Get multiple home insurance quotes in 43983. Our licensed 43983, OH agents are ready to serve you.

43983 Homeowners Insurance Rate Quotes

Are you shopping for homeowners insurance quotes in 43983? Our rates are very competitive for homeowners living in Piedmont, OH. Many homeowners based out of your 43983 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our homeowners insurance quotes are free and our Ohio licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 43983 should appear in the zip code field ready to go. For Piedmont, OH Home Insurance Rate Quotes click to review the best rates and service online!

43983 Average Premium is Rated: Very Low!

Homeowners living in 43983 can easily save up to 40% off the average home insurance premium of $669 a year by comparing rates with us at GetHomeInsuranceQuotes.com. You don't have to do the research to find the best company, rate and coverage options. We have already done this for you. We have 12 major carriers in Piedmont that are all very competitive and have the best rate and coverage option available. All you need to do is request quotes online for zip code 43983 and we will help you compare prices and apply all available discounts. If you want savings and also need help deciding which policy is best for you, than let us help you compare multiple rates today!

Get Multiple Home Insurance Rates in 43983!

43983 Home Insurance Average Premiums

Local 43983 homeowners insurance quotes comparison

$419 /yr.

Shows Zip Code: 43983 lowest rates with discounts applied on average.

For the 43983, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$419 /yr.
Average Coverage:$669 /yr.
2600 sq. ft. or higher
(all discounts applied)		$969 /yr.

What is the average home insurance cost for a home in 43983?

  • • The average homeowners insurance premium paid annually for a home in 43983 is around $669 per year.

What does it cost on average per month for home insurance in 43983?

  • • Homeowners in 43983 pay a monthly average cost per month around $56.00.

What kind of discount could I get if I combine my home and auto insurance together in 43983?

  • • Autoowners in 43983 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Piedmont area, check out other zip codes nearby 43983.
Review average rates in another zip code:
43983 homeowners insurance rates

Home Replacement Cost Coverage in 43983

Average Building Cost Per Square Foot in 43983: $111

Location: Piedmont, Ohio (Belmont County)

Average Square Footage in 43983: 1,486 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 43983 before you start any project. Piedmont homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 43983 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 43983 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,486 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Piedmont area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1111,486$165,000
Additional Upgrades & Added Features$1391,486$206,250
Major Home Updates or Advancements$1671,486$247,500

It's important to understand that when you estimate your replacement cost of your home in the 43983 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 43983

Best Home & Auto Insurance Agencies in 43983

Housing Demographics for 43983

Population Review for 43983 Zip Code

For the city of Piedmont, the population within 43983 has increased to over 548 residents in population size. The current population total is 436. We have broken down the population based on race below. In 43983, there are over 247 in male population and 189 females.

PopulationValues
Total Population436
White Population404
Black Population4
Hispanic Population9
Asian Population3
Hawaiian Population0
Indian Population0
Other Population0
Male Population247
Female Population189
Population Estimate548

Household Data for 43983

The average number of homes in 43983 is around 207, there are an average of 2.11 per household. The average house value according to local real estate values is around $165,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode207
Persons Per Household2.11
Average House Value$165,000
Income Per Household$59153
Median Age45.3
Median Age Male47.5
Median Age Female43.5
43983 DetailsValues
StateOH
State Full NameOhio
City TypeP
City Alias Abbreviation
Area Code740
CityPiedmont
City Alias NamePIEDMONT
CountyBelmont
County FIPS013
State FIPS39
Time Zone5
Day Light SavingY
MSA9000
PMSA
CSA
CBSA48540
CBSA_DIV
CBSA_TypeMetro
CBSA_NameWheeling, WV-OH
MSA_NameWheeling, WV-OH MSA
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses5
Number Of Employees9
Business First Quarter Payroll41
Business Annual Payroll205
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population147950
CBSA Division Population0
Congressional District06|12
Congressional LandArea7215.03|2271.91
Delivery Residential260
Delivery Business6
Delivery Total305
Preferred Last Line KeyX22426
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyX22426
Land Area18.200000
Water Area2.973000
City Alias Code
City Mixed CasePiedmont
City Alias Mixed CasePiedmont
Box Count35
SFDU260
MFDU0
State ANSI39
County ANSI013
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number386622
Unique ZIP Name
SSA State County Code36060
Medicare CBSA Code48540
Medicare CBSA NameWheeling, WV-OH
Medicare CBSA TypeMetro
Market Rating Area ID16
County Mixed CaseBelmont

Ohio Homeowners Insurance News & Information

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]