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44141 Home Insurance Rates & Premiums

Did you know there are over 14,130 people living within the 44141 zip code area? There are over 5,629 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:

  1. We will shop up to 12 home insurance companies for free.
  2. We will apply all discounts and credits to help you save up to 40% or more.
  3. We will answer any questions that you may.
  4. We will review the best policy and coverage option in 44141.

Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes.

Average homeowners insurance premiums in Ohio are on the rise. The estimated average premium is around $627 a year for a standard homeowners insurance policy in Brecksville. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.

City: Brecksville, OH Homeowners Insurance Quotes Online

44141 Home Insurance Average Premiums

Local 44141 homeowners insurance quotes comparison

$377 /yr.

Shows Zip Code: 44141 lowest rates with discounts applied on average.

For the 44141, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$377 /yr.
Average Coverage:$627 /yr.
2600 sq. ft. or higher
(all discounts applied)
$927 /yr.

What is the average home insurance cost for a home in 44141?

  • • The average homeowners insurance premium paid annually for a home in 44141 is around $627 per year.

What does it cost on average per month for home insurance in 44141?

  • • Homeowners in 44141 pay a monthly average cost per month around $52.00.

What kind of discount could I get if I combine my home and auto insurance together in 44141?

  • • Autoowners in 44141 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Brecksville area, check out other zip codes nearby 44141.
Review average rates in another zip code:
44141 homeowners insurance rates

Home Replacement Cost Coverage in 44141

Average Building Cost Per Square Foot in 44141: $111

Location: Brecksville, Ohio (Cuyahoga County)

Average Square Footage in 44141: 2,786 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 44141 before you start any project. Brecksville homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 44141 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 44141 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,786 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Brecksville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1112,786$309,300
Additional Upgrades & Added Features$1392,786$386,625
Major Home Updates or Advancements$1672,786$463,950

It's important to understand that when you estimate your replacement cost of your home in the 44141 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 44141

Luce Smith & Scott Inc

Address: 1 Erieview Plz Cleveland, OH 44141
Phone: (216)696-7915
Website: www.lucesmithandscott.com

Best Home & Auto Insurance Agencies in 44141

American Family Insurance Joyce K Mareli Agency

Address: 19 Public Sq Brecksville, OH 44141
Phone:
Website: http://www.amfam.com
Info: American Family Insurance | Auto Insurance, Car Insurance, Life, Homeowners & More
American Family Insurance offers affordable car insurance, homeowners insurance, life insurance, business insurance, annuities and more. auto insurance, car insurance, life insurance, homeowners insurance, business insurance, annuities

King Mark Insurance

Address: 10133 Brecksville Rd Brecksville, OH 44141
Phone:
Website:
Info:

Gehring- Ronald A

Address: 8925 Brecksville Rd Brecksville, OH 44141
Phone:
Website:
Info:

Allstate Insurance Agency

Address: 6860 W Snowville Rd, Ste 110 Brecksville, OH 44141
Phone:
Website: http://www.allstateagencies.com/071428/Welcome/
Info:

Housing Demographics for 44141

Population Review for 44141 Zip Code

For the city of Brecksville, the population within 44141 has increased to over 14,700 residents in population size. The current population total is 14,130. We have broken down the population based on race below. In 44141, there are over 6935 in male population and 7195 females.

PopulationValues
Total Population14,130
White Population12814
Black Population108
Hispanic Population279
Asian Population498
Hawaiian Population5
Indian Population12
Other Population66
Male Population6935
Female Population7195
Population Estimate14700

Household Data for 44141

The average number of homes in 44141 is around 5,629, there are an average of 2.49 per household. The average house value according to local real estate values is around $309,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode5,629
Persons Per Household2.49
Average House Value$309,300
Income Per Household$115602
Median Age47.8
Median Age Male46.5
Median Age Female48.9
44141 DetailsValues
StateOH
State Full NameOhio
City TypeN
City Alias Abbreviation
Area Code440/216
CityBrecksville
City Alias NameBRECKSVILLE
CountyCuyahoga
County FIPS035
State FIPS39
Time Zone5
Day Light SavingY
MSA1692
PMSA1680
CSA184
CBSA17410
CBSA_DIV
CBSA_TypeMetro
CBSA_NameCleveland, OH
MSA_NameCleveland-Akron, OH CMSA
PMSA_NameCleveland-Lorain-Elyria, OH PMSA
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses473
Number Of Employees10141
Business First Quarter Payroll222835
Business Annual Payroll829723
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District07|13
Congressional LandArea3864.76|894.3
Delivery Residential5904
Delivery Business484
Delivery Total6627
Preferred Last Line KeyX20318
Classification Code
Multi-CountyY
CSA NameCleveland-Akron-Canton, OH
CBSA_DIV_Name
City State KeyX20318
Land Area24.190000
Water Area0.119000
City Alias Code
City Mixed CaseBrecksville
City Alias Mixed CaseBrecksville
Box Count0
SFDU4781
MFDU448
State ANSI39
County ANSI035
ZIP Intro
Alias Intro
Facility CodeN
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number381666
Unique ZIP Name
SSA State County Code36170
Medicare CBSA Code17460
Medicare CBSA NameCleveland-Elyria, OH
Medicare CBSA TypeMetro
Market Rating Area ID11
County Mixed CaseCuyahoga

Ohio Homeowners Insurance News & Information

  • Can $600 Million Help Lower Florida Homeowners Insurance Rates? Posted on Friday 14th February, 2025

    Family relax on the couch. Happy beautiful young parents are smiling, hugging and playing with them kids at home together Governor DeSantis recently asked the legislature for over $600 million to help lower homeowners insurance in his 2025-26 budget request. The budget proposal asks for $590 million to go towards the My Safe Florida Home […]

  • North Carolina Homeowners’ Insurance Premiums May See a 15% Increase Posted on Thursday 23rd January, 2025

    The base rate for North Carolina homeowners insurance will be headed up by an average of 15% by the middle of 2026. The rate increases are part of a settlement that was reached with the insurance industry by the North Carolina Insurance Department. The state Insurance Commissioner Mike Causey recently announced the rate increase agreement […]

  • 2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025

    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]