Get multiple home insurance quotes in 44224. Our licensed 44224, OH agents are ready to serve you.

44224 Homeowners Insurance Quotes & Coverage Options

For homeowners like you shopping online for home insurance quotes in the 44224 zip code it's important to know that our rates are very competitive for homeowners living in Stow, OH. Many homeowners based out of your 44224 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Ohio licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 44224 should appear in the zip code field ready to go. For Stow, OH Homeowners Insurance Quotes nearby, we offer the best rates and service.

44224: Average Home Insurance Rates

For homeowners living in the great city of Stow, the average homeowners policy is considered very low in comparison to other states. Ohio premiums are estimated to be around $689 per year for homeowners insurance rates. You can easily save up to 40% or more, let us help you shop multiple home insurance quotes for free.

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44224 Home Insurance Average Premiums

Local 44224 homeowners insurance quotes comparison

$439 /yr.

Shows Zip Code: 44224 lowest rates with discounts applied on average.

For the 44224, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$439 /yr.
Average Coverage:$689 /yr.
2600 sq. ft. or higher
(all discounts applied)
$989 /yr.

What is the average home insurance cost for a home in 44224?

  • • The average homeowners insurance premium paid annually for a home in 44224 is around $689 per year.

What does it cost on average per month for home insurance in 44224?

  • • Homeowners in 44224 pay a monthly average cost per month around $57.00.

What kind of discount could I get if I combine my home and auto insurance together in 44224?

  • • Autoowners in 44224 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Stow area, check out other zip codes nearby 44224.
Review average rates in another zip code:
44224 homeowners insurance rates

Home Replacement Cost Coverage in 44224

Average Building Cost Per Square Foot in 44224: $111

Location: Stow, Ohio (Summit County)

Average Square Footage in 44224: 1,837 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 44224 before you start any project. Stow homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 44224 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 44224 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,837 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Stow area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1111,837$203,900
Additional Upgrades & Added Features$1391,837$254,875
Major Home Updates or Advancements$1671,837$305,850

It's important to understand that when you estimate your replacement cost of your home in the 44224 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 44224

Best Home & Auto Insurance Agencies in 44224

Koltas- Carl S

Address: 3396 Kent Rd Stow, OH 44224
Phone:
Website: http://www.carlkoltas.com
Info:

Reed, Terri - Strimple Kallstrom Bartell

Address: 3749 Fishcreek Rd Stow, OH 44224
Phone:
Website: http://www.skbinsurancehudson.com/
Info:

David A Loya & Associates Agency Inc - Nationwide Insurance

Address: 3823 Stow Rd, Ste 1 Stow, OH 44224
Phone:
Website: http://www.nationwide.com/agent/Stow-OHIO-insurance-agent/david-a-loya/office.html
Info:

Allstate Insurance Company - Richard Brown

Address: 3925 Darrow Rd Stow, OH 44224
Phone:
Website: http://www.allstateagencies.com/070021?cid=OTC-YP.com-IYP&att=TL
Info:

Allstate Insurance Companies - Sales Offices

Address: 3997 Fishcreek Rd Stow, OH 44224
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
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Housing Demographics for 44224

Population Review for 44224 Zip Code

For the city of Stow, the population within 44224 has increased to over 40,133 residents in population size. The current population total is 38,709. We have broken down the population based on race below. In 44224, there are over 18800 in male population and 19909 females.

PopulationValues
Total Population38,709
White Population33521
Black Population1629
Hispanic Population864
Asian Population1288
Hawaiian Population4
Indian Population26
Other Population229
Male Population18800
Female Population19909
Population Estimate40133

Household Data for 44224

The average number of homes in 44224 is around 16,538, there are an average of 2.31 per household. The average house value according to local real estate values is around $203,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode16,538
Persons Per Household2.31
Average House Value$203,900
Income Per Household$79497
Median Age41.6
Median Age Male40.0
Median Age Female43.2
44224 DetailsValues
StateOH
State Full NameOhio
City TypeB
City Alias Abbreviation
Area Code234
CityStow
City Alias NameSTOW
CountySummit
County FIPS153
State FIPS39
Time Zone5
Day Light SavingY
MSA1692
PMSA0080
CSA184
CBSA10420
CBSA_DIV
CBSA_TypeMetro
CBSA_NameAkron, OH
MSA_NameCleveland-Akron, OH CMSA
PMSA_NameAkron, OH PMSA
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses916
Number Of Employees13453
Business First Quarter Payroll140261
Business Annual Payroll626378
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population703200
CBSA Division Population0
Congressional District13|14
Congressional LandArea894.3|1953.14
Delivery Residential17374
Delivery Business814
Delivery Total20069
Preferred Last Line KeyX23004
Classification Code
Multi-CountyY
CSA NameCleveland-Akron-Canton, OH
CBSA_DIV_Name
City State KeyX23004
Land Area20.409000
Water Area0.429000
City Alias Code
City Mixed CaseStow
City Alias Mixed CaseStow
Box Count132
SFDU11676
MFDU2326
State ANSI39
County ANSI153
ZIP Intro
Alias Intro
Facility CodeB
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number382037
Unique ZIP Name
SSA State County Code36780
Medicare CBSA Code10420
Medicare CBSA NameAkron, OH
Medicare CBSA TypeMetro
Market Rating Area ID12
County Mixed CaseSummit

Ohio Homeowners Insurance News & Information

  • 2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025

    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]