Get multiple home insurance quotes in 44060. Our licensed 44060, OH agents are ready to serve you.

44060 Home Insurance Rates

For homeowners living in 44060, the population estimates are increasing to well over 60,360 with 25,951 occupied homes within the zip code of 44060. Homeowners like you are dicovering up to 40% or more in savings when they shop their new home insurance policy online. At GetHomeInsuranceQuotes.com, we provide homeowners a free shopping service that allows you to easily compare up to 12 competitive quotes for free. Home insurance premiums in Mentor have increased and the average home insurance premium is around $630 per year in 44060. With our online quoting services and hassle free consultation, we can help you apply all the available discounts you need, plus review the best coverage and carrier option for you. Enter your 44060 zip code today so we can help you find affordable Mentor, OH home insurance premiums.

Compare Multiple Homeowners Insurance Rates in 44060

Please select one of the three options below based on your 44060 zip code to learn more about Ohio homeowners insurance, plus review average rates and information per state, county or city.

  1. Ohio Homeowners Insurance Quotes
  2. Lake County, OH Home Insurance
  3. Mentor, OH Home Insurance Quotes

44060 Average Home Insurance Rating Cost is: Very Low!

Getting cheaper homeowners insurance in the 44060 zip code just got easier with GetHomeInsuranceQuotes.com of Mentor, OH. A homeowners policy consists of a combined property and casualty coverage for your home. To insure your home for a variety of risks like fire, theft, windstorm damage or liability accidents, it's important to get the right home insurance coverage. A standard HO-3 homeowners policy will help you get the basic coverage you need. Their are multiple home insurance types and we can help you get the savings you are looking for you in your insurance cost, plus the enhanced coverage you need so you have the protection when you need it most. Shop your home in 44060 today and let us help you review the best home insurance quotes available for homeowners living in Mentor.

Get 44060 Homeowners Insurance Rates Now!

44060 Home Insurance Average Premiums

Local 44060 homeowners insurance quotes comparison

$380 /yr.

Shows Zip Code: 44060 lowest rates with discounts applied on average.

For the 44060, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$380 /yr.
Average Coverage:$630 /yr.
2600 sq. ft. or higher
(all discounts applied)
$930 /yr.

What is the average home insurance cost for a home in 44060?

  • • The average homeowners insurance premium paid annually for a home in 44060 is around $630 per year.

What does it cost on average per month for home insurance in 44060?

  • • Homeowners in 44060 pay a monthly average cost per month around $53.00.

What kind of discount could I get if I combine my home and auto insurance together in 44060?

  • • Autoowners in 44060 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Mentor area, check out other zip codes nearby 44060.
Review average rates in another zip code:
44060 homeowners insurance rates

Home Replacement Cost Coverage in 44060

Average Building Cost Per Square Foot in 44060: $111

Location: Mentor, Ohio (Lake County)

Average Square Footage in 44060: 1,681 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 44060 before you start any project. Mentor homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 44060 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 44060 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,681 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Mentor area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1111,681$186,600
Additional Upgrades & Added Features$1391,681$233,250
Major Home Updates or Advancements$1671,681$279,900

It's important to understand that when you estimate your replacement cost of your home in the 44060 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 44060

Allstate Insurance - Linda Gail Bostick

Address: 7519 Mentor Avenue A113 Mentor, OH 44060
Phone: (440)951-2625
Website:

Allstate Insurance-Linda Bostick

Address: 7519 Mentor Ave Suite A 113 Mentor, OH 44060
Phone: (440)961-2625
Website: agent.allstate.com/88178

Best Home & Auto Insurance Agencies in 44060

Allstate Insurance Companies

Address: 9853 Johnnycake Ridge Rd Mentor, OH 44060
Phone:
Website:
Info:

American Family Insurance

Address: 7750 Reynolds Rd, #208 Mentor, OH 44060
Phone:
Website:
Info:

Nationwide Insurance Company

Address: 8300 Tyler Blvd, #200 Mentor, OH 44060
Phone:
Website: http://www.nationwide.com
Info: Nationwide Insurance - Auto Insurance Quotes and Car Insurance Rates
Start saving on car insurance today when you get a free online auto insurance quote or call (888)890-4630. Enjoy the ease of working with Nationwide for your auto insurance needs and our competitive auto insurance rates. car insurance, auto insurance, online auto insurance, auto insurance rates, car insurance quote

Lipaj- C Mark - State Farm Insurance Agent

Address: 9853 Johnnycake Ridge Rd, #101 Mentor, OH 44060
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Bollman Insurance Agency Inc - State Farm Insurance Agent

Address: 8816 Tyler Blvd Mentor, OH 44060
Phone:
Website:
Info:

Housing Demographics for 44060

Population Review for 44060 Zip Code

For the city of Mentor, the population within 44060 has increased to over 61,741 residents in population size. The current population total is 60,360. We have broken down the population based on race below. In 44060, there are over 29268 in male population and 31092 females.

PopulationValues
Total Population60,360
White Population55222
Black Population967
Hispanic Population1255
Asian Population1010
Hawaiian Population3
Indian Population67
Other Population372
Male Population29268
Female Population31092
Population Estimate61741

Household Data for 44060

The average number of homes in 44060 is around 25,951, there are an average of 2.31 per household. The average house value according to local real estate values is around $186,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode25,951
Persons Per Household2.31
Average House Value$186,600
Income Per Household$77366
Median Age47.5
Median Age Male45.4
Median Age Female49.4
44060 DetailsValues
StateOH
State Full NameOhio
City TypeP
City Alias Abbreviation
Area Code440
CityMentor
City Alias NameMENTOR
CountyLake
County FIPS085
State FIPS39
Time Zone5
Day Light SavingY
MSA1692
PMSA1680
CSA184
CBSA17410
CBSA_DIV
CBSA_TypeMetro
CBSA_NameCleveland, OH
MSA_NameCleveland-Akron, OH CMSA
PMSA_NameCleveland-Lorain-Elyria, OH PMSA
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1855
Number Of Employees34566
Business First Quarter Payroll470651
Business Annual Payroll2098408
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District14
Congressional LandArea1953.14
Delivery Residential26728
Delivery Business2255
Delivery Total29384
Preferred Last Line KeyX21846
Classification Code
Multi-CountyY
CSA NameCleveland-Akron-Canton, OH
CBSA_DIV_Name
City State KeyX21846
Land Area39.928000
Water Area0.345000
City Alias Code
City Mixed CaseMentor
City Alias Mixed CaseMentor
Box Count0
SFDU23280
MFDU1749
State ANSI39
County ANSI085
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number385096
Unique ZIP Name
SSA State County Code36440
Medicare CBSA Code17460
Medicare CBSA NameCleveland-Elyria, OH
Medicare CBSA TypeMetro
Market Rating Area ID11
County Mixed CaseLake

Ohio Homeowners Insurance News & Information

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    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]