Get multiple home insurance quotes in 44024. Our licensed 44024, OH agents are ready to serve you.

44024, OH Home Insurance

In the zip code of 44024, the population size is around 23,795, which consists of 9,277 occupied homes in your area. We often hear homeowners ask us what the average home insurance premiums are for residence living in Chardon, OH. A few years ago, a study was done and found that the average home insurance rates for Ohio are around $709 per year for a standard homeowners policy. At GetHomeInsuranceQuotes.com, we help homeowners find cheaper rates and better coverage for an existing or new home purchase opportunity. We have partnered with 12 major home insurance companies that have the most competitive rates for homes in the 44024 zip code location. Our savings model helps you not only save up to 40% or more, but also includes enhanced coverage options to help protect your home and family while livings in Chardon. If you enter your zip code for the home you would like to shop and compare rates for today, we can help you review the premiums and coverage online or over the phone. Give us a call now at 1-855-976-2656 so we can help you compare rates today!

If you would like to review more information on rates within your area, please click Chardon, OH Homeowners Insurance Online Rates Today!

44024 Home Insurance Average Premiums

Local 44024 homeowners insurance quotes comparison

$459 /yr.

Shows Zip Code: 44024 lowest rates with discounts applied on average.

For the 44024, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$459 /yr.
Average Coverage:$709 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1009 /yr.

What is the average home insurance cost for a home in 44024?

  • • The average homeowners insurance premium paid annually for a home in 44024 is around $709 per year.

What does it cost on average per month for home insurance in 44024?

  • • Homeowners in 44024 pay a monthly average cost per month around $59.00.

What kind of discount could I get if I combine my home and auto insurance together in 44024?

  • • Autoowners in 44024 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Chardon area, check out other zip codes nearby 44024.
Review average rates in another zip code:
44024 homeowners insurance rates

Home Replacement Cost Coverage in 44024

Average Building Cost Per Square Foot in 44024: $111

Location: Chardon, Ohio (Geauga County)

Average Square Footage in 44024: 2,362 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 44024 before you start any project. Chardon homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 44024 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 44024 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,362 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Chardon area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1112,362$262,200
Additional Upgrades & Added Features$1392,362$327,750
Major Home Updates or Advancements$1672,362$393,300

It's important to understand that when you estimate your replacement cost of your home in the 44024 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 44024

Allstate Insurance - Gene Seminaro

Address: 220 Center St Ste C3 Chardon, OH 44024
Phone: (440)285-1774
Website:

Best Home & Auto Insurance Agencies in 44024

Michael H. Difranco Agency

Address: 602 South St Chardon, OH 44024
Phone:
Website:
Info:

Allstate Insurance - Gene Seminaro

Address: 220 Center St Chardon, OH 44024
Phone:
Website:
Info:

James B Kellogg - Nationwide Insurance

Address: 113 N Hambden St Chardon, OH 44024
Phone:
Website: http://www.nationwide.com/agent/Chardon-OHIO-insurance-agent/james-kellogg/office.html
Info:

Royle Insurance Agency

Address: 10743 Mayfield Rd Chardon, OH 44024
Phone:
Website: http://www.benroyleinsurance.com/
Info:

Larry D Crow Insurance Agy Inc - State Farm Insurance Agent

Address: 339 Washington St Chardon, OH 44024
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
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Housing Demographics for 44024

Population Review for 44024 Zip Code

For the city of Chardon, the population within 44024 has increased to over 24,138 residents in population size. The current population total is 23,795. We have broken down the population based on race below. In 44024, there are over 11742 in male population and 12053 females.

PopulationValues
Total Population23,795
White Population22222
Black Population225
Hispanic Population441
Asian Population162
Hawaiian Population1
Indian Population18
Other Population187
Male Population11742
Female Population12053
Population Estimate24138

Household Data for 44024

The average number of homes in 44024 is around 9,277, there are an average of 2.49 per household. The average house value according to local real estate values is around $262,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode9,277
Persons Per Household2.49
Average House Value$262,200
Income Per Household$95408
Median Age47.5
Median Age Male45.8
Median Age Female49.0
44024 DetailsValues
StateOH
State Full NameOhio
City TypeP
City Alias Abbreviation
Area Code440
CityChardon
City Alias NameCHARDON
CountyGeauga
County FIPS055
State FIPS39
Time Zone5
Day Light SavingY
MSA1692
PMSA1680
CSA184
CBSA17410
CBSA_DIV
CBSA_TypeMetro
CBSA_NameCleveland, OH
MSA_NameCleveland-Akron, OH CMSA
PMSA_NameCleveland-Lorain-Elyria, OH PMSA
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses685
Number Of Employees7828
Business First Quarter Payroll82377
Business Annual Payroll369859
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District14
Congressional LandArea1953.14
Delivery Residential9694
Delivery Business634
Delivery Total11593
Preferred Last Line KeyX20511
Classification Code
Multi-CountyY
CSA NameCleveland-Akron-Canton, OH
CBSA_DIV_Name
City State KeyX20511
Land Area90.026000
Water Area1.088000
City Alias Code
City Mixed CaseChardon
City Alias Mixed CaseChardon
Box Count304
SFDU8268
MFDU413
State ANSI39
County ANSI055
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number381484
Unique ZIP Name
SSA State County Code36280
Medicare CBSA Code17460
Medicare CBSA NameCleveland-Elyria, OH
Medicare CBSA TypeMetro
Market Rating Area ID11
County Mixed CaseGeauga

Ohio Homeowners Insurance News & Information

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]