Get multiple home insurance quotes in 44217. Our licensed 44217, OH agents are ready to serve you.

Check Out 44217 Home Insurance Rates

Shopping for homeowners insurance is never fun but at GetHomeInsuranceQuotes.com we make the process much easier. We will provide you with multiple quotes and coverage options for your home in Creston, OH.

We will gather some basic information about your home in Creston, OH and will then get to work and gather quotes from up to 12 nationwide home insurers who will provide their most competitive prices for your policy needs.

Our service is always free and we have a team of Ohio licensed home insurance professionals who can walk you through your policy options as well as answer any questions you may have about rates or coverage levels. In addition they will do a discount review to make sure you are getting all of the discounts that you are entitled to receive.

If you are ready to start researching homeowner insurance rates in 44217 simply click the "Get Multiple Quotes Now" button.

Research Home Insurance Quotes in 44217

We have pulled together a variety of data related to homeowners insurance in Ohio. Simply click on one of the links below to learn about the average cost of homeowners insurance in Ohio as well as local coverage options.

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Creston, OH home insurance quotes in your local city and review the most competitive coverages and premiums.

44217 Homeowners Insurance Rates, Average Rating: very low!

Homeowners insurance policies in 44217 include both property and casualty coverage which protects your home from a variety of risks which include but are not limited to fire, theft, vandalism, and wind damage. A standard homeowner policy also includes liability protection, which can come in handy if someone is injured on your property.

Unfortunately, flood and earthquake damage is not covered by a standard homeowners insurance policy so if you are located in a flood plain or high risk area, you will need a separate flood policy.

Regardless of what type of homeowners insurance you need, we can help you find a great policy at an affordable price. Data shows that for a standard homeowner policy in Ohio is roughly $665. In most cases, we can help you save up to 40 percent on your homeowner insurance costs.

Get started right now saving on your 44217 homeowners insurance policy!

44217 Home Insurance Average Premiums

Local 44217 homeowners insurance quotes comparison

$415 /yr.

Shows Zip Code: 44217 lowest rates with discounts applied on average.

For the 44217, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$415 /yr.
Average Coverage:$665 /yr.
2600 sq. ft. or higher
(all discounts applied)
$965 /yr.

What is the average home insurance cost for a home in 44217?

  • • The average homeowners insurance premium paid annually for a home in 44217 is around $665 per year.

What does it cost on average per month for home insurance in 44217?

  • • Homeowners in 44217 pay a monthly average cost per month around $55.00.

What kind of discount could I get if I combine my home and auto insurance together in 44217?

  • • Autoowners in 44217 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Creston area, check out other zip codes nearby 44217.
Review average rates in another zip code:
44217 homeowners insurance rates

Home Replacement Cost Coverage in 44217

Average Building Cost Per Square Foot in 44217: $111

Location: Creston, Ohio (Wayne County)

Average Square Footage in 44217: 1,266 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 44217 before you start any project. Creston homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 44217 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 44217 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,266 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Creston area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1111,266$140,500
Additional Upgrades & Added Features$1391,266$175,625
Major Home Updates or Advancements$1671,266$210,750

It's important to understand that when you estimate your replacement cost of your home in the 44217 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 44217

Best Home & Auto Insurance Agencies in 44217

Coffey Insurance Agency

Address: 102 Bank St Creston, OH 44217
Phone:
Website:
Info:

Dale Wirth Realty

Address: 19 N Main St Creston, OH 44217
Phone:
Website:
Info:

Housing Demographics for 44217

Population Review for 44217 Zip Code

For the city of Creston, the population within 44217 has increased to over 4,093 residents in population size. The current population total is 4,165. We have broken down the population based on race below. In 44217, there are over 2084 in male population and 2081 females.

PopulationValues
Total Population4,165
White Population3918
Black Population20
Hispanic Population62
Asian Population14
Hawaiian Population1
Indian Population12
Other Population26
Male Population2084
Female Population2081
Population Estimate4093

Household Data for 44217

The average number of homes in 44217 is around 1,648, there are an average of 2.53 per household. The average house value according to local real estate values is around $140,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,648
Persons Per Household2.53
Average House Value$140,500
Income Per Household$60598
Median Age42.6
Median Age Male42.1
Median Age Female43.1
44217 DetailsValues
StateOH
State Full NameOhio
City TypeP
City Alias Abbreviation
Area Code234/330
CityCreston
City Alias NameCRESTON
CountyWayne
County FIPS169
State FIPS39
Time Zone5
Day Light SavingY
MSA
PMSA
CSA184
CBSA49300
CBSA_DIV
CBSA_TypeMicro
CBSA_NameWooster, OH
MSA_Name
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses56
Number Of Employees563
Business First Quarter Payroll4124
Business Annual Payroll18460
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population114520
CBSA Division Population0
Congressional District07
Congressional LandArea3864.76
Delivery Residential1618
Delivery Business35
Delivery Total1823
Preferred Last Line KeyX20728
Classification Code
Multi-CountyY
CSA NameCleveland-Akron-Canton, OH
CBSA_DIV_Name
City State KeyX20728
Land Area29.417000
Water Area0.057000
City Alias Code
City Mixed CaseCreston
City Alias Mixed CaseCreston
Box Count68
SFDU1460
MFDU0
State ANSI39
County ANSI169
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number381960
Unique ZIP Name
SSA State County Code36860
Medicare CBSA Code99936
Medicare CBSA NameRural Areas in OH
Medicare CBSA TypeMicro
Market Rating Area ID14
County Mixed CaseWayne

Ohio Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]