Get multiple home insurance quotes in 44260. Our licensed 44260, OH agents are ready to serve you.

44260, OH Home Insurance

In the zip code of 44260, the population size is around 13,152, which consists of 5,312 occupied homes in your area. We often hear homeowners ask us what the average home insurance premiums are for residence living in Mogadore, OH. A few years ago, a study was done and found that the average home insurance rates for Ohio are around $636 per year for a standard homeowners policy. At GetHomeInsuranceQuotes.com, we help homeowners find cheaper rates and better coverage for an existing or new home purchase opportunity. We have partnered with 12 major home insurance companies that have the most competitive rates for homes in the 44260 zip code location. Our savings model helps you not only save up to 40% or more, but also includes enhanced coverage options to help protect your home and family while livings in Mogadore. If you enter your zip code for the home you would like to shop and compare rates for today, we can help you review the premiums and coverage online or over the phone. Give us a call now at 1-855-976-2656 so we can help you compare rates today!

If you would like to review more information on rates within your area, please click Mogadore, OH Homeowners Insurance Online Rates Today!

44260 Home Insurance Average Premiums

Local 44260 homeowners insurance quotes comparison

$386 /yr.

Shows Zip Code: 44260 lowest rates with discounts applied on average.

For the 44260, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$386 /yr.
Average Coverage:$636 /yr.
2600 sq. ft. or higher
(all discounts applied)
$936 /yr.

What is the average home insurance cost for a home in 44260?

  • • The average homeowners insurance premium paid annually for a home in 44260 is around $636 per year.

What does it cost on average per month for home insurance in 44260?

  • • Homeowners in 44260 pay a monthly average cost per month around $53.00.

What kind of discount could I get if I combine my home and auto insurance together in 44260?

  • • Autoowners in 44260 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Mogadore area, check out other zip codes nearby 44260.
Review average rates in another zip code:
44260 homeowners insurance rates

Home Replacement Cost Coverage in 44260

Average Building Cost Per Square Foot in 44260: $111

Location: Mogadore, Ohio (Portage County)

Average Square Footage in 44260: 1,414 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 44260 before you start any project. Mogadore homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 44260 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 44260 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,414 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Mogadore area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1111,414$157,000
Additional Upgrades & Added Features$1391,414$196,250
Major Home Updates or Advancements$1671,414$235,500

It's important to understand that when you estimate your replacement cost of your home in the 44260 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 44260

Best Home & Auto Insurance Agencies in 44260

Allstate Insurance Company - William Farmakidis

Address: 7 S Cleveland Ave Mogadore, OH 44260
Phone:
Website: http://www.allstateagencies.com/034752?cid=OTC-YP.com-IYP&att=TL
Info:

Housing Demographics for 44260

Population Review for 44260 Zip Code

For the city of Mogadore, the population within 44260 has increased to over 13,335 residents in population size. The current population total is 13,152. We have broken down the population based on race below. In 44260, there are over 6511 in male population and 6641 females.

PopulationValues
Total Population13,152
White Population12381
Black Population46
Hispanic Population188
Asian Population39
Hawaiian Population0
Indian Population13
Other Population59
Male Population6511
Female Population6641
Population Estimate13335

Household Data for 44260

The average number of homes in 44260 is around 5,312, there are an average of 2.47 per household. The average house value according to local real estate values is around $157,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode5,312
Persons Per Household2.47
Average House Value$157,000
Income Per Household$65195
Median Age45.7
Median Age Male45.1
Median Age Female46.3
44260 DetailsValues
StateOH
State Full NameOhio
City TypeP
City Alias Abbreviation
Area Code330
CityMogadore
City Alias NameMOGADORE
CountyPortage
County FIPS133
State FIPS39
Time Zone5
Day Light SavingY
MSA1692
PMSA0080
CSA184
CBSA10420
CBSA_DIV
CBSA_TypeMetro
CBSA_NameAkron, OH
MSA_NameCleveland-Akron, OH CMSA
PMSA_NameAkron, OH PMSA
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses212
Number Of Employees3414
Business First Quarter Payroll41175
Business Annual Payroll175564
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population703200
CBSA Division Population0
Congressional District13|14
Congressional LandArea894.3|1953.14
Delivery Residential5399
Delivery Business184
Delivery Total5777
Preferred Last Line KeyX21933
Classification Code
Multi-CountyY
CSA NameCleveland-Akron-Canton, OH
CBSA_DIV_Name
City State KeyX21933
Land Area32.986000
Water Area2.625000
City Alias Code
City Mixed CaseMogadore
City Alias Mixed CaseMogadore
Box Count87
SFDU5047
MFDU17
State ANSI39
County ANSI133
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number385376
Unique ZIP Name
SSA State County Code36680
Medicare CBSA Code10420
Medicare CBSA NameAkron, OH
Medicare CBSA TypeMetro
Market Rating Area ID12
County Mixed CasePortage

Ohio Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]