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Home Insurance Rates in 44132

For homeowners shopping online in 44132, our insurance rates are very competitive for homeowners living in Euclid, OH. Many homeowners based out of the great city of Euclid have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Ohio licensed agents can provide a free consultation service to you that allows you to ask questions about which rates and coverage options are best suited for you and your family. To get free home insurance quotes in 44132, simply click the "Get Multiple Quotes Now" button. Your 44132 should appear in the zip code field ready to go. We only need some basic home information to start running multiple quotes for you. Euclid, OH Home Insurance Rate Quotes are available for you, we easily review and compare multiple coverage and rate options.

44132 Home Insurance Rating is: Very Low!

If you live in 44132, you can easily save up to 40% off the average home insurance premium of $681 a year by letting us help you compare the best rate and coverage option for your home. We can compare up to 12 major top rated home insurance companies all at once. We also will do a professional analysis to determine which coverage is best suited to cover the risk that you need. Home insurance in Euclid can come in a variety of different packages, it's important to understand which homeowners policy is best. Let us help you compare home insurance rates in 44132 today!

Get Multiple Home Insurance Rates in 44132!

44132 Home Insurance Average Premiums

Local 44132 homeowners insurance quotes comparison

$431 /yr.

Shows Zip Code: 44132 lowest rates with discounts applied on average.

For the 44132, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$431 /yr.
Average Coverage:$681 /yr.
2600 sq. ft. or higher
(all discounts applied)
$981 /yr.

What is the average home insurance cost for a home in 44132?

  • • The average homeowners insurance premium paid annually for a home in 44132 is around $681 per year.

What does it cost on average per month for home insurance in 44132?

  • • Homeowners in 44132 pay a monthly average cost per month around $57.00.

What kind of discount could I get if I combine my home and auto insurance together in 44132?

  • • Autoowners in 44132 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Euclid area, check out other zip codes nearby 44132.
Review average rates in another zip code:
44132 homeowners insurance rates
44123 homeowners insurance rates
44117 homeowners insurance rates

Home Replacement Cost Coverage in 44132

Average Building Cost Per Square Foot in 44132: $111

Location: Euclid, Ohio (Cuyahoga County)

Average Square Footage in 44132: 757 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 44132 before you start any project. Euclid homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 44132 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 44132 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 757 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Euclid area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$111757$84,000
Additional Upgrades & Added Features$139757$105,000
Major Home Updates or Advancements$167757$126,000

It's important to understand that when you estimate your replacement cost of your home in the 44132 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 44132

Best Home & Auto Insurance Agencies in 44132

Harris Reuben Jr Insurance Agency Inc

Address: 27801 Euclid Ave, #110 Euclid, OH 44132
Phone:
Website:
Info:

Housing Demographics for 44132

Population Review for 44132 Zip Code

For the city of Euclid, the population within 44132 has increased to over 15,296 residents in population size. The current population total is 14,524. We have broken down the population based on race below. In 44132, there are over 6486 in male population and 8038 females.

PopulationValues
Total Population14,524
White Population4616
Black Population8979
Hispanic Population342
Asian Population92
Hawaiian Population2
Indian Population28
Other Population175
Male Population6486
Female Population8038
Population Estimate15296

Household Data for 44132

The average number of homes in 44132 is around 6,586, there are an average of 2.20 per household. The average house value according to local real estate values is around $84,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode6,586
Persons Per Household2.20
Average House Value$84,000
Income Per Household$39285
Median Age36.6
Median Age Male34.0
Median Age Female38.7
44132 DetailsValues
StateOH
State Full NameOhio
City TypeB
City Alias Abbreviation
Area Code216
CityEuclid
City Alias NameEUCLID
CountyCuyahoga
County FIPS035
State FIPS39
Time Zone5
Day Light SavingY
MSA1692
PMSA1680
CSA184
CBSA17410
CBSA_DIV
CBSA_TypeMetro
CBSA_NameCleveland, OH
MSA_NameCleveland-Akron, OH CMSA
PMSA_NameCleveland-Lorain-Elyria, OH PMSA
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses228
Number Of Employees3639
Business First Quarter Payroll32976
Business Annual Payroll140254
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District11|14
Congressional LandArea244.46|1953.14
Delivery Residential6953
Delivery Business326
Delivery Total7728
Preferred Last Line KeyX20954
Classification Code
Multi-County
CSA NameCleveland-Akron-Canton, OH
CBSA_DIV_Name
City State KeyX20954
Land Area3.187000
Water Area0.287000
City Alias Code
City Mixed CaseEuclid
City Alias Mixed CaseEuclid
Box Count147
SFDU4785
MFDU2168
State ANSI39
County ANSI035
ZIP Intro
Alias Intro
Facility CodeB
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number381666
Unique ZIP Name
SSA State County Code36170
Medicare CBSA Code17460
Medicare CBSA NameCleveland-Elyria, OH
Medicare CBSA TypeMetro
Market Rating Area ID11
County Mixed CaseCuyahoga

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