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44136 Home Insurance Rates

Getting multiple homeowners insurance rates in 44136 is the best way to review and compare all the coverage options available for you, your home and your family. Our homeowners rates are very competitive for homeowners living in the great city of Strongsville, OH. Many homeowners based out of the 44136 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. We can compare up to 12 competitive home insurance rates for you all in one place. Plus, our home insurance quotes are free and our Ohio licensed home insurance professionals can provide a free consultation service to you that allows you to ask questions about which policy and coverage package is best for you. To get free home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 44136 should appear in the zip code field ready to go. For Strongsville, OH Home Insurance Quotes, Click to easily get started!

44136 Homeowners Insurance Rates, Average Rating: Very Low!

Your homeowners insurance policy in 44136 consists of both property and casualty insurance coverage. This type of policy will insure your home against a variety of risks, including fire, theft and windstorm damage. Additional protection is also included in most policies that offer liability coverage against accidents that may injure other people on your property in Strongsville. For a basic HO-3, standard homeowners policy, the average premium per year in Ohio is around $585. By shopping your home insurance with us at GetHomeInsuranceQuotes.com, we can help you compare the most affordable rates and enhanced coverage options. Please enter your 44136 zip code today and let us help you save time and money on your homeowners insurance premium.

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44136 Home Insurance Average Premiums

Local 44136 homeowners insurance quotes comparison

$335 /yr.

Shows Zip Code: 44136 lowest rates with discounts applied on average.

For the 44136, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$335 /yr.
Average Coverage:$585 /yr.
2600 sq. ft. or higher
(all discounts applied)
$885 /yr.

What is the average home insurance cost for a home in 44136?

  • • The average homeowners insurance premium paid annually for a home in 44136 is around $585 per year.

What does it cost on average per month for home insurance in 44136?

  • • Homeowners in 44136 pay a monthly average cost per month around $49.00.

What kind of discount could I get if I combine my home and auto insurance together in 44136?

  • • Autoowners in 44136 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Strongsville area, check out other zip codes nearby 44136.
Review average rates in another zip code:
44149 homeowners insurance rates
44136 homeowners insurance rates

Home Replacement Cost Coverage in 44136

Average Building Cost Per Square Foot in 44136: $111

Location: Strongsville, Ohio (Cuyahoga County)

Average Square Footage in 44136: 1,951 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 44136 before you start any project. Strongsville homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 44136 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 44136 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,951 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Strongsville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1111,951$216,600
Additional Upgrades & Added Features$1391,951$270,750
Major Home Updates or Advancements$1671,951$324,900

It's important to understand that when you estimate your replacement cost of your home in the 44136 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 44136

Best Home & Auto Insurance Agencies in 44136

Lass- Sandra U - State Farm Insurance Agent

Address: 13500 Pearl Road Crossroads Market Plaza Strongsville, OH 44136
Phone:
Website:
Info:

Liberty Mutual Group

Address: 2274 Kresge Drive Strongsville, OH 44136
Phone:
Website:
Info:

Kathe A Dimatteo - Nationwide Insurance

Address: 13008 Pearl Rd Strongsville, OH 44136
Phone:
Website: http://www.nationwide.com/agent/Strongsville-OHIO-insurance-agent/kathe-dimatteo/office.html
Info:

Vago, Spenser RIA - Vago Insurance Agency LLC

Address: 18953 Stony Point Dr Strongsville, OH 44136
Phone:
Website: http://www.vagoinsurance.com/
Info:

Burichin- Thomas J - State Farm Insurance Agent

Address: 15076 Pearl Rd Strongsville, OH 44136
Phone:
Website:
Info:

Housing Demographics for 44136

Population Review for 44136 Zip Code

For the city of Strongsville, the population within 44136 has increased to over 26,692 residents in population size. The current population total is 25,890. We have broken down the population based on race below. In 44136, there are over 12692 in male population and 13198 females.

PopulationValues
Total Population25,890
White Population21581
Black Population853
Hispanic Population1059
Asian Population1724
Hawaiian Population12
Indian Population30
Other Population286
Male Population12692
Female Population13198
Population Estimate26692

Household Data for 44136

The average number of homes in 44136 is around 10,640, there are an average of 2.40 per household. The average house value according to local real estate values is around $216,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode10,640
Persons Per Household2.40
Average House Value$216,600
Income Per Household$85551
Median Age44.8
Median Age Male42.9
Median Age Female46.9
44136 DetailsValues
StateOH
State Full NameOhio
City TypeB
City Alias Abbreviation
Area Code440
CityStrongsville
City Alias NameSTRONGSVILLE
CountyCuyahoga
County FIPS035
State FIPS39
Time Zone5
Day Light SavingY
MSA1692
PMSA1680
CSA184
CBSA17410
CBSA_DIV
CBSA_TypeMetro
CBSA_NameCleveland, OH
MSA_NameCleveland-Akron, OH CMSA
PMSA_NameCleveland-Lorain-Elyria, OH PMSA
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses914
Number Of Employees13569
Business First Quarter Payroll155705
Business Annual Payroll672126
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District07
Congressional LandArea3864.76
Delivery Residential11122
Delivery Business880
Delivery Total12478
Preferred Last Line KeyX23015
Classification Code
Multi-County
CSA NameCleveland-Akron-Canton, OH
CBSA_DIV_Name
City State KeyX23015
Land Area13.526000
Water Area0.001000
City Alias Code
City Mixed CaseStrongsville
City Alias Mixed CaseStrongsville
Box Count232
SFDU7876
MFDU2755
State ANSI39
County ANSI035
ZIP Intro
Alias Intro
Facility CodeB
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number381666
Unique ZIP Name
SSA State County Code36170
Medicare CBSA Code17460
Medicare CBSA NameCleveland-Elyria, OH
Medicare CBSA TypeMetro
Market Rating Area ID11
County Mixed CaseCuyahoga

Ohio Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]