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Home Insurance in 44230

Our rates are very competitive for homeowners living in the 44230 zip code. Many homeowners based out of Doylestown, OH have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our OH licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 44230 should appear in the zip code field ready to go.

44230 Average Home Insurance Rates

Are you looking for a standard HO-3 homeowners policy for your single family home in the Doylestown area? The average homeowners premium in 44230 is very low in comparison to other states. For example, the national average is $1,249 per year for home insurance coverage for a basic home insurance policy. For homeowners living in the 44230, you can expect to pay around $658 per year for homeowners coverage. If you want to see which company has the best rates and coverage options, than easily compare rates with us. You can review each premium and we can help explain any question that you may have about different types of coverages and what is best for you and your family.

Get Home Insurance Coverage in 44230 Today!

Get Home Insurance Quotes in 44230

We can shop up to 12 home insurance quotes for you easily online. You can find out more by exploring one of the three links below to review average homeowners insurance rates in the great state of Ohio. Start your 44230 home insurance shopping today!

  1. Doylestown, OH Home Insurance Quotes

44230 Home Insurance Average Premiums

Local 44230 homeowners insurance quotes comparison

$408 /yr.

Shows Zip Code: 44230 lowest rates with discounts applied on average.

For the 44230, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$408 /yr.
Average Coverage:$658 /yr.
2600 sq. ft. or higher
(all discounts applied)
$958 /yr.

What is the average home insurance cost for a home in 44230?

  • • The average homeowners insurance premium paid annually for a home in 44230 is around $658 per year.

What does it cost on average per month for home insurance in 44230?

  • • Homeowners in 44230 pay a monthly average cost per month around $55.00.

What kind of discount could I get if I combine my home and auto insurance together in 44230?

  • • Autoowners in 44230 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Doylestown area, check out other zip codes nearby 44230.
Review average rates in another zip code:
44230 homeowners insurance rates

Home Replacement Cost Coverage in 44230

Average Building Cost Per Square Foot in 44230: $111

Location: Doylestown, Ohio (Wayne County)

Average Square Footage in 44230: 1,463 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 44230 before you start any project. Doylestown homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 44230 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 44230 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,463 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Doylestown area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1111,463$162,400
Additional Upgrades & Added Features$1391,463$203,000
Major Home Updates or Advancements$1671,463$243,600

It's important to understand that when you estimate your replacement cost of your home in the 44230 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 44230

Best Home & Auto Insurance Agencies in 44230

Housing Demographics for 44230

Population Review for 44230 Zip Code

For the city of Doylestown, the population within 44230 has increased to over 8,369 residents in population size. The current population total is 8,064. We have broken down the population based on race below. In 44230, there are over 4032 in male population and 4032 females.

PopulationValues
Total Population8,064
White Population7613
Black Population39
Hispanic Population95
Asian Population20
Hawaiian Population4
Indian Population11
Other Population26
Male Population4032
Female Population4032
Population Estimate8369

Household Data for 44230

The average number of homes in 44230 is around 3,286, there are an average of 2.44 per household. The average house value according to local real estate values is around $162,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode3,286
Persons Per Household2.44
Average House Value$162,400
Income Per Household$72126
Median Age45.9
Median Age Male43.9
Median Age Female47.7
44230 DetailsValues
StateOH
State Full NameOhio
City TypeP
City Alias Abbreviation
Area Code330
CityDoylestown
City Alias NameDOYLESTOWN
CountyWayne
County FIPS169
State FIPS39
Time Zone5
Day Light SavingY
MSA
PMSA
CSA184
CBSA49300
CBSA_DIV
CBSA_TypeMicro
CBSA_NameWooster, OH
MSA_Name
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses108
Number Of Employees752
Business First Quarter Payroll5549
Business Annual Payroll27085
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population114520
CBSA Division Population0
Congressional District07|13
Congressional LandArea3864.76|894.3
Delivery Residential3430
Delivery Business84
Delivery Total7012
Preferred Last Line KeyX20834
Classification Code
Multi-CountyY
CSA NameCleveland-Akron-Canton, OH
CBSA_DIV_Name
City State KeyX20834
Land Area18.109000
Water Area0.071000
City Alias Code
City Mixed CaseDoylestown
City Alias Mixed CaseDoylestown
Box Count71
SFDU2952
MFDU4
State ANSI39
County ANSI169
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number382275
Unique ZIP Name
SSA State County Code36860
Medicare CBSA Code99936
Medicare CBSA NameRural Areas in OH
Medicare CBSA TypeMicro
Market Rating Area ID14
County Mixed CaseWayne

Ohio Homeowners Insurance News & Information

  • Can $600 Million Help Lower Florida Homeowners Insurance Rates? Posted on Friday 14th February, 2025

    Family relax on the couch. Happy beautiful young parents are smiling, hugging and playing with them kids at home together Governor DeSantis recently asked the legislature for over $600 million to help lower homeowners insurance in his 2025-26 budget request. The budget proposal asks for $590 million to go towards the My Safe Florida Home […]

  • North Carolina Homeowners’ Insurance Premiums May See a 15% Increase Posted on Thursday 23rd January, 2025

    The base rate for North Carolina homeowners insurance will be headed up by an average of 15% by the middle of 2026. The rate increases are part of a settlement that was reached with the insurance industry by the North Carolina Insurance Department. The state Insurance Commissioner Mike Causey recently announced the rate increase agreement […]

  • 2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025

    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]