSteubenville-Weirton, OH-WV MSA
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses97
Number Of Employees1301
Business First Quarter Payroll16973
Business Annual Payroll65345
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District06
Congressional LandArea7215.03
Delivery Residential4059
Delivery Business133
Delivery Total4318
Preferred Last Line KeyX23093
Classification Code
Multi-County
CSA NamePittsburgh-Weirton-Steubenville, PA-OH-WV
CBSA_DIV_Name
City State KeyX23093
Land Area47.287000
Water Area0.954000
City Alias Code
City Mixed CaseToronto
City Alias Mixed CaseToronto
Box Count84
SFDU3836
MFDU118
State ANSI39
County ANSI081
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationC
Finance Number388281
Unique ZIP Name
SSA State County Code36420
Medicare CBSA Code48260
Medicare CBSA NameWeirton-Steubenville, WV-OH
Medicare CBSA TypeMetro
Market Rating Area ID16
County Mixed CaseJefferson

Ohio Homeowners Insurance News & Information

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