Compare quotes for your home in 44256! Compare the best 12 carriers in minutes.
44256 Online Home Insurance Rates
Comparing a bunch of different rates for your home in 44256 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Medina, OH. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 44256 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.
If you would like to review more information on home insurance premiums in Ohio, like average Medina homeowners insurance rates, coverage options or home insurance types, please select Medina, OH Home Insurance Rates Online!
44256 Home Insurance Average Premiums
$388 /yr.
Shows Zip Code: 44256 lowest rates with discounts applied on average.
For the 44256, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
| Coverage Amount: | Annual Premium |
|---|---|
| 1800 sq. ft. or below (discounts applied) | $388 /yr. |
| Average Coverage: | $638 /yr. |
| 2600 sq. ft. or higher (all discounts applied) | $938 /yr. |
What is the average home insurance cost for a home in 44256?
- • The average homeowners insurance premium paid annually for a home in 44256 is around $638 per year.
What does it cost on average per month for home insurance in 44256?
- • Homeowners in 44256 pay a monthly average cost per month around $53.00.
What kind of discount could I get if I combine my home and auto insurance together in 44256?
- • Autoowners in 44256 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
For shopping home insurance rates within the Medina area, check out other zip codes nearby 44256.
Review average rates in another zip code:
44256 homeowners insurance rates
Home Replacement Cost Coverage in 44256
Average Building Cost Per Square Foot in 44256: $111
Location: Medina, Ohio (Medina County)Average Square Footage in 44256: 2,128 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 44256 before you start any project. Medina homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 44256 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 44256 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,128 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Medina area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
| Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
|---|---|---|---|
| Basic Home Features | $111 | 2,128 | $236,200 |
| Additional Upgrades & Added Features | $139 | 2,128 | $295,250 |
| Major Home Updates or Advancements | $167 | 2,128 | $354,300 |
It's important to understand that when you estimate your replacement cost of your home in the 44256 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 44256
Allstate Insurance - John R Kipp
Address: 3812 Pearl Rd. #22 Medina, OH 44256Phone: (330)220-0558
Website:
Best Home & Auto Insurance Agencies in 44256
Smucker, Thomas President - Smucker Insurance
Address: 56 Public Sq Medina, OH 44256Phone:
Website: http://www.smuckerinsurance.com/
Info:
Troy R Ramey
Address: 2765 Fixler Rd Medina, OH 44256Phone:
Website: http://www.troyrameyinsurance.com/?utm_source=yp&utm_medium=cpc&utm_campaign=ck_yp
Info:
Allstate Insurance Companies
Address: 754 N Court St Medina, OH 44256Phone:
Website:
Info:
Hehr Jr, Albert G - Hehr & Myers
Address: 805 E Washington St, #220 Medina, OH 44256Phone:
Website: http://www.aghehr.com/
Info:
Broadbent Insurance Agency, Incorporated
Address: 416 Medina Rd Medina, OH 44256Phone:
Website: http://www.broadbentinsurance.net/
Info:
Housing Demographics for 44256
Population Review for 44256 Zip Code
For the city of Medina, the population within 44256 has increased to over 68,579 residents in population size. The current population total is 64,815. We have broken down the population based on race below. In 44256, there are over 31678 in male population and 33137 females.
| Population | Values |
|---|---|
| Total Population | 64,815 |
| White Population | 58750 |
| Black Population | 1216 |
| Hispanic Population | 1753 |
| Asian Population | 799 |
| Hawaiian Population | 14 |
| Indian Population | 85 |
| Other Population | 655 |
| Male Population | 31678 |
| Female Population | 33137 |
| Population Estimate | 68579 |
Household Data for 44256
The average number of homes in 44256 is around 25,426, there are an average of 2.52 per household. The average house value according to local real estate values is around $236,200. Please review the following demographics below for average income and media age.
| Housing / Income Data | Values |
|---|---|
| Households Per Zipcode | 25,426 |
| Persons Per Household | 2.52 |
| Average House Value | $236,200 |
| Income Per Household | $94072 |
| Median Age | 43.7 |
| Median Age Male | 42.4 |
| Median Age Female | 44.9 |
| 44256 Details | Values |
|---|---|
| State | OH |
| State Full Name | Ohio |
| City Type | P |
| City Alias Abbreviation | |
| Area Code | 330/234 |
| City | Medina |
| City Alias Name | MEDINA |
| County | Medina |
| County FIPS | 103 |
| State FIPS | 39 |
| Time Zone | 5 |
| Day Light Saving | Y |
| MSA | 1692 |
| PMSA | 1680 |
| CSA | 184 |
| CBSA | 17410 |
| CBSA_DIV | |
| CBSA_Type | Metro |
| CBSA_Name | Cleveland, OH |
| MSA_Name | Cleveland-Akron, OH CMSA |
| PMSA_Name | Cleveland-Lorain-Elyria, OH PMSA |
| Region | Midwest |
| Division | East North Central |
| MailingName | Y |
| Economic & Growth Review | Values |
|---|---|
| Number Of Businesses | 1650 |
| Number Of Employees | 22624 |
| Business First Quarter Payroll | 241500 |
| Business Annual Payroll | 1071866 |
| Business Employment Flag | |
| Growth Rank | 0 |
| Growth Housing Units 2003 | |
| Growth Housing Units 2004 | |
| Growth Increase Number | 0 |
| Growth Increase Percentage | 0.0 |
| Metropolitan Details | Values |
|---|---|
| CBSA Population | 0 |
| CBSA Division Population | 0 |
| Congressional District | 05|07 |
| Congressional LandArea | 5626.47|3864.76 |
| Delivery Residential | 27214 |
| Delivery Business | 1831 |
| Delivery Total | 29071 |
| Preferred Last Line Key | X21836 |
| Classification Code | |
| Multi-County | Y |
| CSA Name | Cleveland-Akron-Canton, OH |
| CBSA_DIV_Name | |
| City State Key | X21836 |
| Land Area | 130.772000 |
| Water Area | 1.050000 |
| City Alias Code | |
| City Mixed Case | Medina |
| City Alias Mixed Case | Medina |
| Box Count | 0 |
| SFDU | 21300 |
| MFDU | 1841 |
| State ANSI | 39 |
| County ANSI | 103 |
| ZIP Intro | |
| Alias Intro | |
| Facility Code | P |
| City Delivery Indicator | Y |
| Carrier Route Rate Sortation | D |
| Finance Number | 385047 |
| Unique ZIP Name | |
| SSA State County Code | 36530 |
| Medicare CBSA Code | 17460 |
| Medicare CBSA Name | Cleveland-Elyria, OH |
| Medicare CBSA Type | Metro |
| Market Rating Area ID | 12 |
| County Mixed Case | Medina |
Ohio Homeowners Insurance News & Information
-
$4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024
According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]
-
I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024
According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]
-
How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024
Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm. Understanding the different coverages that are available to homeowners is key to making sure you […]