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44139 Homeowners Insurance Quotes & Rates

Solon residents living within the 9,124 homes available in the zip code of 44139 are shopping online to compare cheaper and more affordable Solon, OH home insurance rates. In the great city of Solon, homeowners like you want to find less expensive coverage since the home insurance rates have increased. Currently, the average home insurance rate within the state of Ohio is around $640 per year. These average rates are based on a standard or basic homeowner policy that covers your home for risk of fire, theft or liability issues if someone was to be injured on your property. We can provide enhanced coverage options to give you that added protection that you need for your home in the 44139 zip code.

With our online home insurance quoting application and excellent review service, we can help you save up to 40% or more on your next homeowners policy. We will shop up to 12 competitive home insurance rates, review all the coverage options available and propose any discounts or credits that may be available to you. Each home insurance company is different and likes to generate rates based on a number of different risk factors when it comes to insuring your home. We will be able to explain which home insurance company is best for you based on the coverage details, rate affordability and claim dependability.

Let us help you shop and compare your 44139 home insurance rates today! Please give us a call now at 1-855-976-2656. For Solon, OH Homeowners Insurance Quotes, Click to easily get started!

44139 Home Insurance Average Premiums

Local 44139 homeowners insurance quotes comparison

$390 /yr.

Shows Zip Code: 44139 lowest rates with discounts applied on average.

For the 44139, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$390 /yr.
Average Coverage:$640 /yr.
2600 sq. ft. or higher
(all discounts applied)
$940 /yr.

What is the average home insurance cost for a home in 44139?

  • • The average homeowners insurance premium paid annually for a home in 44139 is around $640 per year.

What does it cost on average per month for home insurance in 44139?

  • • Homeowners in 44139 pay a monthly average cost per month around $53.00.

What kind of discount could I get if I combine my home and auto insurance together in 44139?

  • • Autoowners in 44139 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Solon area, check out other zip codes nearby 44139.
Review average rates in another zip code:
44139 homeowners insurance rates

Home Replacement Cost Coverage in 44139

Average Building Cost Per Square Foot in 44139: $111

Location: Solon, Ohio (Cuyahoga County)

Average Square Footage in 44139: 2,842 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 44139 before you start any project. Solon homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 44139 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 44139 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,842 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Solon area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1112,842$315,500
Additional Upgrades & Added Features$1392,842$394,375
Major Home Updates or Advancements$1672,842$473,250

It's important to understand that when you estimate your replacement cost of your home in the 44139 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 44139

Allstate Insurance-Robert McKenica & Associates

Address: 32915 Aurora Rd Ste 140 Solon, OH 44139
Phone: (440)349-0900
Website: agent.allstate.com/68458

Allstate Insurance - Robert L. Mckenica

Address: 32915 Aurora Rd Suite # 140 Solon, OH 44139
Phone: (440)349-0900
Website:

Best Home & Auto Insurance Agencies in 44139

Gleason- Douglas M - State Farm Insurance Agent

Address: 6384 Som Center Rd Solon, OH 44139
Phone:
Website:
Info:

Auto One Insurance

Address: 6400 Solon Blvd Solon, OH 44139
Phone:
Website:
Info:

Allstate Insurance Company - Robert McKenica

Address: 32915 Aurora Rd Solon, OH 44139
Phone:
Website: http://www.allstateagencies.com/068458?cid=OTC-YP.com-IYP&att=TL
Info:

Alliance Group

Address: 30505 Bainbridge Rd, #230 Solon, OH 44139
Phone:
Website: http://www.alliancegroupohio.com/
Info:

Sung Joo-Farmers Insurance

Address: 33610 Solon Rd, Ste 5 Solon, OH 44139
Phone:
Website: http://www.farmersagent.com/sjoo/
Info:

Housing Demographics for 44139

Population Review for 44139 Zip Code

For the city of Solon, the population within 44139 has increased to over 26,046 residents in population size. The current population total is 25,331. We have broken down the population based on race below. In 44139, there are over 12328 in male population and 13003 females.

PopulationValues
Total Population25,331
White Population16491
Black Population3201
Hispanic Population607
Asian Population4187
Hawaiian Population5
Indian Population28
Other Population214
Male Population12328
Female Population13003
Population Estimate26046

Household Data for 44139

The average number of homes in 44139 is around 9,124, there are an average of 2.74 per household. The average house value according to local real estate values is around $315,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode9,124
Persons Per Household2.74
Average House Value$315,500
Income Per Household$118318
Median Age43.7
Median Age Male43.0
Median Age Female44.2
44139 DetailsValues
StateOH
State Full NameOhio
City TypeN
City Alias Abbreviation
Area Code440
CitySolon
City Alias NameSOLON
CountyCuyahoga
County FIPS035
State FIPS39
Time Zone5
Day Light SavingY
MSA1692
PMSA1680
CSA184
CBSA17410
CBSA_DIV
CBSA_TypeMetro
CBSA_NameCleveland, OH
MSA_NameCleveland-Akron, OH CMSA
PMSA_NameCleveland-Lorain-Elyria, OH PMSA
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1092
Number Of Employees26800
Business First Quarter Payroll446966
Business Annual Payroll1780811
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District07|11
Congressional LandArea3864.76|244.46
Delivery Residential9506
Delivery Business1006
Delivery Total12823
Preferred Last Line Key010458
Classification Code
Multi-County
CSA NameCleveland-Akron-Canton, OH
CBSA_DIV_Name
City State Key010458
Land Area22.935000
Water Area0.177000
City Alias Code
City Mixed CaseSolon
City Alias Mixed CaseSolon
Box Count165
SFDU8282
MFDU1184
State ANSI39
County ANSI035
ZIP Intro
Alias Intro
Facility CodeN
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number381666
Unique ZIP Name
SSA State County Code36170
Medicare CBSA Code17460
Medicare CBSA NameCleveland-Elyria, OH
Medicare CBSA TypeMetro
Market Rating Area ID11
County Mixed CaseCuyahoga

Ohio Homeowners Insurance News & Information

  • 2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025

    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]