Get multiple home insurance quotes in 44256. Our licensed 44256, OH agents are ready to serve you.

44256 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 44256 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Medina, OH. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 44256 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Ohio, like average Medina homeowners insurance rates, coverage options or home insurance types, please select Medina, OH Home Insurance Rates Online!

44256 Home Insurance Average Premiums

Local 44256 homeowners insurance quotes comparison

$388 /yr.

Shows Zip Code: 44256 lowest rates with discounts applied on average.

For the 44256, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$388 /yr.
Average Coverage:$638 /yr.
2600 sq. ft. or higher
(all discounts applied)
$938 /yr.

What is the average home insurance cost for a home in 44256?

  • • The average homeowners insurance premium paid annually for a home in 44256 is around $638 per year.

What does it cost on average per month for home insurance in 44256?

  • • Homeowners in 44256 pay a monthly average cost per month around $53.00.

What kind of discount could I get if I combine my home and auto insurance together in 44256?

  • • Autoowners in 44256 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Medina area, check out other zip codes nearby 44256.
Review average rates in another zip code:
44256 homeowners insurance rates

Home Replacement Cost Coverage in 44256

Average Building Cost Per Square Foot in 44256: $111

Location: Medina, Ohio (Medina County)

Average Square Footage in 44256: 2,128 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 44256 before you start any project. Medina homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 44256 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 44256 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,128 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Medina area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1112,128$236,200
Additional Upgrades & Added Features$1392,128$295,250
Major Home Updates or Advancements$1672,128$354,300

It's important to understand that when you estimate your replacement cost of your home in the 44256 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 44256

Allstate Insurance - John R Kipp

Address: 3812 Pearl Rd. #22 Medina, OH 44256
Phone: (330)220-0558
Website:

Best Home & Auto Insurance Agencies in 44256

Wichert Insurance

Address: 119 N Court St Medina, OH 44256
Phone:
Website: http://www.wichert.com/
Info:

Allstate Insurance Company - Kirk Hirschfelder

Address: 3443 Medina Rd Medina, OH 44256
Phone:
Website: http://www.allstateagencies.com/050801?cid=OTC-YP.com-IYP&att=TL
Info:

Allstate Insurance

Address: 443 W Liberty St Medina, OH 44256
Phone:
Website: http://www.allstateagencies.com/028393?cid=OTC-YP.com-IYP&att=TL
Info:

Allstate Insurance - John R Kipp

Address: 3812 Pearl Rd, #Rd-22 Medina, OH 44256
Phone:
Website:
Info:

Brian Maxwell - Nationwide Insurance

Address: 4079 N Jefferson St Medina, OH 44256
Phone:
Website: http://www.nationwide.com/agent/Medina-OHIO-insurance-agent/brian-maxwell/office.html
Info:

Housing Demographics for 44256

Population Review for 44256 Zip Code

For the city of Medina, the population within 44256 has increased to over 68,579 residents in population size. The current population total is 64,815. We have broken down the population based on race below. In 44256, there are over 31678 in male population and 33137 females.

PopulationValues
Total Population64,815
White Population58750
Black Population1216
Hispanic Population1753
Asian Population799
Hawaiian Population14
Indian Population85
Other Population655
Male Population31678
Female Population33137
Population Estimate68579

Household Data for 44256

The average number of homes in 44256 is around 25,426, there are an average of 2.52 per household. The average house value according to local real estate values is around $236,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode25,426
Persons Per Household2.52
Average House Value$236,200
Income Per Household$94072
Median Age43.7
Median Age Male42.4
Median Age Female44.9
44256 DetailsValues
StateOH
State Full NameOhio
City TypeP
City Alias Abbreviation
Area Code330/234
CityMedina
City Alias NameMEDINA
CountyMedina
County FIPS103
State FIPS39
Time Zone5
Day Light SavingY
MSA1692
PMSA1680
CSA184
CBSA17410
CBSA_DIV
CBSA_TypeMetro
CBSA_NameCleveland, OH
MSA_NameCleveland-Akron, OH CMSA
PMSA_NameCleveland-Lorain-Elyria, OH PMSA
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1650
Number Of Employees22624
Business First Quarter Payroll241500
Business Annual Payroll1071866
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District05|07
Congressional LandArea5626.47|3864.76
Delivery Residential27214
Delivery Business1831
Delivery Total29071
Preferred Last Line KeyX21836
Classification Code
Multi-CountyY
CSA NameCleveland-Akron-Canton, OH
CBSA_DIV_Name
City State KeyX21836
Land Area130.772000
Water Area1.050000
City Alias Code
City Mixed CaseMedina
City Alias Mixed CaseMedina
Box Count0
SFDU21300
MFDU1841
State ANSI39
County ANSI103
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number385047
Unique ZIP Name
SSA State County Code36530
Medicare CBSA Code17460
Medicare CBSA NameCleveland-Elyria, OH
Medicare CBSA TypeMetro
Market Rating Area ID12
County Mixed CaseMedina

Ohio Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]