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44011 Homeowners Insurance Quotes & Rates

Avon residents living within the 8,821 homes available in the zip code of 44011 are shopping online to compare cheaper and more affordable Avon, OH home insurance rates. In the great city of Avon, homeowners like you want to find less expensive coverage since the home insurance rates have increased. Currently, the average home insurance rate within the state of Ohio is around $647 per year. These average rates are based on a standard or basic homeowner policy that covers your home for risk of fire, theft or liability issues if someone was to be injured on your property. We can provide enhanced coverage options to give you that added protection that you need for your home in the 44011 zip code.

With our online home insurance quoting application and excellent review service, we can help you save up to 40% or more on your next homeowners policy. We will shop up to 12 competitive home insurance rates, review all the coverage options available and propose any discounts or credits that may be available to you. Each home insurance company is different and likes to generate rates based on a number of different risk factors when it comes to insuring your home. We will be able to explain which home insurance company is best for you based on the coverage details, rate affordability and claim dependability.

Let us help you shop and compare your 44011 home insurance rates today! Please give us a call now at 1-855-976-2656. For Avon, OH Homeowners Insurance Quotes, Click to easily get started!

44011 Home Insurance Average Premiums

Local 44011 homeowners insurance quotes comparison

$397 /yr.

Shows Zip Code: 44011 lowest rates with discounts applied on average.

For the 44011, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$397 /yr.
Average Coverage:$647 /yr.
2600 sq. ft. or higher
(all discounts applied)
$947 /yr.

What is the average home insurance cost for a home in 44011?

  • • The average homeowners insurance premium paid annually for a home in 44011 is around $647 per year.

What does it cost on average per month for home insurance in 44011?

  • • Homeowners in 44011 pay a monthly average cost per month around $54.00.

What kind of discount could I get if I combine my home and auto insurance together in 44011?

  • • Autoowners in 44011 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Avon area, check out other zip codes nearby 44011.
Review average rates in another zip code:
44011 homeowners insurance rates

Home Replacement Cost Coverage in 44011

Average Building Cost Per Square Foot in 44011: $111

Location: Avon, Ohio (Lorain County)

Average Square Footage in 44011: 2,877 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 44011 before you start any project. Avon homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 44011 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 44011 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,877 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Avon area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1112,877$319,400
Additional Upgrades & Added Features$1392,877$399,250
Major Home Updates or Advancements$1672,877$479,100

It's important to understand that when you estimate your replacement cost of your home in the 44011 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 44011

Best Home & Auto Insurance Agencies in 44011

Hertvik Insurance Group

Address: 7530 Lucerne Dr Cleveland, OH 44011
Phone:
Website: http://www.hertvik.com/
Info:

Allstate Insurance Company - Laura Buck

Address: 36311 Detroit Road Avon, OH 44011
Phone:
Website: http://www.allstateagencies.com/041635?cid=OTC-YP.com-IYP&att=TL
Info:

Allen- Reed E

Address: 36925 Detroit Rd Avon, OH 44011
Phone:
Website:
Info:

Michael W. Bommer Agency

Address: 2219 Wisteria Way Avon, OH 44011
Phone:
Website:
Info:

Timothy S Wise - Nationwide Insurance

Address: 14729 Puritas Ave Cleveland, OH 44011
Phone:
Website: http://www.nationwide.com/agent/Cleveland-OHIO-insurance-agent/tim-wise/office.html
Info:

Housing Demographics for 44011

Population Review for 44011 Zip Code

For the city of Avon, the population within 44011 has increased to over 26,026 residents in population size. The current population total is 24,847. We have broken down the population based on race below. In 44011, there are over 12043 in male population and 12804 females.

PopulationValues
Total Population24,847
White Population21484
Black Population657
Hispanic Population1197
Asian Population986
Hawaiian Population1
Indian Population25
Other Population276
Male Population12043
Female Population12804
Population Estimate26026

Household Data for 44011

The average number of homes in 44011 is around 8,821, there are an average of 2.78 per household. The average house value according to local real estate values is around $319,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode8,821
Persons Per Household2.78
Average House Value$319,400
Income Per Household$113741
Median Age40.7
Median Age Male39.6
Median Age Female41.6
44011 DetailsValues
StateOH
State Full NameOhio
City TypeP
City Alias Abbreviation
Area Code440
CityAvon
City Alias NameAVON
CountyLorain
County FIPS093
State FIPS39
Time Zone5
Day Light SavingY
MSA1692
PMSA1680
CSA184
CBSA17410
CBSA_DIV
CBSA_TypeMetro
CBSA_NameCleveland, OH
MSA_NameCleveland-Akron, OH CMSA
PMSA_NameCleveland-Lorain-Elyria, OH PMSA
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses685
Number Of Employees14076
Business First Quarter Payroll158678
Business Annual Payroll703459
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District05
Congressional LandArea5626.47
Delivery Residential9362
Delivery Business615
Delivery Total10106
Preferred Last Line KeyX20129
Classification Code
Multi-County
CSA NameCleveland-Akron-Canton, OH
CBSA_DIV_Name
City State KeyX20129
Land Area20.788000
Water Area0.058000
City Alias Code
City Mixed CaseAvon
City Alias Mixed CaseAvon
Box Count131
SFDU6789
MFDU261
State ANSI39
County ANSI093
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number380392
Unique ZIP Name
SSA State County Code36480
Medicare CBSA Code17460
Medicare CBSA NameCleveland-Elyria, OH
Medicare CBSA TypeMetro
Market Rating Area ID11
County Mixed CaseLorain

Ohio Homeowners Insurance News & Information

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    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]