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44260, OH Home Insurance
In the zip code of 44260, the population size is around 13,152, which consists of 5,312 occupied homes in your area. We often hear homeowners ask us what the average home insurance premiums are for residence living in Mogadore, OH. A few years ago, a study was done and found that the average home insurance rates for Ohio are around $636 per year for a standard homeowners policy. At GetHomeInsuranceQuotes.com, we help homeowners find cheaper rates and better coverage for an existing or new home purchase opportunity. We have partnered with 12 major home insurance companies that have the most competitive rates for homes in the 44260 zip code location. Our savings model helps you not only save up to 40% or more, but also includes enhanced coverage options to help protect your home and family while livings in Mogadore. If you enter your zip code for the home you would like to shop and compare rates for today, we can help you review the premiums and coverage online or over the phone. Give us a call now at 1-855-976-2656 so we can help you compare rates today!
If you would like to review more information on rates within your area, please click Mogadore, OH Homeowners Insurance Online Rates Today!
44260 Home Insurance Average Premiums
For the 44260, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
Coverage Amount: | Annual Premium |
---|---|
1800 sq. ft. or below (discounts applied) | $386 /yr. |
Average Coverage: | $636 /yr. |
2600 sq. ft. or higher (all discounts applied) | $936 /yr. |
What is the average home insurance cost for a home in 44260?
- • The average homeowners insurance premium paid annually for a home in 44260 is around $636 per year.
What does it cost on average per month for home insurance in 44260?
- • Homeowners in 44260 pay a monthly average cost per month around $53.00.
What kind of discount could I get if I combine my home and auto insurance together in 44260?
- • Autoowners in 44260 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
For shopping home insurance rates within the Mogadore area, check out other zip codes nearby 44260.
Review average rates in another zip code:
44260 homeowners insurance rates
Home Replacement Cost Coverage in 44260
Average Building Cost Per Square Foot in 44260: $111
Location: Mogadore, Ohio (Portage County)Average Square Footage in 44260: 1,414 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 44260 before you start any project. Mogadore homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 44260 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 44260 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,414 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Mogadore area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
---|---|---|---|
Basic Home Features | $111 | 1,414 | $157,000 |
Additional Upgrades & Added Features | $139 | 1,414 | $196,250 |
Major Home Updates or Advancements | $167 | 1,414 | $235,500 |
It's important to understand that when you estimate your replacement cost of your home in the 44260 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 44260
Best Home & Auto Insurance Agencies in 44260
Allstate Insurance Company - William Farmakidis
Address: 7 S Cleveland Ave Mogadore, OH 44260Phone:
Website: http://www.allstateagencies.com/034752?cid=OTC-YP.com-IYP&att=TL
Info:
Housing Demographics for 44260
Population Review for 44260 Zip Code
For the city of Mogadore, the population within 44260 has increased to over 13,335 residents in population size. The current population total is 13,152. We have broken down the population based on race below. In 44260, there are over 6511 in male population and 6641 females.
Population | Values |
---|---|
Total Population | 13,152 |
White Population | 12381 |
Black Population | 46 |
Hispanic Population | 188 |
Asian Population | 39 |
Hawaiian Population | 0 |
Indian Population | 13 |
Other Population | 59 |
Male Population | 6511 |
Female Population | 6641 |
Population Estimate | 13335 |
Household Data for 44260
The average number of homes in 44260 is around 5,312, there are an average of 2.47 per household. The average house value according to local real estate values is around $157,000. Please review the following demographics below for average income and media age.
Housing / Income Data | Values |
---|---|
Households Per Zipcode | 5,312 |
Persons Per Household | 2.47 |
Average House Value | $157,000 |
Income Per Household | $65195 |
Median Age | 45.7 |
Median Age Male | 45.1 |
Median Age Female | 46.3 |
44260 Details | Values |
---|---|
State | OH |
State Full Name | Ohio |
City Type | P |
City Alias Abbreviation | |
Area Code | 330 |
City | Mogadore |
City Alias Name | MOGADORE |
County | Portage |
County FIPS | 133 |
State FIPS | 39 |
Time Zone | 5 |
Day Light Saving | Y |
MSA | 1692 |
PMSA | 0080 |
CSA | 184 |
CBSA | 10420 |
CBSA_DIV | |
CBSA_Type | Metro |
CBSA_Name | Akron, OH |
MSA_Name | Cleveland-Akron, OH CMSA |
PMSA_Name | Akron, OH PMSA |
Region | Midwest |
Division | East North Central |
MailingName | Y |
Economic & Growth Review | Values |
---|---|
Number Of Businesses | 212 |
Number Of Employees | 3414 |
Business First Quarter Payroll | 41175 |
Business Annual Payroll | 175564 |
Business Employment Flag | |
Growth Rank | 0 |
Growth Housing Units 2003 | |
Growth Housing Units 2004 | |
Growth Increase Number | 0 |
Growth Increase Percentage | 0.0 |
Metropolitan Details | Values |
---|---|
CBSA Population | 703200 |
CBSA Division Population | 0 |
Congressional District | 13|14 |
Congressional LandArea | 894.3|1953.14 |
Delivery Residential | 5399 |
Delivery Business | 184 |
Delivery Total | 5777 |
Preferred Last Line Key | X21933 |
Classification Code | |
Multi-County | Y |
CSA Name | Cleveland-Akron-Canton, OH |
CBSA_DIV_Name | |
City State Key | X21933 |
Land Area | 32.986000 |
Water Area | 2.625000 |
City Alias Code | |
City Mixed Case | Mogadore |
City Alias Mixed Case | Mogadore |
Box Count | 87 |
SFDU | 5047 |
MFDU | 17 |
State ANSI | 39 |
County ANSI | 133 |
ZIP Intro | |
Alias Intro | |
Facility Code | P |
City Delivery Indicator | Y |
Carrier Route Rate Sortation | D |
Finance Number | 385376 |
Unique ZIP Name | |
SSA State County Code | 36680 |
Medicare CBSA Code | 10420 |
Medicare CBSA Name | Akron, OH |
Medicare CBSA Type | Metro |
Market Rating Area ID | 12 |
County Mixed Case | Portage |
Ohio Homeowners Insurance News & Information
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According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]
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